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Bank charge reclaiming

I've read the guidance bit but need somebody to clarify if possible?

I have calculated bank charges over last 6 years and sent letter to bank (Barclays0 asking for my money back with interest. I know there's a test-case coming up and that martin's guide says carry on as normal BUT then he says the Financial Ombudsman isn't taking on any new cases. Sooooo am I right to assume there's absolutely nothing I can do IF I do not wish to go 'courts' route and that writing to the Ombudsman would be waste of time?

Thanks
  • Co-op - no details yet 10 pounds 'cashed' by them!
  • A+L - 14 day reply due soon (200)
  • Capital One - 14 day reply due soon (400)
  • Norwich Union - Letter to FO on 14.11.07 (400)
  • Marbles - awaiting details
  • Mint - claiming £40 to annoy them. 14 day due soon
  • Halifax - 14 day letter sent (400)
  • RBS - goodwill offering 130 pound - refusing claim £400+. 14 day due soon
  • Cahoot - 40 day request being sent
  • RBS Advanta - awaiting charge details
Barclays Bank - Claiming £2000 Letter to FO to be sent.

Comments

  • vickyb
    vickyb Posts: 113 Forumite
    <TABLE id=HB_Mail_Container height="100%" cellSpacing=0 cellPadding=0 width="100%" border=0 UNSELECTABLE="on"><TBODY><TR height="100%" width="100%" UNSELECTABLE="on"><TD id=HB_Focus_Element vAlign=top width="100%" background="" height=250 UNSELECTABLE="off">my advice would be to go for it youll never know unless you try.
    i was about to apply online to the courts the day before that announcement came and then i had second thoughts but i went ahead with it anyway it did cost me £120 for the online court system and then £40 for a warrant to be sent but i got all my money back the other week £3771.04 i couldnt believe it so i would say go for it you never know
    goodluck vicky
    </TD></TR><TR UNSELECTABLE="on" hb_tag="1"><TD style="FONT-SIZE: 1pt" height=1 UNSELECTABLE="on">
    </TD></TR></TBODY></TABLE>
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