-
Home emergency cover & underfloor heating
I have been trying to find a suitable home emergency policy for us but can't seem to find what Im after: Property is a holiday let Oil fired boiler Underfloor heating The combination of all 3 seems tricky especially the underfloor heating. Has anyone got any ideas? Many thanks in advance, David
-
House insurance - cracked garden wall
At the moment I can't locate the policy document for my buildings insurance, so in general, is a brick garden wall (which is not attached to the house), covered under buildings insurance ? It has large horizontal and vertical cracks which I suspect has been caused by a tree 2 feet from the wall.
-
Car Insurance Premiums
My Car insurance for my first year of driving currently stands at £2300 I checked on confused.com to see how much it would be for my second year, if I made a claim in my first year and it's over £4000!!!!! :( I am not scared to go on the road as I cannot afford the insurance if I I was liable for incident and had to claim.…
-
Lapsed no claims bonus.
I am currently using my car no claims on my current car. I have had commercial insurance on an old work van what I don't have anymore. If I buy another car, can I use the lapsed commercial no claims I had (6years) on a new car policy. I want to keep both cars for a while.
-
Money from America
Hi i hope someone can give kwik advise/guidance. My mums brother suddenly passed away end jan2012. He has left a quantity of investments to be split 4 ways with her and brothers/sister. Will they be subject to both American tax of 30% is what i am told + uk inheritance tax? Normally how long does the process take as they…
-
Life insurance beneficiary advice please!
I'm lending a friend some money. I want to insure the loan against his death and the possibility his estate won't have enough in it to pay me back if he dies before he can do so. Can he make me a beneficiary of a life insurance policy? How can I protect the proceeds of the policy? TIA
-
boiler and heating cover for pensioner
boiler and heating cover for pensioner warm front is £14 a month, boiler, heating, pipes and annual service inc parts and labour. Does anyone know any other deals for pensioners on pension credit that are cheaper?
-
Should I Split Liability For A Non Fault collision?
Hi all, I hope this is in the correct place, but here's my predicament. Last year I was involved in a collision where a van and trailer pulled across the front of my car due to his lane being coned off. His trailer crushed my wing mirror and crumpled my wing. He drove off, so instead of stopping to take pictures and get…
-
Chaucer Insurance
I want to be fair and start by saying that Chaucer have given me cover which has served its purpose. I pay a high premium because I have six points, drive an older car and have no NCD. I was quoted £713.00 for TPFT in August of last year. I had worked for a courier company and thought that my years with them would count…
-
Travel Insurance. Medical condition not diagnosed?
We are going to USA in a few weeks. I have problems with my leg where I have numbness in my leg and feet and can not walk too far. I have been seeing doctors for months and finally they think it could either be a trapped nerve or Multiple sclerosis. I am having my third MRI scan possibly before my trip and its very…
-
Critical Illness Insurance - Policy Increase Error
I have a critical illness policy with ReAssure that's been running for nearly 10 years. A few months ago, they wrote to me saying that due to an error, they had failed to apply the indexation option since July 2009 so my premiums and benefits hadn't increased for three years. When I called them to ask what the implications…
-
Pet insurance for cat
Hi I have recently got a cat from an animal shelter and she has started to go outside. I am thinking that maybe pet insurance would be a good idea in case of accidents. She is about 5 years old and has no pre-existing medical problems. She has been micro-chipped. Any recommendations? Just don't know where to begin- I don't…
-
Chelsea Building Society 2 months free home insurance
They just saved me £1072 for the year on my existing policy! I was over the moon when the chap showed me the savings 0845 1289491-leave a message and they will ring you. :money:
-
Building Insurance Claim
apologies in advance as new to this. I contacted my insurerOct 2011 re an awful smell in one of downstair bedrooms. Insurer advised that I would need to find source of smell. The master bedroom ensuite backs onto this room so we thought there may be a leak so got a joiner to lift flooboards and also cut into gyproc wall to…
-
Holiday Insurance - Very Confused!
Hi there, Need some advice please.... I am flying from UK to Bangkok, Thailand next Sunday and staying 10 days. I am then going from Thailand to Australia for maximum 12 months. I havent booked a flight home because I don't know what's happening yet. How do I get travel insurance for this? They all want a return flight…
-
AA home insurance
Just wondered if anybody had same problems with returned direct debit charges from AA? In short, AA charge £12 for a returned direct debit. As my policy is split in 3 (contents, inside & outside) and therefore 3 payments via direct debit made each month I have been charged £36 by AA for my returned DD. This is on top of…
-
HSBC insurance
Hi just want to know if anyone has gone with HSBC for life and critical and income protection and been happy or wished they shopped about ...we are looking around for a better deal for income protection as we thought the deal the bank offered was expensive, another question I asked the bank if they cover children with…
-
Chimney problem
we have our chimney swept every year but 6 months down the line the fire wasnt drawing up so we arranged for the sweep to come as we thought it was blocked with soot, turns out he couldnt get the brushes up further than six foot as he said it looked like it was blocked with broken brick pieces probably due to the heavy…
-
Pet insurance (kennel Club) Claim rejected - where do I stand
I got a 8 week old pup. KC registered breeder, all legit. Took pup to vets for jabs and found a lump. All ok I thought, KC give you 4 weeks free insurance. Submitted a claim and they've turned around and said that the policy was set up AFTER the lump was found, therefore the dog had an existing condition. stating the…
-
Car Insurance - Hit by Third Party insured by Aviva
Hi there, I need to briefly explain, nearly 3 weeks ago I was stationery at traffice lights when a car hit my rear end. The imoact appears to have been taken on the tow bar of my 4x4. The third party admitted full responsibilty. I insisted my car to be checked for any chassis, structural damage. Lights then came on the…
