How much SHOULD you be charged when in Overdraft (Natwest?)

barketar

I am very naive when it comes to these areas but have been reading with interestthe info on these pages. I have been in overdraft for a couple of years (purposefully) and therefore have incurred numerous chrages monthly ranging from £2 to £30. I have followed the sample letters on this site and written to my bank Natwest and they have sent me all my statements over teh past 5 years and put the ball in my court asking me how much do I think I am owed. As I have no idea what fair charges are, I don't know what I think they should owe me. Can anyone advise?

Thanks,

Tara B

Mark7799

My understanding is that at this point they are asking you to list the charges you are claiming for - not for you to make a subjective comment as to what you think you should be charged.

You will need to manually review the statements to extract all the charges you wish to claim for.
Unpaid Item fees
Paid referral fees
Unauthorised borrowing charges
etc etc

Edinburghlass_2

Have a read of the Reclaim Help Thread which is linked in my signature and you'll find a "basic guide" to starting your claim with Natwest, good luck.