Travel Insurance? Help, please :)

Elle7

For the first time, I'm looking to get travel insurance.

I'm going to Crete, Greece, and I'm 21. But - I have plenty of medical conditions. Do I need to declare every single one? Will they need to know what medications I am on? (This is likely to change on Monday).

Is it even possible to get a decent quote? And I presume if anything goes wrong due to my conditions, I won't be covered?

I'm so confused

bouncydog1

Depending on what medical conditions you have you may need to contact a specialist insurer. For instance if you have a heart condition, you may need to start with somewhere like the british heart foundation or similar who may be able to point you in the right direction.

If it is stuff like athsma then you would speak to someone like direct travel who offer a screening service. You declare everything to the screener and they decide if they will offer cover and at what price. They send you a copy of your disclosure so you can see what is covered. If it turns out that you failed to disclose a condition then you either won't have cover for it or they may cancel for inception. However without more info it is impossible to try and help further.

Elle7

Ahh okay, thank you.

The condition is mainly fibromyalgia. I'm also diagnosed with chronic overbreathing syndrome. These are the ones I think ill struggle (but ill make sure I fully disclose everything!).

Thank you again x

Chorlie

https://www.eta.co.uk/insurance/travel


Also look at some of the Bank A/c's with a monthly fee, these will have Travel Insurance included (Euopean or Worldwide), you can contact them before opening the A/c to check if they will cover you, if so it maybe cheaper plus you'll get other things (Breakdown Cover, Mobile Insurance) if they won't try another bank.