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should i go to step 4???????
hi all, i am currently in the process of reclaiming my bank charges from HSBC i have recieved a letter from them (within the 14 days) stating that they are looking into my claims of unfiar bank charges and said that they will reply when they have investigated. As they have not stated a date when they will reply by should i…
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bank charges now lawful
Hi i have sent of for my bank charges phoned the bank today and was told that it was announced 2 weeks ago that the charges the bank makes are not unlawful anymore, is this true or is it the bank putting people of i was also told that LLOYDS have taken people to court and LLOYDS have won anyone know if this is another…
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Heeeeeellllppp!!!!!!!!!
The Plot Thickens! My Ex Has Got A Company Dealing With His Debts (not Bankruptsy) But Bank Have Put A "no Operations" On The Joint Account Even Tho His Debt Is On His Own Account! We Are Off To The Bank On Tuesday To Remove His Name From Acc. As Im In Middle Of Claiming Charges-question Is-if We Succeed In Removing His…
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charged for printing a cheque and a charge for overdraft
Hi everyone, hope you can help... I asked Halifax to print me a cheque yesterday but they said it would cost me £10... I agreed to it, because it was cheaper than paying the fine I would've got for handing the cheque in late! I can't find any small print saying that they were allowed to do this though, is this £10 charge…
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am i doing right thing!!!
have sent all letters and claim form and last friday sent judgement to lloyds tsb not heard anything so rang them today and spoke to there solicitor who was meant to ring back but didnt. i was asking if they had recieved judgement and what was going on but they said they would get back to me! do i ring again tomorrow or do…
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quick question re lloyds
im about to send my letters to lloyds to claim back the charges, now i dont have the account numbers and only way i can get them is to go into a branch with ID, however since teh account was closed approx 4 years ago then its pretty obvious what im after them for (in my mind anyway) is there any way i can just send the…
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Worried I have blown my chances with LLoyds TSB???
Hi, I'm trying to reclaim a relatively small amount from Lloyds TSB (about £300) and got as far (end of Feb) as sending them the last chance to pay before court letter. They didn't respond and for various reasons (holidays, illness e.t.c) I didn't get around to taking the next step and filing a court case. My question is -…
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Problem with LloydsTSB
I have tried claiming charges on behalf of a friend with LloydsTSB in my original letter I put in a paragraph stating "I request without further notice a breakdown and proof of all costs involved, in regards to your actual or liquidated losses involved in any breach of contract to which these charges relate with…
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Help Hsbc Fight back
Hi all , very new to this i have claimed alot of charges back from hsbc and have always got them back in full . But now i have recieved a letter which was for a £25 pound charge and they only refunded £10 pounds and said this . Please note no further refunds will be made in respect of charges levied in accordance with our…
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Accounts Recently Closed
Due to having 3 accounts with one bank - and charges that were continually putting us over our agreed overdraft on a regular basis; towards the end of last year, I opened a new account with a different bank. I still have our joint account in operation with our previous bank, but unfortunately I made the decision last month…
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Help
I was just wondering if I am sending my letters to the right address. I am claiming charges from Natwest and sent my first letter asking for copy statements to the address from this website (the address was in Edinburgh). I have also sent my bank charges list & letter to the same address. Is this correct as I have not…
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Reclaiming Bank Charge Templates
Hi, im new to this site and im having problems downloading the required templates to reclaim my bank charges. If any one can help me with this then it would be greatly appreciated. Many thanks Paul
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Closing bank account during proceedings - is this OK?
Hi guys, A bit of advice please : I'm claiming bank charges on behalf of a relative and have just started court proceedings. She asked me if it was a good idea to transfer all direct debits/standing order to another bank account she has in case the A&L close her account, to which I replied, yes, it's probably a good idea.…
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Horray for Martin!!!!!!
I'd just like to say a big big BIG thank you to Martin for highlighting this issue to me (and probably the rest of us). Without your television campaign ever so helpful website and updates, I doubt very much I would have got my money back from HSBC . Horray 4 Martin... Hip hip ... HORRAYYYYYY ! :T Keep up the good work I…
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Advice needed re interest charges
Hi, My OH has had his statements from Lloyds back, and his charges amount to over £4,500. We're a bit confused now as how to claim back these charges with interest, as whilst using the 'interest calculator' on here it doesnt simply add 8% onto the total amount? Do we have to itemise each individual charge in date order?…
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Bank charges and mortgage exit fees - volunteers please!
Spotted in the Grabbit Board... http://forums.moneysavingexpert.com/showthread.html?t=431499
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Interest - PLEASE HELP ......
Hi Everyone, have just got my nationeide statements (2 weeks late) and have a total of £355 I have heard you can add interest on top, and my question is, how is the interest calculated and what is it the rate? If there is anyone out there kind enough to let me know, i will be forever grateful as this has me stumped! Many…
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Reclaiming from 2 accounts with same bank
I'm looking at sending the first letter away 2 get my 6 years of statements, the question i have is do i need to send 2 seperate letters (and more importantly 2x £10 fee) for 2 accounts i have with Barclays? Thanks
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Reclaiming Bank Charges - Scarry!
I followed the advice and asked my bank (Lloyds TSB) to refund my charges, 14 days ago! Now I have to sent them the second letter, right? Did plus a copy of 1st letter because still no reply and registered post. Listing charges? is that the O/D and R/D charges and what else? I am an old pensioner and do not know much about…
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Credit card OFT recommended charge?
It seems as though some credit card companies are offering the difference between the £12 OFT recommended charge and their higher charge applied by them to the customer. My question is for those that have successfully claimed from these companies: Did you settle for the difference between £12 and the original charge or did…
