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Diamond ring insurance >£10,000
Hello, I've had a look through a few threads on this forum using the search function regarding diamond insurance, but I haven't seen much information about insuring a diamond ring that costs more than a few grand when you can't add it to your contents insurance. Unfortunately I can't add it to my current policy as there is…
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Lapsed Insurance policy
Help please, I am having a nightmare!!! I got stopped on the way home from work for driving with no insurance. I have been insured with Direct Line insurance for over a decade and it has been a policy that just rolls over year after year and I have never phoned to renew. However this year they seem not to have chosen to do…
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Do I have to renew my Car Insurance even I am not driving during my holiday?
My car insurance will expire on 15th December morning. And I am going aboard for holiday right on 15th December for more than half a month. Is there any problem if I get new insurance after I come back and start to drive? Is there any legal issue to have a gap bewteen my old insurance and new one? Thank you.
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Car Accident- Please Help!
Hi, I am a 19 year old male and a named driver on my fathers insurance and car. I was recently involved in a car accident that wasn't my fault. A white transit van decided to reverse out without looking straight into the side of my fathers renault clio:mad:. After sorting everything with the insurers to do with information…
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Life insurance - price comparison sites
Are the fee based comparison sites value for money? I ask because there are a few that take a fee but keep half if the insurance does not go through for whatever reason - and there are quite a few that don't go through. The other question is how can a money saving website recommend such websites knowing that the applicant…
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Can anyone suggest a way round this?
For the past eight or nine years, I have been driving a permanently allocated private car through my husband's employer (Peugeot). I drove these brand new, every year cars for all of this time without mishap. He paid a monthly cost to them to include tax, insurance, service, whatever, at a reduced but not that cheap rate.…
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'In Transit' insurance
I have a lifetime guarantee on my wife's wedding ring which I bought from the USA several years ago. I now need to send it back to be repaired but can't find any couriers who will insure an item for more than £500. I have the ring insured under my contents insurance but unless we are traveling with the ring they won't…
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Theft Identity Insurance...is it worth it?
Hi I just had a new balance transfer card from Santander and they tried to sell me some theft identity insurance offering: Legal protection Up to 60K Persoanl fraud expert in the event various other perks It was all for around £80-£90 per year. I declined as the guy was irritating me. I real is it do you thin and is an…
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Car insurance query
I'm just wondering, sorry if this has been wondered before, but why is it cheaper for me to keep a named driver on my policy,who has endorsments,than take them off?
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Car Accident Claim PLEASE HELP!
Hi, I am writing this on behalf of my partner who was involved in an accident 2 weeks ago. He was driving a works vehicle and the minibus infront indicated to turn right but instead of turning right and following on the road he used the road to perform a U turn and went straight into my partners vehicle. As a result my…
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Advice needed- 6 months winter sports
I am due to leave for America ( California) for the winter season in December for 6 months. I am trying to find the cheapest insurance policy that will cover me for that length of time with winter sports cover. The trouble I am getting however is that with every policy I have found, the 'winter sports' option only actually…
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School boy error - no mot
Hi had a small accident today which resulted in me hitting a driver up the back. we were on a country lane and there was a police car with flashing light, stationary at a junction to my right (opposite side of the road) the car in front braked hard and resulted in me hitting them. when talking to the police they werent…
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advice PLEASE
Hi there I am facing a medical board in 3 weeks time (medical discharge from the royal navy) and found out on friday that i am more than likely going to be discharged from service. (news i was not expecting until friday) I have since dug out my life insurance policy which i thought covered me in the event of loosing my job…
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Home & contents confusion!
Hi all, Just cancelled my insurance with Nationwide as i was paying way over the top on an old policy. On Go compare Esure were the cheapest, but when i rang Nationwide and told them this she started reeling off the differences between the cover in the insurance types. Now it sounds like Nationwide cover alot more at a…
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Is this legal? Home Insurance
Hi All, My first post on here - I'd really apprecaite your feedback, as I'm a bit peeved. Background KwikFit Insurance - building and contents cover. Last year I noticed a few cracks in the inside and outside wall on the front of the house. I was looking to replace a large bay window - so for peice of mind I called the…
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Holiday Insurance
Have recently returned from holiday and whilst abroad i had to have an emergency operation, i have now been slapped with a hospital bill of 14,000 euros and the insurance company are refusing to pay as they say it was a pre-existing medical condition. it wasnt as although i had had some problems before going away i had not…
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What counts as a couple for travel insurance?
Policy we are looking at has this wording "Couple would apply to two people that are married, common law partner or couple of long standing." Now what is a couple of long standing? Boyfriend and I have been together for 3 years but don't live together. Looking for insurance for a month in Australia with a couple of days in…
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Payment protection and still paying interest?
Hello, I am finally getting my debts organized after 6 weeks of being unemployed and my PP has started kicking in. I notice on my Barclay credit card that i am still paying interest each month? My other bank of Scotland CC has the interest frozen on it. Does this sound right? I send an e-mail but did not get a reply that…
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Resolving Car Insurance Claim- MAJOR HEADACHE!
Last year (Dec 2009) i had a minor car accident which i admitted was fully my fault. car inurance details were traded and, rather than lose my no claims bonus of 3 years i resolved the full sum of the claim with the other persons insurer (Aviva). This all went very smoothly and i thought it was all resolved untill about…
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Am I really at fault? He was illegally in bus lane!
Hi, A Second opinion on this would be most welcome...I feel I've been duped! Below is my description to my insurer following a crash last week. Apparently I'm at fault even though the other guy whohit me did so as he was driving down a closed bus lane - has anyone any experience or opinions to offer? Thanks, Tim PH was…