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Single Parent - What Life Ins./MPI/IPI should I have?
Hi, wondering if any financial experts out there could advise me on what sort of insurance I should go for... I'm a single parent, bought my first house a bit over a year ago (I didn't take out the mortgage lender's offered insurance because I thought I could find better value elsewhere). I have been researching policies…
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Money Taken By Admiral Car Insurance
Dear All, please see email below which I sent on Saturday 20th of August. It is now the 22nd and I am yet to hear from Admiral either by phone or email re my complaint. Please let me know if something similar has happened to you. I intend to take my complaint as far as possible which will include contacting the FSA, BBC…
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Contents Insurance (inc Iphone)
Hi My home contents insurance is due (i live in a flat therefore only need contents) and i was hoping to be able to add my iphone 4 to the next policy, as insuring the phone seperately is quite costly. Is there any companies who allow this as i would really like it to be covered for damage and not just for theft? Thanks
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Advice needed, to claim on contents insurance???
Hello, Wondering whether anyone can give me some advice. Just started contents insurance policy (June) not had any claims before on previous policies (had one about 5 years ago). Have lost my engagement ring :( I have no idea where I have lost it, its difficult to come of, could be anywhere, have searched everywhere I can…
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No Fault claim
Hi Have had a smallish impact to car rear. Third party 100% liable as too close....work will be new bumper, tailgate just tweaked a little, & something called a rear member under the back is bent over in a place...and we think that's it. I reported it to my Insurer, thinking that as a NonFaultClaim, I would simply get car…
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life insurance - advice needed
hi all i am currently renting a property but looking to buy this year. I do not have life insurance, but have a young family and want to make sure they are looked after should the worst happen. The questions are; When we buy a property, how easy will it be to change the policy to cover the mortgage etc? Or will it be a…
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Insurance value - How?
I've just bought a commuter scooter and am needing to insure it. The problem is that its a fully restored 20 year old bike - Pretty much everything is brand new or reconditioned and as far as I'm aware should it be stolen or damaged/crashed then the insurers will give me the 'Market Value' of the bike. Obviously the market…
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Personal Possessions insurance when renting with a live in landlord
Does anyone know if dd can get insurance cover for personal possessions when essentially being a lodger - tenant but the landlord lives in. Cover would be required away from home as well as at home and in garden shed etc
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Shop Business Insurance
I opened my shop last September and somehow have nearly survived my first year. Being a complete novice, I've made mistakes and will probably make alot more. My shop insurance is due for renewal and I've looked at some comparison sites. Has anybody any advice, like who to avoid etc At the moment I'm with FSB and not at all…
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Cashback and Comparison site deal
Hi, I'm getting some car insurance soon, and I've found a deal on AA insurance though Compare The Market. It's a good deal, as it comes with free breakdown cover. However, to make it a better (And hence the best), I'd use a cashback site (topcashback.co.uk). Can I somehow combine the 2 to get the best deal? I've tried…
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life assurance
please can any one help i mother took out what she thought was an endowment policy about 20 years ago just after my father died and she has been paying out just over £20 per month. she phone to check that everything was on track and to make sure she was getting the payout she was promised by the sales person only to be…
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Insuring Car For Parts Of The Year
Wondering if anyone has some advice. I'm going to university this year and am undecided as to what to do with my car. I'm going quite a distance so i will not be taking it. Plus i do not want the running costs throughout the whole year. I would however like to use it when i come home. My only concern is insurance. I will…
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Change of employment status
My current car insurance policy expires in mid-September and I will be redundant from mid-October. If I don't find another job within a short time, say a month, I will obviously inform the insurer that I am unemployed. The current insurer shows my occupation as employed/self-employed/voluntary work, so presumably if I did…
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Letter of claim, with no name? no reg number?
Hi experts! We got a letter today to our address from Gallagher Heath acting on behalf of British Gas. My wife had a non fault accident with British Gas last year and as a result had to continue to pay the preminums even though the car is no longer in use. Appologies for my spelling! Anyway she has 7 days left to pay and…
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Car insurance - non fault claim & undeclared penalty points
Hi there I would appreciate advice from anyone with experience of this problem or specialist knowledge. I know what the legal position is but I would like to know what is likely to happen and what course of action I should take. Earlier this week I was involved in a non fault accident where someone pulled out of a side…
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Accident and Sickness Insurance
Hi I wonder if anyone help with this, back in around 2000 I took out accident and sickness Insurance, I had a limited company. I had an accident at work in 2002 and tried to claim but it was refused on the grounds that it was an existing injury, I had previously slipped a disc in my lower back that was my existing injury,…
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NCB from different vehicles during same year
Could someone advise if it is possible to accrue 2 or more years worth of NCBs within 1 year by being insured on separate vehicles during the same year. i.e. if I insure myself on my Impreza with one company and on a run around astravan which i use for taking the dogs places with either a different company or same company…
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Non Fault Accident what rights do I have?
Hi Have had a smallish impact to car rear. Local garage advises replace bumper, tailgate repair, panel? repair, one scratched light, & rear member under car rear is bent. Other driver is 100% liable as too close braking. My car is 9 yrs, maybe £1000 value now, low mileage & I am fully comp. This is my first "accident"…
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car insurance
Has anyone else been ripped off by ecar insurance?
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anyone heard of sentinel insurance?
sentinel extra house insurance, never heard of them,but they seem very cheap and i'm suspicious