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do I have to wait for the test case?
I followed all the letters and have been advised by my bank of the test case pending. I am not wanting to wait obviously, but need to know if there is any chance of me getting the money any quicker? [IMG]file:///C:/DOCUME%7E1/Cole/LOCALS%7E1/Temp/moz-screenshot.jpg[/IMG]:confused: Off on Maternity leave and this would help…
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Bank Charge Statement - do i need to do anything else?
I have received the six years of statements detailing my bank charges from the Abbey with a covering letter from them saying that the OFT has agreed that claiming back charges are on hold. Do i need to write to the Abbey formally requesting that i wish to reclaim these charges in the event of the court ruling in the OFT's…
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advice on reclaiming
Hi could anyone please suggest a reclaiming company for me and my wife as we are unsure how we go about it.We asked for bank statements and the halifax shut our overdrafts immediately.Any help gratefully recieved.
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Direct Debit charges
Hi there my bank charged me £38 for a returned direst debit can I claim this charge back ?? Thanks for your hel Frank
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Direct Debit - banks not cancelling
Just seen artice on BBC news referring to statment from OFT (or was it ombudsman!?) stating banks should be cancelling direct debits when customer requests it but are nto doing so. I tried to cancel a DD some months back by asking bank but they told me to go to business - problem was they were in US - tried to contact via…
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return of bank charges
I recently wrote to my bank over some excessive charges they imposed for month of October. They have responded with a letter stating that they are content that I keep my account in good order and so are refunding the amount for October and also November as a good will gesture. My concern is that in order for me to get the…
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Bank Refunded My Charges But.......
I need some help or advice please....... I sucessfully challenged my bank over 6 months ago and received a refund of my charges for the past 6 years. After receiving the refund, a week later it was refunded again in error by the bank. I didn't say anything and moved the money into my high interest savings account where it…
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Drowning in new Nationwide charges
My sister was close to getting back £3,000 from Nationwide when the court ruling came in suspending cases. That was bad enough but she's just told me she's still paying out £300 a month in bank charges to them, seemingly at the same old rates. Can they do this? Can anyone give any advice I can pass on to her?
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warrant served
After proceeding with the reclaiming process against Royal Bank Of Scotland I received judgment on 25/7/07 ( 2 days before the stay was implemented,i believe) On 7/8/07 the bailiff was instructed to remove goods for non payment. Since that date I have not heard any information, neither can I get a return call from the…
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Good news re the OFT court case!
Hi All Just saw this on the bbc website: http://news.bbc.co.uk/1/hi/business/7095907.stm Seems like a very positive step to me! :D
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New overseas address, can i still claim?
I need some advice. I recently moved abroad but started the process of reclaiming bank charges while still at my UK address. Can i still claim using my new overseas address? Any advice greatly appreciated. many thanks
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Bank charge reclaiming
I've read the guidance bit but need somebody to clarify if possible? I have calculated bank charges over last 6 years and sent letter to bank (Barclays0 asking for my money back with interest. I know there's a test-case coming up and that martin's guide says carry on as normal BUT then he says the Financial Ombudsman isn't…
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Help regarding 6 months old CC claims.
I have just read the article on Credit card reclaiming and it has motivated me to try and get things organised. At the start of summer i tried to start proceedings to claim charges back from my credit cards (i didnt know about this site then and used ukpenaltycharges forum). I have 3 cards which i was trying to claim on,…
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old bank account **** up.
ok i am in the process of claiming my bank charges from nationwide (240 quid) and in the letter i asked for the account to be closed (it wasn't overdrawn when i asked this) i have just checked the account and it is now -250 quid :mad: they continued to take money out of the account to pay a direct debit return and that…
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Reclaim Bank Charges Help Thread 2
Reclaim Bank Charges Help Thread <hr style="color: rgb(102, 0, 0);" size="1"> <!-- / icon and title --><!-- message --> ***Board Guide Comment*** There are fourteen posts in this thread. POST 1 Gives you the address to send your first letter requesting your bank statements under the Data Protection Act. POST 2 Tells you…
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Data Protection Address
can anyone supply me with the Data Protection address to write to to get account details of default charges for a Yorkshire Bank Visa Card. Obviously the old list that was there only last week has dissapeared with all the old threads. Hope someone can help
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Judgement for claimant ???
We have recieved a copy of a 'Judgement for claimant' which has been sent to Barclays that says: 'To the Defendant You have not replied to the claim form [we sent a Request for judgement form N225 to the court after Barclays did not offer a defence]. It is therefore ordered that you must pay the claimant £1793 for the debt…
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So these "New" Charges from Lloyds. Are infact worse.
They are really going to town with me on these charges. On one account.... 7 pound over now totals up to £138. Truly shocking. Second account £ 108 overdrawn.. Now totals £232. Plus Next lot Dec 1st is another £138.. bloody ludicrous
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Balance transfer fees
Can you reclaim the balance transfer fees on credit cards?
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Assistance required bank refusing to comply
We recently followed directions with regard to starting our case against our bank - Nat West - and walked into our local branch with a letter covering all three accounts held by us. We had £30 to cover the charges for administration of retrieval of data on all three accounts but when we tried to hand over the letter the…
