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Moved from address thread
You can also choose to send all your letters (including the DPA letter) to your local branch (or the one you normally bank in). The only time you need a different address is when/if you issue court papers. The claim must be addressed to your banks registered address.
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Reclaim Bank Charges Help Thread
***Board Guide Comment*** There are fourteen posts in this thread. POST 1 Gives you the address to send your first letter requesting your bank statements under the Data Protection Act. POST 2 Tells you where you can send the next two letters of the process. POST 3 Gives you the registered addresses of the banks, and is the…
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Can you claim the International ATM Charges
I've been pretty fortunate over the last few years and have very few "penalty" charges to claim back. I do, however, have a lot of £1.50 charges for drawing money out via a Switch/Maestro/Cirrus card at a cash machine while working abroad. Does anyone know if this falls into the category of charges I can claim back? Thanks
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FOS or Small Claims Court?
Hi, I am helping someone get the bank charges back, she has written and got details of all her charges, sent a letter off to her bank (lloyds) and got the usual first response. Basically, 'our charges are lawful - sod off' but it did state that she could take the matter up with the FOS. Also I read this article....…
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Welcome to the Reclaim Bank Charges Board
This is such a massive subject for MoneySavers I decided it was time that Reclaiming Bank Charges had its own Board. I hope this will mean MoneySavers work together to help each other take on the banks and share their experiences. Tomorrow, 13 November, my new guide to reclaiming bank charges will be on the site. It's been…
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Any threads you think should be on this board?
Edinburghlass is currently going through the Budgeting & Current Account board moving relevant threads over to this board but if you've seen any on other boards you think should be here, it would be a great help if you could reply to this with the link in your post. Thanks Andrea :)
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Bank charges claims for RBS and Abbey DIARY
My husband and I have sent away for a SAR for two accounts for RBS and two with Abbey on 10/11/2006. They have until the 19/12/2006 to provide the list of charges. All of the accounts are now closed. RBS-joint current account - husbands credit card Abbey- my current account -my credit card. We hope to use this money IF our…
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Re-claiming bank charges from closed Barclays Account
Back in April, i closed my Barclays account in an attempt to sort out my finances and took out a loan to pay it all off foolishness :shocked: Anyway now on the straight and narrow, having moved everything around to A&L and clearing them properly. Having read through the reclaiming bank charges thing and still having a…
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Bank Charges, Is Anyone Likely To Do Anything About Them?
With so many people taking claims out for their charges back, quite rightly, is it likely that one of the governing bodies will do anything about them like with credit card fees? It seems that lots of people have this problem, lots of people are unhappy, just as they were with credit charges yet I can't see anything…
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New MSE Bank Charges Interest Calculator
Hi folks, As Martin mentioned in last week's Money Tips email, there will be a fully re-written Reclaiming Bank Charges article appearing on the site soon. As part of this, we have constructed a tool designed to calculate the interest that the lender owes you on any charges you are reclaiming. It works on a system of 8%…
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Natwest Customer Care- Could Be Interesting....
Hi all, My husband has been delaing with Natwest at branch level for recovery of £418 in fee's which have been imposed over 2 weeks on our bank account. This has proved frustrating with Natwest only offering £266 of the £418, so we've told them where to go and to cough up the £418. After some advice from a colleague, he…
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What can I calim back
Hi, Could anyone please give me some advice on the following - I am currently trying to claim back charges from the RBS and got the last 6 years statements I have highlighted all the charges to my account and over the first few years was charged £5 every month then it went to £10 then £12 I know in the last 3 years I had a…
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Paypal (merged)
my partners bank has just charged us £76 for 2 direct debits that came off yesterday, 1 for £3.99 and the other for £4.20 (xmas pressies on the cheap). Well fair enough, i didnt have the money in yesterday, but since it was both from the same company (paypal) i thought the least they could do was charge me once, not twice.…
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Can I do it too?
Throughout my years as a student, I was forever being charged by my bank (Halifax) for going over my overdraft. Can I still reclaim those charges if I am still in the process of paying back the overdraft. Also, what evidence of these charges do I need to provide? Sorry if this is repeating other threads, but can anyone put…
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LloydsTSB (merged)
I have had a claim ongoing with Lloyds TSB for over £1100 since January. Left it for quite a while as I was ill. They offered me £128 in March. I only wrote back 2 weeks ago, threatening court etc. if not settled in full. Today received the following ' I have noted your comments but unfortunately I cannot add any further…
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question about reclaiming charges
I have just checked my account this morning and I have 5 charges at least of £38 each for unpaid direct debits. I know this is my fault but I lifted the money to live on and am in the process of contacting the companies concerned, what gets me is that all but one of the direct debits was for less than the £38 the bank…
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Debt management and claiming charges back
Hi I am currently repaying my debts through a debt management company. They have agreed lower repayments to my creditors and I pay them a set amount each month which they distribiute to my creditors and save the rest for making full and final payments at a lower amount. I wanted to claim back the bank charges on my (now…
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Illegal charges compounding...
Bank :Abbey National amount claimed :£1132 amount paid :Pending OK. Im currently in the proccess of taking my bank to court, But... since Ive requested my bank statements and sent a letter to my bank Ive incurred another £140 in compound charges. Ive moved my finances to another bank and tried to close this account down.…
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claiming fees back in northern ireland?
Hi I've just been reading a bit about claiming the bank charges back from your bank, I was just wanting to know if anyone in northern ireland has tried this with any of our banks, and also if my account conduct has been poor, what are the chances of me actually getting any money back of these banks. I'm with the bank of…
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Halifax bank charges no response?
Does anyone know how long it normally takes for them to send copies of statements requested? I sent a letter recorded delivery on the 19th Oct and they cashed the ten pounds on the 27th but i still havent heard anything. Is this normal or does it sound like they are just going to try and ignore me?Any advice would be…
