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Car insurance mix up
OH has been looking for cheaper car insurance. He has got over 10 years no claims. In 2010 we had some idiot run up the back of our caravan whilst we were stopped, the caravan had damage to back, as the caravan was insured on home insurance content policy we claimed for it. Now 2 years on having found a cheap car insurance…
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Boiler cal call
Hi all, My step father has made a bit of a boo boo today. He recieved a cold call from an unknown source offering, what seems to be boiler cover. The number was (0844) 46579988, he was sold boiler cover i think, he has been charged over £100 for something he doesn't need, and we can't for the life of us work out why he…
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FOS can't help with my critical illness claim. Please help me
When my husband and I moved to our new house in 2001 we took out a life assurance policy with critical illness cover with L&G through a brooker called Lifesearch. In 2004 we approached Lifesearch to increase the level of cover following an increase inour mortgage. They advised to keep the existing policy and take out an…
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Second hand iPhone insurance for 14 year old
Hi everyone, I wonder if someone can help me? My son got a contracted iPhone 4S on contract as a gift. I delayed on getting insurance for it and then he had it stolen. I have replaced it with a second hand one bought from 'Cex' and am now really struggling to find insurance that will cover the fact that it is second hand…
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Be Wiser insurance. Avoid avoid avoid
AVOID BE WISER INSURANCE I was contacted by Be Wiser insurance and talked into taking out a policy with them. After 2 months Be Wiser contacted me to ask for more details from me. They said I had no NCD. I knew I had so I contacted my other insurers. After proving I had NCD they then decided to change their minds to say…
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total and permenant disability cover
we have this cover on our mortgage, partner has been diagnosed with avascular necrosis and will need both hips replacing at some point in the near future. We are looking to possibly claim as the condition is having a significant impact on mobility to the point where partner is unable to do his current job so off sick. I am…
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Best Company for Self Employed Sickness Cover
Recently broke my wrist and it got me thinking I should get myself covered should anything more serious happen. I have heard horror stories about companies not paying out or paying out ridiculously low amounts. From what I have read I think i'm looking at around £800 a year? Who would you suggest?
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Car insurance - attend court?
Basically, few months ago I had an accident, was not my fault. Insurance approved repairs, did not affect NCD. Car was repaired, all fine. Now I have been informed my insurers have not yet received reimbursement of their outlay from the other driver and may take them to court if they do not hear back from them soon. And I…
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Broken in to but didn't make a claim -do I need to disclose?
Three weeks ago thieves broke in to my home as I slept via two UPVC doors and took my car keys and stole my car. As my buildings and contents excess was 250, I didn't claim for the cost of the new locks which was 220. The locks were changed under a separate emergency repair policy I have. My insurance is up for renewal…
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Best Insurance for new driver who's 39
Hi, My husband has just passed his test at the age of 39 on his first attempt. It only cost an extra £100 on my insurance as a named driver (I have full no claims, age 37) Does anybody know the best insurance companies to get quotes from? Most of them are coming in about £700 full comp for an Audi a3 on an 04 plate.
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Urgent advice needed re - contents insurance quote info
HI there This may seem like a silly question however it is one that has baffled me..... We are about to go home after being out for 9 months following a house fire that was the result of a faulty appliance (proven by independent forensic investigation and liability admitted by said appliance company). We were only in our…
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Temporary insurance cover
Hi My husband has great insurance cover through his job – life insurance if he dies, critical illness cover if off work with illness and disability payouts if he does something like losing an arm. He’s leaving this job on the 14th December and starting a new one on the 3rd January. The new job has similar cover, but…
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Mobile Phone Insurance.
I bought my Iphone from a high street mobile phone shop, 2 years ago and took out their insurance at the same time. Now the contract is up and I have gone to a Sim card only deal. But the insurance policy also stopped so I am looking to renew. One company said they will only insure a product if it is less than a year old.…
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Swinton car insurance cashback con
Got a great quote through moneysupermarket, loads less than the renewal. Great, I thought. I'll get a new quote through quidco, and get £75 cashback and £40 quidco on top of that. So off I go to get a new quote through quidco, and, guess what, its exactly the same as the moneysupermarket quote AFTER the £75 cashback. I do…
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Help Pls..Renewing Car Insurance and HAD ACCIDENT but still no settlement ??!!:-(
I wonder if someone can help me. I had car accident 6 months ago at roundabout. I was hit by motorbike and he claimed that it was my fault. Although it was minor accident later he claimed total loss of the motorbike and even personal injuries. All fraud allegations and clear scam as police came and saw there was no big…
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Home Insurance with an Autistic child
Hi, Has anyone ever heard of an insurance company that offers a policy for families with an autistic family member? I have searched the internet and can't find anything! Our teenage son is profoundly autistic and does sometimes damage expensive items in the home. We understand that the cost would be much higher than…
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Travel Insurance query
Good morning people. I am going on holiday with my wife and son next August and am a little confused as to what type of insurance I will need. My son has Cerebral Palsy that effects mainly his left leg. Will I need specialist insurance or will normal insurance cover it! Some websites say that they wont cover the…
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Car insurance help needed urgently
Hi there. I am a new driver And I purchased insurance through ingeine car insurace to lower my insurance costs as they fit a telematic box. Also I thought but after I purchased the insurance and payed the initial deposit I had no further contact from them and on Friday I got stopped by the police who seized my car and gave…
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RAC Car Insurance - Dont use them
Paid my december premium at the end of November! Cancelling policy for tomorrow as I am ending my finance agreement on the car (had for 2.5 years, new job forces sale) and they tell me I am due no rebate and as January would have been my last premium (duie 24th December) - i have to pay this on 6th Decemeber. Shocking…
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Insurance gone through the roof - cheaper solution
Hi My friends son had an accident whereby a car went into the back of him. The driver admitted liability and both the son and driver were with the same insurance company. My friends son is 17 and the insurance this year cost £1400. The insurance company has decided to right his car off and give £2000 for it. A new car is…
