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charged for printing a cheque and a charge for overdraft
violetviolin
Posts: 173 Forumite
Hi everyone, hope you can help...
I asked Halifax to print me a cheque yesterday but they said it would cost me £10... I agreed to it, because it was cheaper than paying the fine I would've got for handing the cheque in late! I can't find any small print saying that they were allowed to do this though, is this £10 charge fair? (I'm on their student account).
Secondly, in my Nationwide account, my accommodation rent was taken out, causing me to get an "unauthorised overdraft". However almost straightaway I transferred money from my halifax student account in, and as the charge didn't come up on my online statement I thought I'd got away with it...! I'm annoyed it happened, as I thought I had enough in my account, and I'd really like that £20 back
Thanks xx
I asked Halifax to print me a cheque yesterday but they said it would cost me £10... I agreed to it, because it was cheaper than paying the fine I would've got for handing the cheque in late! I can't find any small print saying that they were allowed to do this though, is this £10 charge fair? (I'm on their student account).
Secondly, in my Nationwide account, my accommodation rent was taken out, causing me to get an "unauthorised overdraft". However almost straightaway I transferred money from my halifax student account in, and as the charge didn't come up on my online statement I thought I'd got away with it...! I'm annoyed it happened, as I thought I had enough in my account, and I'd really like that £20 back
Thanks xx
0
Comments
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I dont know about the cheque but,
if you just phone them up about the other charge
they tend to refund it straight away.0 -
Printed Cheque - Bankers Draft.?
Written Cheque - Personal Cheque?0 -
thanks everyone... to clarify, i basically asked them to print me a cheque because i'd left my chequebook at home and i needed to hand a cheque into uni. should i have had to pay for it? i'm going to ring them tomorrow
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Basically yes - they are providing you with a service and can charge for it. Not their fault you'd left your cheque book at home. As regards the Nationwide charge, agree with the comments of other posters - suggest you contact Nationwide directly in the first instance.Gwlad heb iaith, gwlad heb galon0
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