We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Worried I have blown my chances with LLoyds TSB???
foxyhouse
Posts: 24 Forumite
Hi,
I'm trying to reclaim a relatively small amount from Lloyds TSB (about £300) and got as far (end of Feb) as sending them the last chance to pay before court letter. They didn't respond and for various reasons (holidays, illness e.t.c) I didn't get around to taking the next step and filing a court case.
My question is - what should I do now??? Can I re-issue the last chance letter again and then proceed to court action if they don't settle? Or should I do something else???
Have I blown it by not carrying on to timescale??
Also, I have incurred two more £30 charges since the last letter (unavoidable due to my self-employed husband being pid late by several customers). Can I include these? Or do I need to just write these off as lost causes?
Any advice would be very, very appreicated.
Thanks,
Helen
I'm trying to reclaim a relatively small amount from Lloyds TSB (about £300) and got as far (end of Feb) as sending them the last chance to pay before court letter. They didn't respond and for various reasons (holidays, illness e.t.c) I didn't get around to taking the next step and filing a court case.
My question is - what should I do now??? Can I re-issue the last chance letter again and then proceed to court action if they don't settle? Or should I do something else???
Have I blown it by not carrying on to timescale??
Also, I have incurred two more £30 charges since the last letter (unavoidable due to my self-employed husband being pid late by several customers). Can I include these? Or do I need to just write these off as lost causes?
Any advice would be very, very appreicated.
Thanks,
Helen
0
Comments
-
i would just carry on, they will pay up:j i would ring them about the other charges you have got they may knock them off for you0
-
File the court claim now, you have given them enough time to respond, and do include ALL the charges up to the date of filing the claim.Reclaimed thanks to this site:
£175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH0 -
Definitely carry on with the claim.
They will not pay up if you write to them anyway - Lloyds cases almost always get to MCOL stage.
My claim for £440 was issued today. One of many, I suspect.[FONT="]I am a Travel Agent [/FONT][FONT="]My company’s ATOL/ABTA numbers are E7760/3970. MSE doesn't check my status as a Travel Agent, so you need to take my word for it. Atol numbers can be checked with the Civil Aviation Authority. This signature is here as I follow MSE's Travel Agent Code of Conduct.[/FONT]0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards