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Assessors of contents values?
I realise the need to properly insure the contents and valuables in my house, but is there anyone out there that will log what I have and give values so that in the event of a claim the insurers know what we had?
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Allied Dunbar Adaptable Life Plan
inspired by all the success stories on here but have come up with a situation that I didn't expect. My parents took out a mortgage in 1991 which seems to have been sold to them by Allied Dunbar, the actual mortgage was with Bank of Scotland, they had to take out an 'Adaptable Life Plan' with Allied Dunbar which was held as…
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Life/Mortgage/illness cover? Please help totally confused
Hi there, Apologies if this has already been asked. My husband and I are in the process of buying a house. In terms of any type of life insurance - Halifax have sent a quote of £13.53 from scottish widows, for critical illness with life cover. They will pay a decreasing lump sum of £55,245 (mortgage is 60k) for 25 years if…
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No Claims Discount Protection, whats the point of it?
My Girlfriend has 6 Years No Claims Discount (NCD) and paid for NCD protection with SAGA. She made her first claim in 8 years (which was her fault, damage to own car only, no 3rd party) and as expected the premium renewal rose We shopped around and found eSure online at half the quote of SAGA but they will not allow her to…
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Theft in dwelling - claim too easy?
I have standard house insurance with a well known bank. This morning when I went to my jewellery box and noticed a diamond pendent was missing, on further inspection I also noted 5 or 6 items were missing in total. These items are old'ish like a Rotary watch given to me 17 years ago on my 21st, the other items are high…
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Free night in a hotel with More Than car insurance
I've been sent a renewal letter from More Than saying if I renew quickly (within 12 days) I get a free night in a hotel - wondering if this is a genuine offer or if it comes with so many T&Cs it's not really worthwhile doing. You know the ones. Anyone done it? I can't seem to find anything out on their website, seems to be…
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Home Insurance for Unoccupuied House (refurbishment)
Hi We are buying a house and we should exchange contracts in the next 4-6 weeks. We need to arrange insurance for the property but I hadn't realised I would need a special type of insurance as we won't actually be living there. The house needs a total refurb and extension and we are planning to stay in our current rental…
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Buying new car - how do I insure the old one till sold?
Hi all Looking at getting a new (new to me anyway) car and selling my old one. I cant sell the old one till I get a new one cos I have a 50 mile round trip to work. Current insurance is only a month into its year (with RAC) and that would obviously be transferred to the new car. What do I do about the old car in the…
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Multi car insurance?
I have a 2 yr old Corsa 1.2 and have just purchased a 12 yr old Suzuki Jimny - useful as a runabout for where we live! I am looking for multi-car insurance but one which will allow me to put my 26 year old son on the Jimny for about 1 month per year when he is home from abroad. I want to do it the cheapest way possible but…
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Car Insurance Cheaper with More Expensive Car?
Hello, I am 23 Male and am about to get my full driving license and then would like to get a car. However seems like in my area insurance is ridiculous £6000+ despite the fact that my apartments have secured locked compound parking. I have been playing around with comparison websites and it appears the more expensive the…
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Can I purchase Travel Insurance while abroad?
Hello! Total newbie to the MSE forum - so please be nice! ;) My partner and I are currently in India on a RTW trip. We are flying back to the UK on the 16/05/2012 (a week away) and our old travel insurance has expired. Our previous travel insurance expired at the end of March, and to be honest we've been a bit lazy with…
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Spock would lose hair at lack of logic
After years of growing up on a rough estate in a city and walking past nicked, smashed and vandalised cars on an hourly basis, I managed to work my backside off and move into a nice town around 10 miles away population (7000ish) which had much much less car crimes per person last year in fact its pretty much non existant…
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Interest on Home Insurance
Hi im looking for some advice my mums insurance policy is up for renewal soon and she is with legal and general . I noticed as part off the annual fee of £256.00 she is charged 23.00 interest as part of this amount as it is paid montly What i want to know is this normal thanks
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mortgage insurance
hey all, Sorry if this has been covered a million times, but quick question. My IFA recommends I take life and income protection insurance to cover my new mortgage. Premiums will be about £80.00 per month. Do I really need this? He gets £1700.00 commission if I sign up. I have no issue with him earning a commission, but…
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scottish provident
Just thought I would take out a critical illness policy recently with scottish provident and well I should of read through the policy documents a bit better. A critical illness policy that doesnt pay out for terminal illness. :mad::eek: what aload of rubbish!
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change of car insurance price
Hi Took out car insurance online with admiral yesterday. It begins at midnight tonight. For reasons with Quidco I had to re do the quote today and it came through £80 less and £100 less excess. Are car insurance prices a bit like booking aeroplane flights in that it just depends on the day you book or should I look into…
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Can I insure a house I own for my Mum to live in?
Hi, Is it possible for me to obtain Buildings Insurance cover for a house I own, for my Mum to live in ? Have had problems as it is not my residence nor am I a landlord. Is this feasable, and assuming so, any providers please ? Thanks
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car insurance cancellation dispute
Hi all, I really hope that someone might be able to help me here as I am feeling very stuck indeed. This is a bit long winded but I will try and bullet point it! In short, my car insurance has been cancelled and I would like to dispute this, if not to keep my policy but to not have it on my record! 1- In March 2011, my…
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House contents insurance help!
Ours is up for renewal. We need to look at if it's correct and if we can get a better deal etc. we have always " just renewed" because frankly it seems a big scary thing and I can't even approach it!! Advice re how to wok out how much to insure for would be very much appreciated- comparison site simply says " go round and…
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Insurers open on bank holiday?
Want to sort out my renewal quote, does anyone know if/what time Admiral's call center will open today?
