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Hire car via insurance
Hi guys, new here and in need of some advice. On wednesday my husband parked his car in the his works car park (royal mail), a few hours into his shift he was called out and informed a customer (who should not have bought her car into the car park) had not put her handbreak on and her car had rolled into his causing…
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two car bump!!
Hi, Two of the cars in our house have bumped into each other - not saying who did it!!:eek: How do I go about claiming and do I have to pay both of the excesses on our policies? Would be better off just paying to repair the car that has the most damage and leave the other one that only has a minor scratch - it might be…
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17 yr old. Will he ever drive?
There is another thread on car insurance but I wondered if anyone knew how we can get insurance for a great grandson, Jake. Two years ago the insurance for his 17 year old brother in a £900 Ford Fiesta 1400cc was £2400 and he has been driving happily since then. He is now 19 and has now got a new Renault. The Fiesta was…
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To garage or not to garage / First Direct
I recieved a renewel quote from Admiral. No suprise that it has increased by £130 despite my 6yrs NCB. So I rang them to update my details and said that I would start garaging my car instead of leaving it on the street. They say that this will increase the premium by £30! Which is a shame because I like Admiral and they…
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Admiral Mistake!!
Hi guys, I recently insured my VW Polo 1.4 with Admiral.. went through the details and they came out with a £700 quote, one years no claims included (was £1100) last year so I thought great. I paid in full. They didnt send me the declaration form so I called them up, they then told me that initially they had made a mistake…
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~Help Needed~ Car Insurance Claim~Courtesy Car~
Hi there... Does anyone have any idea how we stand on this one??? My daughter had a major accident just over a week ago which necessitated her being cut out of her car ( she owns).. The insurance company (Elephant) told her she could have a courtesy car for up to three weeks usage ( even though it 'seems' to state that she…
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Disability Car Insurance
Moved to other part of forum
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Any Decent Pay as You Drive Insurers?
I thought Pay as you Drive insurance was done and dusted, but then I saw this website mentioned in the Times today: http://www.insurethebox.com/ The quote they gave me beat all the others, but it was for a min of 6000 miles and I probably do 1000 in a year. I did a google search for pay as you drive and all the ones it…
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Had Accident At Work - Company Admit Liability - Can I claim for time
Hello MSE's Not sure if this is the right forum but here goes I had an accident at work and the company have admitted liability. Over the last 3 months I ve been writing to them myself and did not involve lawyers. Is it reasonable for me to ask for my time that was spent writing these letters to be reimbursed? Does any one…
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Few questions re laptop claim on home contents
Hi I've just put in a claim for a laptop, I spilt coffee on it(stupid I know). Things I wanna know It's a MacBook so if not fixable will they replace with an apple?, I don't have a clue with windows and really wouldn't want a Windows machine tbh. The equivalent machine no longer has a firewire port but I have a £300 audio…
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Additional retrospective car insurance premiums
Hi, I have just read some old threads about someone who was asked to pay £900 to the insurance company as additional premium as they had failed to advise of a speeding offence. I recently received my renewal quote, and of course shopped around and got another quote £100 cheaper. My partner wanted me to give Diamond a…
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personal injury claim
Hi im due a personal injury claim which first offer of 36,000 has been refused.14,000 for injury and 22,000 loss earnings. I'm living with my partner and two children and im still on sick.Ive been divorced over 6 years with three children under 16 they are still with the ex wife she works.I plan on putting some money into…
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Is it worth claiming for my stolen phone?
I had my lovely iphone 4 stolen from my bag a few days ago :mad: and I wanted to know if I made a claim on our house insurance policy with Hiscox whether it would be likely to push up our premiums & ultimately cost us more, and whether I should try to absorb the (£450!) cost myself? Thanks!
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Declined total and permanent disability cover
Hi Guys, My partner and I have just purchased our first house so we thought it would be best to take out mortgage life assurance with critical illness to cover our mortgage if anything was to happen to one of us. However axa have declined me for total and permanent disability cover? I have no idea why I have been declined…
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No Claims Protection confusion
Hi, This is probably a basic answer, but there is something I'm not getting so would appreciate an explanation. My car insurance is due for renewal and I have built up 9 years of no claims discount. Each year I tend to change insurance provider and go with the cheapest. Bearing this in mind, is it still worth paying the…
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Performance Direct major upset, need help
Hi ya, i insured my car with Performance Direct Car insurance and after six months i hit bad times and had to sell my car due to financial problems, i phoned the car insurance company and told them i wanted to cancel my insurance with them. They took all my details and that was all i heard. Then about four months later i…
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Quick Question Re: Legal services included in insurance
I have taken legal cover with my car insurance and have just got a quote for home insurnace which included this too. Do i need to have it with both or am i right in thinking th legal part is a seperate policy so could be used for both? thanks
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Redundancy protection if you *think* you may be made redundant.
Basically income replacement if you are made redundant. Obviously if you know you are going to be made redundant, it wont pay out. What about if you think you might. Surely in todays climate that covers everyone, so is it worthless.
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Aviva Home Insurance Claim - anyone dealt with them - what to expect?
So last week, we woke to water dripping into our daughter's bedroom and into the lounge - right old mess. In short, the walls, decorating and flooring upstairs is damaged, together with our laminate floor in the lounge, rug, sofa, tv, dvd and a few other contents. We had the loss adjuster visit today who said we just need…
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refused car insurance (motabilty)
ive been driving a motability car just over 5 years and 2 years into the current contract, however the car is no longer suitable for my dad, he now needs a wheelchair and struggles to get in/out of the car, i emailed motability and within 10 mins they rang and said we could exchange asap no quibble, great we thought.…
