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Travel Insurance query

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Good morning people.

I am going on holiday with my wife and son next August and am a little confused as to what type of insurance I will need.

My son has Cerebral Palsy that effects mainly his left leg.

Will I need specialist insurance or will normal insurance cover it!

Some websites say that they wont cover the pre-existing condition but what does this actually mean?
If something was to happen to my son, could the insurance company
put it down to his CP and not pay out for example!!

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