Pet insurance for cat

harasmc

Hi I have recently got a cat from an animal shelter and she has started to go outside. I am thinking that maybe pet insurance would be a good idea in case of accidents. She is about 5 years old and has no pre-existing medical problems. She has been micro-chipped.

Any recommendations? Just don't know where to begin- I don't have much money!

laurel7172

Pet insurance is a bit of a headache-I'd suggest going to a price comparison site and checking out the different levels of cover and prices. I recently insured my cat (a seven year old rescued female), and went for a high level of cover with a high excess-so I'm really insuring only against HUGE bills-a setup that suits me, but might not suit you. It costs just under £8 per month. I did, however, get £45 back through Topcashback, so remember to check that too. Good luck

InsideInsurance

You need to decide on how much long term cover you want to get. Broadly the policies break out into three groups:

1) Cover a condition for the remainder of the policy year or until you hit the limit, whatever comes first, and then no cover for ongoing treatment

2) Cover a condition for as long across multiple years until you hit the policy limit (how long this will take depends on the cost of treatment of cause) and then no further cover for it

3) Covers a condition for the life of the pet up to the policy limit each year

Clearly 3 is the most comprehensive cover but (a) the premiums reflect it and (b) you become locked into that insurer