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trace and access
does anyone know which buildings insurance companies offer "trace and access" as standard?
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No fault claim help
Last week my 08 Ford Ka got shunted at a junction (so low speed impact). Just heard from my insurance company today that the cost of repair is on the cusp of the value of the car (I put it down as 2800 in May) so they had referred it to the other driver's insurarers to see if they agre to the repair or to write it off. I…
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Laptop insurance claim advice
The other day I spilt water all over my MacBook Air, it is now broke. Luckily it's insured with helpucover. Has anyone any experience claiming of them? What is my best approach to claiming? What are they likely to ask me? They do cover water damage which is good. But am I best just saying it has been lost/stolen? It just…
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Help with non fault claim please
Hi, could anyone give me some advice, please. On Sunday two cars crashed, outside my house, and as a result my car was hit aswell. My car has damage to the rear off side quarter, rear bumper, rear off side door, rear offside alloy wheel and the fuel gauge is broken. it's possible more damage has occured, but the car hasn't…
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home insurance claim problem
hi all about 3 weeks ago some one tried to break into our garage. We called the police and our insurance(directline). Our insurance sent out a company called Evander to look at the garage door and do a report on the damage. As the door is about 18yrs old there is some wear in the door hinges and a bit of rot in the frame.…
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Travel insurance question
Hi I have travel insurance with my halifax ultimate reward current account. I have a flight booked for next year that Is non refundable and also a weekend in Paris booked for new year. I have found out today that I am going to be made redundant in March. This is the 1st time i have had to deal with anything like this. is…
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insurance - notification of accidents and Q database
This is a long story which I will keep brief; I have a outstanding FSA complaint with Swiftcover but I'm still baffled by one piece of info which nobody can seem to answer officially. A friend hit my car whilst my car was parked in a carpark, I (as I believe I'm required to by law) informed my insurer and they said they…
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how much medical cover is enough?
Looking to renew my travel insurance, how much medical cover is enough? Most policies look to have £10m just for the medical £10m to fly you back, etc. Seems like more than enough but wondering if anyone has found what a medical could be for something like car accidents, sea accidents or other abroad? Money supermarket…
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Terraced House Building Ins...
Looking for some advice please. Had a conversation regarding Building Insurance on a terraced property recently. The person I was talking to has such a property and has said that if his neighbours either side had say a fire which damaged his property he would be able to claim on their insurance....and as such he sees no…
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Pet Insurance with M&S
I am posting this in frustration really and wondering if anyone else has a problem in this area. I have an 8 year old dog and 3 years ago I started paying for M&S Lifelong pet insurance as I had read reports that if my pet was to get a life long illness the yearly pet insurance I was paying for previously would only cover…
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Insurance cancelled, what can i do?
This is the story in a nutshell. * October DD was returned for insufficient funds, Rang on 2nd Nov and paid it when they hadn't automatically taken it again. At same time i paid nov installment which was my last payment and the £20 fine for late payment. *11th nov i get a letter saying that my insurance is going to be…
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Police broke down my front door - who pays?
Hi guys New to this forum so I hope I have posted in the right place! I've been suffering with ill health for quite a while now and live by myself in South West London. Recently, I decided to go and stay with my parents in the West Country while I recouperated. The other day my Dad went to my property to check it was OK,…
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Work abroad, need car insurance for holiday back home
hi there, can anyone help me please? my husband and I left the UK in April this year to stay in Australia on a temporary visa. He works, I don't! We have a car at home, that we had to change the ownership into my mum's name so that it could be insured I case anything happened to it while we were out of the country, as we…
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Argos Tried To Sell Us Insurance For £4.99 Lamp!
We were being patient with argos and politely turned down the insurance offer for the Value Convection heater, then for the Nintendo game...... but when it came to the £4.99 lamp.... and the bulb....:rotfl: .... we gave up and spoke our minds! (Soon be more than cost of lamp! Better off chucking in bin and getting new)
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Car Insurance Auto Renew
Hi I wasn't 100% sure when my car Insurance renewal was due I thought it was around the beginning of December, Anyway I was looking at my bank statements the other day and noticed that Admiral had taken out £750 without me telling them they could, so I finally managed to get through to their customer services team…
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House insurance - relative living in house
Hi I have a house that I own but which I am not living in at present, a relative is staying there for a few months but they are not paying me any rent. I want to ensure the building (not contents) but I am not sure what to look for as It not my current home and its not rented out. Can anyone point me in the right…
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Cancelling my insurance
At the moment my husband and I both have cars and insurance. We are planning to downsize to one car – therefore need only one insurance. My policy ends middle of January and his at the end. I think it’s probably going to be easier for us to start a new insurance for the new car – is there anything to stop us just letting…
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Phones4u Insurance
Hi, basically, when I took out my contract for the Samsung Galaxy Note 2 I took out an insurance which would cost £5.99 a month which would cover accidental damage etc. I then later received a phone call from the insurance company (as phones4u don't actually provide the insurance themselves) asking whether I want to…
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Conservatory Guarantee - Help and advice please?!
Good Evening, This is my first ever post, so forgive me if I'm in the wrong area, but I'm hoping someone maybe able to offer some advice. We believe our conservatory is suffering with subsidence. It was built in 2005, two years before we purchased our house, and came with a 10 year guarantee, which was handed to us with…
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Buildings Insurance / rebuild cost
Any help would be appreciated on this one: My granite-built farmhouse with 4 smallish bedrooms has a rebuild cost of around £500k according to the surveyor. They explained that the cost was relatively high due to the building's granite construction. How much do I need to insure it for? The reason this is not an entirely…
