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closed accounts
i have a number of closed accounts with HSBC and also three active ones, i have sent of the first letter for statements to my active accounts, will they send statements for the closed ones aswell because i dont have any details of the account numbers etc!!??? giving me a headache worrying about it now also getting very…
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Closed accounts
Can I still reclaim charges if I have already closed the account?
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please help me
hello i am new to forum and i would appreciate it if anyone could be of help to my present situation with my bank. i started the process to reclaim back bank charges few months ago and i am at stage whereby my bank has filed in a defence, now i do not know what to do or expect. do i need to get a solicitor to argue on my…
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Time lapse error
Due to some personal problems, my action against HSBC hasn't been on time, rather, it is about 2 weeks later than i intended to fill in the moneyclaim sheet. Will this affect me adversely? Or can i still now fill in my moneyclaim form and proceed? After all, although I haven't stuck to my time schedule on that one…
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Help! Bank has made a sly offer!
I have claimed a full refund of default charges and interest based on Martin's formula. The Halifax bank has made a higher second offer and credited my account by that amount, stating that they assume acceptance unless they hear from me in 14 days. :mad: The amount is short of what I am claiming. I also complained about…
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help!!!!
Very new to all this so i neep help!!! sent off for my staments 30 days ago getting concerned not recieved anything yet!!!??? is it normal to make you wiat untill the 40th day!???? also any ideas on the HSBC phone number i need to ring to chase them as and when???
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refund mcol charge?
today i received an offer of 75% of my bank charges back (WOO HOO!) but this was after i had served a claim via MCOL and paid their £125 fee, if i cancel the claim will i get this refunded or have i lost the 125 pounds?
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All banks are defending, is this true?
:confused: :confused: :confused:
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Can I add recent charges?
Hi everyone, I am just filling in the N1 form to take to court. I have received another bank charge (Direct debit tried to get paid before due date!) since I asked for my money back from the bank, can I add the new charge to the list before I take it to court? It will mean having to calculate it all again, but I dont mind!…
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Accepting part payments once papers have already been served?
I'm helping OH to claim £475 from Halifax, having already successfully beaten them before at just the letter stage. But I'm at a stage we haven't been at before. Help! The moneyclaim papers were served to them 2 weeks ago and they acknowledged the claim on the same day (4th April). However they sent a letter to him today…
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Tomlin order - confidentiality clause
Hi, I received a 100% + interest + all costs refund offer from Egg - the Tomlin order has a confidentiality clause in the schedule - obviously this is unacceptable and unenforcable as I wish to disclose the details on this website to help others - is the usual practice to just cross it out and return it? Peter
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Made a mistake on the court papers
Hi I've just submitted the court papers online for the total amount plus interest but after looking back through my online bank statements I've noticed they have refunded me some money back, over a year ago. Was wondering how I adjust the claim now it has went through? Any advice greatfully received Cath
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Should I now submit MCOL?
First of all apologies if the answer to this question is somewhere lurking Ive been looking but cant find it. I sent my letter threatening court action three weeks ago giving them 14days to reply/give money back but I have not heard nothing. HOWEVER i never sent it registerd/special delivery - is this a big mistake , and…
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Mega URGENT help needed please! Re: Barclays
Hi all-need urgent help here please. After deciding to call Barclays today-I received an offer in today's post for £2725. They state in the letter that if accepted it will be paid into my account. I want it paying by cheque direct to me. However,due to business closing down,there remains an overdraft on the account and…
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How much SHOULD you be charged when in Overdraft (Natwest?)
I am very naive when it comes to these areas but have been reading with interestthe info on these pages. I have been in overdraft for a couple of years (purposefully) and therefore have incurred numerous chrages monthly ranging from £2 to £30. I have followed the sample letters on this site and written to my bank Natwest…
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N244 and N1 forms- quick question!
I'm just in the process of doing the N244 form, and re-doing the N1 form and i've just got a quick question... When re-doing the particulars of claim on the N1 form which bits need writing in red and underlining? I did the PoC through MCOL last time, and this time I am doing it by hand on the paper form, therefore the…
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Claimed & Won.... now need to claim again..
Hi Guys, In september i claimed for £780 worth of charges. I accepted the offer of £590 back. I havebeen charged £400 over the past few months and started the claiming process again... I sent my Prelim letter and received a response which was something like... "We cannot reverse any charges as we gave you some back last…
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Information Commisioner
Let me begin this message by saying thanks to Martin & everyone who contributes to this site. I am an avid reader of these forums but rarely need to post as the information I need is already on here somewhere! I'm in a bit of a pickle now though and am unable to find a thread with information on what I need - If anyone can…
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Special Clearance CQ charge = £12, unpaid DD charge = £30! Fair?
I have an account with Nationwide, and as they take eight days to clear a cheque, rarely I ask them to do a "Special Presentation" on a cheque, i.e. post it first class to the drawer's bank. This is what's involved: The teller has to complete an A4 carboned form in duplicate by hand. Then fill in another form for me to…
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Capital One Thread??
Hi I had subscribed to the Cap One thread but it has disappeared? And it doesn't work when i click from email? Anyone know the link to just cap one queries? Cheers, :rolleyes: :rolleyes: :rolleyes: :rolleyes: :rolleyes:
