-
Can I claim for time spent on managing an insurance claim?
I've spent 9 months dealing with a buildings insurance claim after a serious escape of water. Although we were assigned a project managing adjuster because of the size of the claim, he handed a lot of responsibility for admin over to me. This included finding suitable alternative accommodation, getting 3 quotes for…
-
GAP insurers going bust
For the second time this year, I have received notification of one of my GAP insurers going bust. I received a letter from Warranty Direct yesterday informing that LAMP, the underwriter, has been placed in liquidation. My insurance will be cancelled on 29 August. The premium is FSCS protected and I will receive a 90%…
-
Tempcover.com
If you are looking for short term cover (borrowing a car, using parent's car, sharing the driving), I suggest you do not just rely on tempcover.com, which is a comparison site. Just been doing quotes for 30 days cover for my 21 yr old son on my car. The cheapest quote on tempcover.com is £333. Same cover with Veygo: £150.…
-
In a car accident 4 months ago... still in pain
Hi all, I was rear ended in a car accident 4 months ago. Off work 2 weeks with back pain. Third party paid for lost wages. Have had physio for 4 months provided by third party insurance. Still in alot of pain and sciatica running down bum and leg. They now want me to see an "independent GP" for further investigation. I…
-
Car Insurance Threatening to cancel my insurance for address details being wrong
Hi, My car insurance (OneCall Insurance) is threatening to cancel my insurance tomorrow if i don't get my V5 and driving licence changed to my current address. I told them 3 months ago that i had split from wife and gave my new address - and sent council tax bill and DVLA letter & payslip in my new address and driving…
-
Covering (most) life risks
I am looking for insurance. I am a contractor(office based). So no employer payed insurance. Question is what are all the products I need. Life insurance is a must. So no questions here. Income protection insurance sounds good. However, in most of the cases you need to prove previous income for it to pay out. As a…
-
Insurance for borrowing a friends car?
I am not sure why I am having such a hard time finding this... It is such a common thing, to borrow a friend or family members car... But if you get in an accident, you will likely have to repair or replace the car, possibly another persons property if you are the one who caused the accident, and/or if you use the owners…
-
Home Insurance t&c's - any comments ?
Hi all. My home insurance is due for renewal and I have received the renewal quote (policy expert). It has increased slightly but on checking the documents they have added an endorsement - that keys should be out of their locks and hidden away (to paraphrase) at all times and any claim where it is found that the keys are…
-
Bought by many reviews/ pet insurance for senior cat
Hi all, Trying to find out if anyone's got any experience with Bought By Many. Hoping to get pet insurance to cover my twelve year old cat. Bought By Many seem to be the only provider who will cover a cat of this age and with a congential heart murmur. Unfortunately she has also had teeth extracted recently which I suspect…
-
car insurance excess
Hi, my car was involved in an accident late 2015, third party details passed to insurer. Car went in for repair and offered courtesy vehicle. Collected car after repair, no excess payment requested. Insurer has written a few times asking if I would be prepared to attend court. I would. Today received a letter stating 3rd…
-
Best company for travel insurance aged 77
Advice My Nephew died last Friday and I am going out for the funeral Got flights ESTA all in order I need travel insurance for 14 nights I have got medical issues and also now 77. I just got a quote of £357 from AVIVA Help would be appreciated If anyone has got any advice it would cut down my telephoning numbers of…
-
Travel Insurance - Return Flight Cancelled insurance possible?
Looking for travel insurance but my travel companion recently had an issue and wants us to be covered. 1. Sat waiting for flight to New York at Gatwick, Norweigan cancel in bound flight. 2. After checking into hotel she calls Norweigan who offer a return flight via Oslo or a refund. 3. The return flight isn't convenient so…
-
Garage Loan/Courtsey Car Excess Insurance
My car was in for repair today and I was offered a loan car for £12. It had a £500 excess attached which appears to be pretty normal these days. I have Excess Protection on my John Lewis Motor policy for my own car, I called them up to see if this covered garage loan cars but it only covers my own vehicle policy. I also…
-
Borrowed car
My cousin is coming over here for a short visit and I would like to lend him my car. He has a full, clean driving license for this country and no claims at home. Is it easier, cheaper to add him to my insurance and hope he doesn’t have a prang or can he get his own insurance for 3 weeks for my car? Thanks in advance.
-
Increase in car insurance premium just for paying monthly
Looking to put my son on our car insurance policy. But having looked on comparison sites there also seems to be a huge increase if you choose to pay monthly as opposed to annually. I know having a young driver on your policy will increase but if you can't afford to pay for the insurance annually why does it increase so…
-
Involved in accident. Uncertain how to proceed.
A truck went into the back of my hatchback whilst I was waiting to turn right into a quiet country road yesterday. I was in shock whilst being seen to by paramedics and police attended as well. I thought I was fine but I'm in agony today. It's gone to insurance companies, the driver admitted fault. I'm still furious that…
-
Rip Off
I had a bit of an escape of water from the kitchen taps which I didn't notice straightaway. The kitchen cupboard was a bit damaged and the laminate flooring was also damaged. My insurance company agreed to do the work and asked if I would like to use their own people or go down the route of getting quotes, etc. So I went…
-
Missold life insurance?
Hi, 4.5 years ago my partner and I got a mortgage for our house via a mortgage broker. At the time we were quite naive about the whole process and were told by the mortgage broker that we must have life insurance in order to get a mortgage (I have an email to prove this) so we got life insurance via the broker too. I have…
-
Denture insurance
Hi. Looking to insure my expensive new denture (about £5k). My home insurance won't cover it. Anyone know of a policy for covering this. I don't need a dentist plan as already use a Simply Health cashplan. Thanks :D
-
Car insurance for young drivers
Hi. My daughter will be 17 years and 11 months at start of September and we have received a quote for £1030 for car insurance. She could wait for a month until she is 18 years old until taking out the insurance, but I am not sure if this will make a big difference to the insurance premium. I wonder if anyone has any…
