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My Dad has dementia, so how can I find out why he pays RSA very month & what its for?
My Dad is 90 year old & is in a residential home. I do not have power of attorney and cannot get it now as he has dementia. However as he used to live with me so I still get his bank statements. Nothing much happens with his account these days. His payments to the LA for his care goes out and his pensions come in. However…
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Increased car insurance premium simply based on my title
Have just been through MSE car insurance quote algorithm. This chose M&S as the cheapest option for my car insurance. I called them and went through a quote with them only to discover that the quote was >£100 more than through MSE. After a bit of debate and scratching our heads (both me and M&S salesman) we went through…
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Life insurance + income protection advice
I'm in the process of buying a house (moving from a flat) and I've been advised/recommended by my mortgage advisor to take out life insurance with critical illness cover and income protection which works out at about £20 month each, so £40 overall. I believe the mortgage advisor may be limited to recommending policies from…
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Car Breakdown Cover
Any recommendations? Just full home start and uk recovery. Thanks
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Travel Insurance Coverage - physiotherapy
I have travel insurance already and have been informed that I need surgery on a bicep tear. My trip is October and although I will be out of a brace by then I will need physiotherapy. The injury is a listed condition on my policy. I am in the USA from October to January so will I be able to get any coverage on my policy do…
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Third Party Claims vs Insurance Application
Hi, I know this one has done the rounds but my specific 'incident' is a bit different. A neighbour drove into my garden wall causing 1500 pounds of damage. I was able to claim on their car insurance. Do I have to declare that when signing up for car or home insurance? Cheers
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Personal injury claim process
Hi there, Hoping someone can advise please. I am currently nearing the end (hopefully) of a personal injury claim and I am wondering if anyone can advise on the normal time frame from solicitors receiving medical reports (3 in total) to advising on next steps/ submitting to the 3rd party insurers?? I don’t want to be THAT…
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Allowing nephew to use my car
Hello all! Wondering if anyone has experience and advice to offer! My nephew has recently passed his driving test and I would like to give him access to my car. Adding him as a named driver on my policy does not enable him to start working towards his no claims. So, very simply, what’s the cheapest way he can insure…
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after holiday 2 appliances dead, can i claim on contents?
ok been away on holiday for nearly 4 weeks. came home turned on Miele W5740 washing machine and it came on started its program, with an empty drum to give it a clean, then the whole thing went dead. so waited turned on started then same thing dead no error no lights. so unplugged left for about 4 hrs then tried again. this…
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Non-Fault Car Scrape - No MOT?
Hi all, Earlier today an old lady mindlessly pulled out from a car park on the other side of the road and even though I slammed the brakes she clearly didn't know what she was doing and has scraped and scuffed my driverside front wheel. I rang up my insurance, went through all the details and was told this was a non-fault…
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Victim of crash for cash, what should I declare for new quotes?
I was the victim of a crash for cash accident earlier this year, the investigation is ongoing but its likely my insurance won't payout to the scammer. I didn't claim for damage to my car as it was very minor and would come in under excess total of £250, but I haven't had any work done on it. My primary query is regarding…
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Reversed into on a carpark, go through insurance or not?
Hi, thanks in advance for any advice. I was reversing out of a space on a carpark,.into the "road area". i had reversed out and was stationary about to move off forwards when a car in a space opposite my original space was reversing, they reversed straight into the side of my car. ( Huge dent in drivers side door of my…
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Liability Insurance for a small field
I have just purchased a small field that is only used as pasture land and need to get Liability Insurance on it. Can anyone advise on Insurance companies that deal with vacant land liability cover?
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Car Insurance Excess
I have a question re excess. My car has been written off by and received an offer letter which is not as bad as I feared. However, they are taking off the excess (which I expected) but a lot more than I had thought. I have a voluntary excess of £100 (does the higher you offer her reduce the cost of your policy?) and…
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Cancelling car insurance
You have a 14 day cooling off period to cancel for any reason. Can incur a £50 fee if you go over that period. I want to thank Admiral for not making it difficult, after all I overlooked the automatic renewal thing. (I changed provider to save about £300!)
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please delete
Edit never mind
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Aggregator Car Insurance Quotes
Hi, I’m looking for some advice before I purchase car insurance for my daughters first car. She’s not yet passed her test but has had a provisional licence for a year. When I use all the primary aggregator sites there’s a huge swing on quotes from circa £300 to over £2000. The cheaper quotes are from insurers I’ve never…
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Upgrade insurance before making a claim
Hi, We've just discovered we may have a damp problem and have arranged leak detection in a couple of weeks time. I looked into my home insurance and this isn't covered by my policy, however for £20 I can upgrade to a policy that does cover it. Can anyone advise on whether I'm within my rights to upgrade to the higher cover…
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Personal Injury claim
In Nov 18 I chose to go for multi car insurance with LV to include my partner's car insurance with mine. I had 14 years plus no claims bonus and doing this considerably reduced the cost of car insurance for my partner. A week later we had a knock at the door from a policeman regarding the incident. My partner came out of a…
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Jewellery Lost or Stolen...
Hi, I’m after some advice. The basics are below. My wife got handed family jewellery from her mother 5 years ago but didn’t really wear it due to fear of being mugged. At this time it wasn’t insured. We got burgled last year in our previous property (didn’t have contents insurance in place) but were very lucky that they…
