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Any opinions on Esure & Kwik Fit for Car Insurance?

stephenbalmer
stephenbalmer Posts: 53 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 18 August 2011 at 3:07PM in Insurance & life assurance
Hi Folks,

I have just done the due diligence stuff and come back with Esure and Kwik Fit to be my least expensive Car Insurance quotations this coming year.

Just wondering if anyone has experience of either and has any views before I sign up to anything?

Thanks in advance,

Steve.
«1

Comments

  • kingstreet
    kingstreet Posts: 39,343 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Did you look at charges for alterations, like moving house or change of vehicle? We get a lot of people who ignore them at application time but have plenty to say later when they occur.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Great point Kingstreet, but for the year 2011 - 2012, I will not be moving (just done it) and will not be changing car (brand new one), so I am prepared to take mid-policy change costs as 'not a consideration' right now - barring life changing disasters obviously.

    Thanks!
  • MasterPoo
    MasterPoo Posts: 787 Forumite
    I've been Money Tipped!
    Im not sure my reply will be of any use whatsoever, I've never claimed against my car insurance (TOUCHWOOD I wont ever need to), a few years back I was insured by Kwik Fit, no problems, but as I said I've never had a need to!!!
  • Thanks MasterPoo.

    I guess since there are no other responses then both companies have no major negative views out there!

    Steve
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Esure appear to be very dubious on paying out on home insurance at the moment.

    Have a read of
    https://forums.moneysavingexpert.com/discussion/3409823
  • I have been with kwik fit for 2 years for car insurance and had no problems, but like the other poster have never claimed with them. Last year when they sent my auto renewal I searched online and got it cheaper which they then price matched. I will stay with them again this year if the do the same
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    kwik fit is okay, but dont like the fact of having to download policys. Not that good for new cars as the free mot is worthless, changes to policys are cheap about it. Never had an issue but never had to claim
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I have heard a lot of issues with esure however, normaly customer service ones
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • hcb42
    hcb42 Posts: 5,962 Forumite
    I think esure are ok, service wise.
  • Thanks to all - it appears that Kwik Fit are probably coming out slightly on top in this very brief straw poll.

    Cheers and have a great weekend !!

    Steve
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