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what happens if you start?
what happens if you have got a life policy, pension policy or a house insurance policy and at the time you took it out you didn't smoke, BUT now you have started smoking?
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how come my car insurance claim is taking so long?
I got hit by another car in may 2010. It was in a tesco car park. There was a stationary car at the side of the road and as I drove past it pulled into the side of my car without indicating. They are saying its my fault, but the traffic using the road should have right of way. Strangely their diagram is the same as mine.…
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car insurance questions- existing and new car
Hi This has probably been asked a million times before but I cant seem to find it on search---but thats probably my poor searching I have insurance in my name on my existing car, I am hoping to buy a used car....have seen one for sale as a private sale, if I buy this I will need to sell my car privatly. Because of this I…
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Credit check on credit report
I was checking my callcredit report when I saw entries such as. Search Organisational Unit: Aviva Central Services Search Purpose: General Insurance (Credit) Opt In / Opt Out: Opted Out I wanted to know if a search like this as I have a duplicate one as well will affect my credit score. I don/t have any dealings with Aviva…
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car insurance quotes - not very competitive!
I am currently with Direct Line, have been with them for 14 years. Thought I'd try comparethemarket to see if I can get a better deal this time but the cheapest it finds is £10 more than Direct Line are offering me. Quite surprised, last year I had to haggle with Direct Line as I was going to switch to a cheaper one.
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Swapping no claims over
Is it possible to use my no claims that i have built up through driving a car to insure my own van that i use for work? i wont be re insuring the car,it will be SORN and parked on the drive,so i wonderd if i could use my no claims to insure my van???
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Tiny gap in insurance - could it affect no claims?
Hi all I've just this week had to scrap my car. The insurance had automatically renewed on 11th August. I want to cancel the policy within the 14 days while they are "only" going to charge me fifteen quid for the priviledge. However I haven't yet found and taken out insurance on a new car. I will sort that out in the next…
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Car Insurance- No Claims gone from 11 years to 0
I had to claim on the car insurance after my car door swung open whilst parked and hit another car travelling past. In September last year when I took out the policy I had 11 years no claims. Just had the renewal and they have taken all years no claims off me. I was expecting some kind of increase but I was always under…
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Insurance quotes and credit searches
As for many people, I've been searching for the best car insurance deal and looking at quotes for several cars that I might be interested in buying. I've noticed however that a few companies leave a footprint on credit file. Some state "Unrecorded enquiry" whilst others say "Insurance quotation" as the application type.…
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Car Written Off, Can I Buy It Back??
My car has been involved in a front and back end crash, and I've been told it's a total loss. On a car forum I go on, a few guys on there said I should buy the car back then break it and sell the parts on (The engine/box/brakes/doors/interior are all untouched, and are worth decent money). A few on there have done the…
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Car Insurance Rises
I wonder if there was not so many PI claims, fake accidents would affect the insurance premiums of today. The more you read the board things over the years have become the above, you used to have a bump the car got paid no one even bothered about fake whiplash claims which cant be proved. Would be very intresting to know,…
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Bypass car insurance company?
Hi Been in a minor car accident tonight - changing lanes to go left and hit the right bumber of the car in front - Probably driving around 15 MPH The damage on the back of the car is quite slight, although some scratches are visible. However, we didn't involve other witnesses ( unless passengers are classed as witnesses )…
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Budgat Car Insurance cancellation
Hi, I wondered if someone can help I have recently sold my car and no longer require my policy so contacted budget who told me as I have had the policy for 6 months I will be charged £200.70 a £160 fee and £40 cancellation fee. I have told them this is ridiculous and refused to pay saying I will cancel the direct debit and…
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Travel Insurance? Help, please :)
For the first time, I'm looking to get travel insurance. I'm going to Crete, Greece, and I'm 21. But - I have plenty of medical conditions. Do I need to declare every single one? Will they need to know what medications I am on? (This is likely to change on Monday). Is it even possible to get a decent quote? And I presume…
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Car got hit not my fault
2nd time in 18 months car got hit when stationary outside my house. Fortunately owner who lives two doors up owned up (it was also witnessed by my daughter) They gave me their details for insurance. I got a rough quote of £700 from a body shop who does insurance work. They told me a claim company can do this for me for…
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Too Old to Travel
Why is it that though we are now expected to be healthy enough to work on indefinitely when it comes to travel insurance anyone over 65 finds that either companies won't insure them or the amount charged is a rip-off. In the last week I've been given quotes of up to nearly £200 just because I'm 66, the cheapest I've found…
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stupid me... "value at risk" form
hello, i am after some advice, any help would be much appreciated. i am making a claim with esure for two bikes after our bike carrier broke and the bikes got mangled falling off the car. so far so good. they sent a "contents checklist" for me to fill in (actually, they sent someone else's completed one first, which i…
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Insuring my engagement ring
Hopefully someone can help! House insurance personal possessions with swiftcover only covers up to £2000 for an individual item and I need to insure the ring for more than that (generous boyf/fiance). What type of insurance can I get to cover the ring? Thanks in advance for your help:beer:
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Life insurance for mortgage needed but family medical history not good!!
Hi, I need to get life insurance to cover my new mortgage, but although my health is good - I'm 48, both my parents died fairly young and both had cancer and other illnesses. My father died at age 56 of lung cancer caused by smoking, but my mother, as well as surviving ovarian cancer at age 40 had a list of illnesses…
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Insurance Probably Voided - What Now?
Thank you everyone who responded to my last thread. In brief, I made a stupid mistake when applying for car insurance on behalf of my partner and applied for a quote that didn't disclose an IN10 he gained in 2008. It was a genuine mistake on my part, for not checking with him before I went ahead that I'd picked the right…
