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Aviva & New Subsidence Clause
Chris75
Posts: 163 Forumite
We have received our Aviva renewal together with a booklet "Important Information & Changes................" NHDHG8789(V30)02.2012 which contains worrying changes to the cover regarding "SUBSIDENCE" on page 2. It says:
"Subsidence damage caused by faulty or unsuitable materials, design or poor workmanship is not covered under "Buildings & Contents".
Is this just an attempt to get out of paying subsidence claims as few of us know anything about our house foundations etc? I would be very surprised if mortgage providers would accept such a clause.
Does this mean satisfactory to latest standards - in which case very few older houses would be covered.
Are other insurers including such a clause?
We have been with Norwich Union/Aviva for the last 22 years but this is making me think.
"Subsidence damage caused by faulty or unsuitable materials, design or poor workmanship is not covered under "Buildings & Contents".
Is this just an attempt to get out of paying subsidence claims as few of us know anything about our house foundations etc? I would be very surprised if mortgage providers would accept such a clause.
Does this mean satisfactory to latest standards - in which case very few older houses would be covered.
Are other insurers including such a clause?
We have been with Norwich Union/Aviva for the last 22 years but this is making me think.
0
Comments
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That exclusion has probably always been in your policy, it's not new, the only difference is the wording may have changed slightly.0
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