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hit by stolen vehicle???/
Hi there I was hit at 25mph yesterday by a thief who had stolen a vehicle. It was completely his fault. I was too hurt to get out of the car but the thief fled the scene leaving the vehicle at the scene. IS it better to go through MIB or my own insurance? Either way am I in a messed up position. My insurance company pretty…
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best cover ?
Help Im confused as to what cover is best... I am 49 is it better to open a life insurance policy before 50 to get a better deal as I have no medical problems and don't smoke..or wait for the over 50 ones. All my kids are grown up and we don't have a mortgage or any heavy debts to plan for. The only thing is my OH has poor…
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query re. bank or credit card travel insurance
I have just made a small successful claim through my travel insurance due to minor medical treatment on holiday. The cheque has arrived but the insurer has asked me to confirm whether I have additional insurance through my bank or credit card card provider. I don't but if I did, I would have to supply account details to…
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Vehicle insurance quoting needs overhaul.
I've just spent 15 minutes providing details to get a quote that was rubbish. I know there are comparison sites but not all deal with multi vehicles. The answer is simple, it also has scope for someone to make thousands. We need an online database that we update once with all our details, house, car, motorcycles, boats,…
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How long is no claims bonus preserved?
I am a company car driver with a full no claims bonus up to when I was given the car early this year. Does anyone know how long I will retain the benefit of the no claims i.e if I get my own car in three years time, will I have to start all over again? If so, how long before I lose it? My wife, who also has a full no…
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Travel Insurance without any medical cover?
Are there travel policies that cover every thing except health. Yes, pre-existing conditions are the problem - but I only want to travel within the UK ( Channel Islands to Northern Ireland and back ) and the reciprocal health agreements I understand cover health problems if they arise ). For travel with in the UK such a…
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Car accident 2 days into policy
So I got my license a month ago, got a car sorted and thought I was ready to drive in morning rush hour traffic. I was wrong and made an observation error at a junction. There were 3 cars ahead of me, a clearing opened and the front two cars went. I assumed the guy infront of me was going as well since the road was still…
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Renewal offer vs. best price from current insurer
Got my renewal advice from Admiral - £201. Ran the same details through confused.com - Privilege @ £154 and Admiral @ £178. After a lengthy call to Admiral, the operator told me 'the system is allowing me to make a discount' - £178. He couldn't find my confused.com quote on his system. I think I know why - I'd…
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Automatic renewal, quote never recieved
Hi, My house insurance expired recently and the company I was with did'nt send a renewal quote to me. In their terms and conditions it states that they will do so at least 21 days beforehand. The first I knew that it had expired was when they sent me an email saying that they had been unable to take payment. My bank…
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Dodgy critical illness cover!!!
Hello peeps, I am soon due to be come the proud owner of my first house and obviously want to make sure that I'm covered should the worst ever happen. The reason why I have named this thread "Dodgy critical illness cover!!!" is because I was recently talking to a lady who had had breast cancer. She was insured with a…
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Two policies, one vehicle?
This may seem an odd question, but there are special reasons. I have a classic Landrover on a classic policy. My daughter would like to become a named driver, but the insurers will not insure anyone under 25 (she is 21). I have obtained a quotation for ordinary insurance, covering her as a named driver, for a very…
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Insurance assessors
Hi everyone, Any insurance assessors here? Can anyone give me some detail of how insurance assessors are paid, in particular is there is a bonus system or structure on keeping claims down or declining responsibility for a claim citing "non insured peril", or by any other means? regards obm
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Car Insurance- Proof of no claim bonus
I have been with the same insurance company for the last few years but they only show the amount of no claim bonus as 9 years or more. I actually have 11 years no claims discount but will I be able to get proof of this if I swap to another insurer? Thanks in advance
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critical illness claim. Should I ask a solicitor to assist me in making the claim?
I recently had a heart attack (an NSTEMI) overseas. I have been released from hospital but am still in the country because I am not allowed on the advice of the cardiologist to fly back to the UK for a month. I collapsed while running. An angiogram revealed that one of my heart's three main arteries was 90% blocked and I…
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IGO4 Ltd House Insurance
Anyone looking at house insurance with this bunch needs to be careful.You want to cancel (within the 14 statutory period) they want to change you £60 plus cost for the cover provided). They wanted to charge a client of mine over £100 for canx during the 14 days AFTER renewal.Not really treating customers fairly.
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Legal help insurance cover
Would appreciate any help with the following My neighbour is parking on my right of way, approached my insurers and provided them with the evidence. Their response was that because, through ill health, I am not driving at the moment and I have few visitors there would be a less then 50% chance of winning my case. My…
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Help - temporary insurance for young driver
Hello all - first post & I'm after help, sorry! My daughter's coming home from uni & I need to insure her temporarily, just for 10 days, to drive my car. My insurer says I'll need to cancel my policy & take out a new one which will cost literally £1,000 more than my existing one. £1,000 is a huge amount for 10 days (OK…
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home insurance & Liability Insurance?
I bought a new whirlpool bath online. I had my bathroom totally refitted, new floor, wetwall, basin, toilet & units. The company i bought the whirlpool bath from, forgot my order! When i phoned to check on delivery they said they would rush one out to me, 3 days! 3 months later, my wife calls me through, can you hear…
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Car insurance - auto to manual
I learned to drive in an automatic car in 2008, In 2013 I resat my test in an manual car. I bought a manual car and phoned my insurer who told me that they say no difference in a manual and auto license and insured the new car at a similar rate. This insurer was Egg and they are moving out of the car insurance business, so…
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Where to go for insurance after flooding?
Our house flooded back in February and we've now come to re-new and every company we contact are unable to quote. Our claim was for almost 20K which consisted of some buildings and some contents. Does anyone have any suggestions? Thanks in advance. Sam :)
