Reclaiming Bank Charge Templates

hoby1

Hi,
im new to this site and im having problems downloading the required templates to reclaim my bank charges. If any one can help me with this then it would be greatly appreciated.
Many thanks
Paul

debbiVwoolwich

what is the actual problem Paul ?
Debbi

Laurnicky

Hi, i'm looking for some advice on the next steps to take. I started reclaiming my charges last year and then the high court test case was started nd they suspended all claims. I then heard about hardship claims, followed up the information on the website and sent back my means test form to the bank of scotland who owe me £2800+. I have recently bought a house with my girlfriend who has since moved out, leaving all the costs with me, and its leaving me with -£200 per month. The problem being i have fallen behind with credit card and loan repayments and have two bank accounts which thy cancelled the overdrafts on and are demanding the money straight away. I cannot pay though. I dont know what to do next, they phone me 15-20 times a day to demand money and I just don't have it....