-
Why is car insurance so complicated
I have just renewed my car insurance and it was nothing but a pian. My new insurance company wants my drivers licence and proof of no claims. My old insurance company didn't even bother to send out a renewal form, and have just charged me £38 to cancel my old policy. Do these insurance companies own computers these days,…
-
Tenants Contents Insurance
Hi everyone, I'm new to renting and need to get contents insurance sorted. I'm renting through Leaders letting agency and they have said I need a policy with 3rd party cover for the landlords contents too. Can anyone recommend a good insurance company for tenants contents insurance? Thanks Lucy
-
'Family' travel insurance - 3 adults, 1 child
Hi. My wife and I and our two sons are looking for travel insurance, on annual multi trip cover, worldwide. Problem is that our eldest son is 18 and when searching, comparison sites only allow 2 x adults to be listed on a family policy. Anyone encountered this before and how did you solve it?:D Thanks in advance. PS:…
-
Looking for advice!!
Hi there, Ive just purchased a house that requires renovation and is currently unoccupied. Once the renovations are complete I will look to let it out. What I need is buildings insurance from now until all the renovation work is complete when I would then get landlord insurance once it is letted. Is this correct? Will I be…
-
Short term home insurance?
Hi, I have just sold my flat a lot quicker than I thought and so will be moving to a family members empty house for 6 months until our house is built. I have phoned a few insurance providers to ask about 6 months home insurance but they have said they don't do it. Just wondered if anyone knows of any company that provides…
-
Named Driver No Claims Discount Worthless with Direct Line
:o 6 years ago my wife and I selected Direct Line to insure our car as they were offering 'Additional driver no claims discount', we wrongly assumed this is the same as the 'No claims discount' that other insurers recognise - They don't, and neither do Direct Line themselves! :mad: We tried to insure an additional car and…
-
Lost my protected bonus for a bogus claim - please help
I have today had an email from my car insurers saying they have removed my protected no claims bonus because I have made 2 claims in the last year. I made a single claim in August last year. In October somebody tried to claim against me for an incident of which I have no recall I was asked to comment and replied saying…
-
Court papers for road repair costs after insurance claiming settled
Over a year ago my husband had a car accident whereby he lost concentration and hit the motorway central reservation. His car was a write off, the barrier was damaged but no other vehicles were involved. The police attended and did not press charges. Zurich agreed to cover the claim in full. We had a call from the road…
-
Direct line are not renewing car insurance.
My Dad has had car insurance with Direct Line for about 5 years now with my Brother as a named driver and more recently with myself. Yesterday we got a letter, with no reason to say they are not renewing the insurance in June. We have yet to speak to them but before then I wanted to seek advice on here. There's been a few…
-
Direct line are not renewing car insurance.
My Dad has had car insurance with Direct Line for about 5 years now with my Brother as a named driver and more recently with myself. Yesterday we got a letter, with no reason to say they are not renewing the insurance in June. We have yet to speak to them but before then I wanted to seek advice on here. There's been a few…
-
Second hand market for whole of life policies
Hi Can you tell me whether there is a second hand market for whole of life with profit life assurance policies? I have a client who is looking to sell as the surrender value offered by the insurance company is very low. I have searched on google and have found a website called waymossonline (.com) but the website doesn't…
-
Travel Insurance for 79 year old with medical problems
I am trying to find travel insurance for my husband, who is 79 and has some medical problems, none of them terminal thankfully. I have had various quotes and one which is still very expensive but is the best option as it is an annual one seems reasonable, however when I check on reviews it isn't too good. The company is…
-
Dog injured by fence put up by council - attempting to claim
Hi all, not sure if this is the correct forum but... back in March, my dog was seriously injured by a very poorly finished fence put up by the council to protect a tree on our local recreation ground (her side was ripped open on the sharp ends). Thankfully she was insured and is now better, but i'm claiming from the…
-
I Thought Car Insurance Had Gone Up
Why am I getting lower quotes * this year with an at fault claim added ? The insurance world has gone mad(der) ;) * Apart one company that want £10193.98 :eek: the next below being £1182 for a 2005 Focus. The majority are in the expected sub £200 bracket.
-
Yet another denied bike theft claim by CycleGuard!
Hi everyone, My bike was stolen, and the company it was insured with, CycleGuard, now deny my claim. In short, I live in a flat and the only place where I can lock my bike overnight is to the bike sheds across the street (I use a lock that is approved by them). Cycleguard say that the terms of my policy require that the…
-
Short term cover for borrowed uninsured car?
Good morning. My car has just been deemed uneconomical to repair so I'm on the lookout. However, a friend has offered to lend us their old (Is taxed and MOT'd) car that they have up for sale. Didn't think it would be a problem insuring it but Swinton have applied some braking to my free flowing idea. They said that I…
-
Car Insurance Renewal Offer Date?
Quick question - when do you usually receive your car insurance renewal offer? Mine is up at the end of the month however I have not received anything through the post yet. Not sure whether to stay getting new quotes at the moment. As long as I contact them to say I won't be auto-renewing before the end date, they can't…
-
Aviva & New Subsidence Clause
We have received our Aviva renewal together with a booklet "Important Information & Changes................" NHDHG8789(V30)02.2012 which contains worrying changes to the cover regarding "SUBSIDENCE" on page 2. It says: "Subsidence damage caused by faulty or unsuitable materials, design or poor workmanship is not covered…
-
Admiral renewal quotes
I have been insured with Admiral since June last year, and recieved my renewal through today. There quote was £525.00 exactly. I thought, hmm not bad for a renewal quote, not too much more than comparison sites which were quoting from around £450 upwards. Under the OPTIONAL EXTRAS (!), it then lists Insurance Premium Tax…
-
Car insurance quotes (not u-25, either)
Hey guys, just been looking for quotes on car insurance for OH’s car (BMW 525d for anyone that’s interested), and I’m amazed by the difference in quotes between companies. I’ve not renewed with the cheapest, as I’ve paid £70 more for £140 of breakdown cover for nothing (thus saving £70 overall), but just to give you an…
