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Home insurance on a new build ?!
Good morning, I am hoping someone can help me. We are due to exchange on a new build today and have beenadvised by our solicitors to have our home insurance effective today. My husband has contacted our mortgageadvisors who were arranging the cover to ask them to start the policy who havesaid as this is a new build…
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Travel insurance - holiday after renewal date/policy lapse
Got annual travel insurance last year which includes cancellation cover. Renewal date is 5th July. We booked a holiday a few weeks ago for after this date. Decided not to renew, as usual, cheaper elsewhere. But if we had to cancel due to illness etc. hypothetically, would we be covered by old policy because the holiday was…
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Meerkat Toys
Hi On their website it says claim your free Meerkat Toy, when you click that it asks you to fill in your home address and that's it. So my question is, do they send the toy for free when you fill that in?
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Car Insurance for Freelance Employee?
Can anyone tell me whether I should state 'Employed' or Self Employed' when doing my Car Insurance? Im Freelance and the majority of work I do I am employed (PAYE, contracted etc) by several companies throughout the year. I am rarely my own boss in the work I do i.e.- 'self employed'. I do not use my car as part of my job…
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Young Drivers Insurance
Hi guys, I have been looking for car insurance for my 17 year old daughter and found out an interesting thing, if you get a quote for insurance starting today(the day you apply) then the premium is higher, than in 3 days time. I put my daughters details into Direct Line and got a quote for insurance starting today and the…
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Endsleigh Car Insurance Problem
Hi, I accidently reversed my car into my neighbours garage. They unfortunate are away for several months. I have fully comprenshive car insurance. I rang endsleigh and they said the neighbours have to pay for the repair and then endsleigh would reimburse them. I said this was unfair and they could not afford to pay…
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car insurance questiom
Is it illegal to have car under parents name but insurance under my name as first driver? someone told me its iligal to do that but from my understanding on insurance quotes it asks who is car registered too please advice thanks
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Cancelled Car insurance refund
We cancelled a policy with Bewise in March and were told how much would be refunded and it could take up to 60 days due to waiting on the Insurance Co. Following numerous phone calls we still haven't received our refund. Has anyone had a similar experience or can anyone suggest ways to expedite what is now a late debt?…
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Building Insurance
Hi, Just out of interest. If a claim is made on Building insurance policy, would the insurance provider notifies the mortgage company? Thanks MS
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I feel sick
This is my first posting although i have read mse for years. It concerns my girlfriends house insurance. She has been with lve for years and in 2006 following a record hot summer our house showed signs of a few cracks on the wall. We phoned the insurance company up. They sent out surveyers who monitored it for 8 months.…
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house insurance renewel
I have house insurance re-newel by the end of this month. I learned from few guys that house insurance is not valid without boiler servicing. Does it need the annual boiler service done in order to house insurance to be valid?
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Car Insurance Renewal and moving home
Help! our car insurance renewal is up on 24 June and we will be moving house within the first 2 weeks of July. To renew with our current insurer is around £50 more than if we switched but I know that once we move, our insurance will increase. I dont know what to do, is it possible whoever we go with/stick with that if I…
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Protect your bubble... Not!
Just thought I'd let people know about my experience with travel insurance bought through Protect your bubble. Think it's Rock Insurance. I got a policy through them and tried declaring my medical conditions. Unfortunatly because I wasn't given a formal diagnosis by the GP, just a spray for the symptoms, I've been told…
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Property showing as flood risk/insurance help
Hi Guys, I am currently in the process of buying a property and during the process of putting insurance in place it has been brought to my attention that the area is classed as at risk of flooding. This has resulted in the vast majority of insurance providers rejecting my application and in some cases offering ridiculous…
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Pruprotect ambiguous wording
I have been reviewing my quotes from Pruprotect Essentials and wondered if anybody has picked up on the following ambiguity. The policy is supposed to be Whole of Life fixed benefit amoun and fixed premiums. However a clause stipulates " The total premium payable over the term of your policy is £ xx.xx." and that amount…
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Sentinel Gold
Is it any good? Worth using? Or is it another con? I don't pay for it so no drama. It comes with N&P current account.
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Death Ins or Funeral Plan
I am in a quandry about what would be best for my wife and I, an insurance payable on death or a Funeral Plan. I am 67 and my wife 61 and we do not know which is the best option financially. I have heard that policies payable on death rarely give you back the amount you have paid in. Is this true? If so we will think about…
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found item lost and claimed for 10yrs ago
hi, i've recently found a piece of jewellery that my mother-in-law lost over 10yrs ago. She claimed on her contents insurance and had a replacement paid for. Can I ask for some advice? What is standard procedure here - does she hand it back? How do we find out who she was insured with if we need to? Can she buy it back…
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Car - total loss
When assessing a car as a ''total loss'' should the insurance company give you a choice of keeping the vehicle in return for a reduced payout (as part of the negotiation) or is it something you have to ask about. Thanks
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Can we not put a stop to automatic renewal !!!
I am sick to death of having to cancel renewals every year due to AUTOMATIC RENEWALS it is infuriating and time consuming and a complete pain when it is overlooked (due to a house move in the meantime !!) and I then have to spend weeks chasing up to get MY MONEY refunded, why should we have to cancel seems entirely WRONG…
