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commuting and breakdown cover
My new job will mean commuting an 80 mile round trip 5 days a week. The car is brand new and I haven't had any problems with it so far. However some family members are suggesting that I get breakdown cover. Do you think this is necessary considering it is a new car? I could do without the expense really and I don't have a…
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Co-Op (CIS) OR Liverpool Victoria
I have searched for quotes on the price comparison sites as well as the standalone ones and now have to choose between Co-Op (CIS) & Liverpool Victoria (LV) for my car insurance. I have gone through the small print for both these in detail with which I am happy. Could anyone here advise re: which one to go for based on…
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morethan car insurance driving me mad
:mad: hi if anyone can give me any advice as to where i stand or what to do next id appreciate it. 3 months ago i had an accident and made my claim with more than. who didnt send out any letters or information asking what happened and how the accident occured. (most companys send out a pack asking for a diagram??!!) Anyway…
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Travel Insurance - Mobile phone
I recently had a mobile (worth £300) stolen on holiday. My insurance company should cover it, but in the small print says any item over £50 needs a receipt. I have the receipt, but the phone was technically free as it was part of a 24 month contract. Question is, am I covered?
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Please help/car insurance
I cancelled direct debit on 29th July, because intended to set up direct debit on my new bank account. The payment for car insurance been taken on 27 July, next payment 27th August (that means plenty of time to give new bank details to car insurer). Few days ago I called to car insurer to let him know my bank details and…
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New for old insurance on dropped laptop
Just after a bit of advice about my claim. I have dropped my laptop, breaking the screen and case. The insurance company have collected it and just come back to us to say it is not repairable so they will replace. They are offering a fairly basic model as a replacement which is fine as the laptop was almost 5 years old so…
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Business cover on car insurance
Can anyone answer this question for me please? Can an employer force its employees to take out business insurance and does the employer have a duty to ensure that its employees have business cover if they are using their own vehicle for business purposes? I do have business insurance so am not affected by the answers to…
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Help please!!!
Totally panicing, had letter from car insurance people last week saying that they hadn't taken the direct debits from my account since February and they have only just noticed. Can I pay in full NOW or my insurance will be cancelled. I have contacted them to ask if I can pay in 3 installments but they won't budge. There is…
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Stolen vehicle - insurance offer 'limited indemnity'?
Back in May we had our beloved VW camper stolen from near the home. It was a unique vehicle as I had recently painted it, fitted a camping interior and modified the mechanicals to upgrade the rare 'Syncro' 4wd system. I bought the van back in January, initially insuring it with Footman James for £2000 when they inquired on…
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Home Contents Insurance
Hi peeps i am new here and need some advice please. I was recently burgled and lost jewellry. I have contents insurance and one item was a specified item due to the high value. I purchased this item 4 years ago and had it valued. Unfortunately due to the increase in gold etc since purchasing it, it has gone over and above…
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House not yet habitable - payments
Hi, In December we suffered a burst pipe in the freezing weather. The house is still undergoing work and is not yet habitable. We are having to stay in hotels and reclaim the costs back. The insurance company are not very helpful at paying us back on time and we're getting into a lot of debt. We're obviously still paying…
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Help with home insurance
I am currently purchasing home insurance. My husband has numerous fishing rods, many indivually worth £300-£400 each. In the section 'do you wish to declare any items valued over £1500' should i declare them? I'm wondering if they were stolen/broken would we be covered as in total they could be worth a few thousand pounds.…
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Bright Grey "plan charge"
I'm currently researching life policies, and have noticed that the Bright Grey personalised illustration includes a monthly payment for life cover, and a monthly payment for the plan charge. It says the life cover payment is guaranteed, but doesn't mention whether the "plan charge" is. Other providers seem to just list a…
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Help - Insurance expert ourt there ?
I have obtained a quote for annual travel insurance over the phone, my husband has a pre exisitng medical condition. The person asked numerous questions to which he had to answer yes or no, on one particular question he asked for clarification/advice to which they replied I cannot help answer Yes or No ! ! My husband was…
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Claiming for personal injury
My wife was involved in a car accident this week. She is adamant she is innocent and the police have already part-confirmed this. Our car has been written off , and Im currently trying to get Tesco to pay out more that the minimal sum they have offered (another story) My wife , thankfully , didnt suffer any major injuries,…
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Help - Uninsured driver
Hello guys I'm after a little advice. About 4 months ago I was over taking a truck when it turned right into my path. The pick up truck was turning right into a pub. I crashed straight into the side of the truck. The truck had come out of a junction on the right before the pub and was heading in the same direction as…
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Income Protection Insurance
Where would be the best place to get insurance to protect a monthly in case that i were to lose my job? I'm currently the sole earner with mortgage etc and i approached by critical illness cover supplier but they would only be able to protect the mortgage against loss of job rather than a set sum per month. Where should i…
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100% hike in premium is this allowed
My mother inlaw has two Pedigree Pugs, born a year apart (2006-2007) Both are KC registered and she has been insured with the Kennel Club - actually a company acting on behalf of the KC since their birth. Her premiums have been increasing steadily over the years as expected. Over the life of the policies she has claimed…
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Do i need landlord insurance?
I am thinking of letting my home out for rent. I assume i require landlords insurance, which seems so much more expensive than normal buildings insurance. I guess it's something that i really need, also have you any recommendations of good websites for quotes and what would the implications be of taking on normal buildings…
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Any opinions on Esure & Kwik Fit for Car Insurance?
Hi Folks, I have just done the due diligence stuff and come back with Esure and Kwik Fit to be my least expensive Car Insurance quotations this coming year. Just wondering if anyone has experience of either and has any views before I sign up to anything? Thanks in advance, Steve.
