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Follow up advice from a financial advisor
I took out a convertable term life assurance policy about 20 years ago, using a tied advisor - in fact, it was the building soc that gave me the mortgage. So I assume they got their commission. So now, 20 years later, should I still expect the advisor to provide follow-up advice on the policy, on the basis of the…
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Car insurance 'additional charge'
I am writing on behalf of my mum who recently took out an insurance policy through one of the 'famous' car insurance comparison sites :) The policy was set up and all appeared to be well. Today she received a demand for an additional premium of £49:50 because she did not send a copy of her drivers licence to them. At no…
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Hastings essential car insurance - Not at fault RTA, help ?
Here is how it goes, me and my pregnant wife were stationary on a roundabout and hit by a driver from behind. The car had a dent and a few scratches at its bumper. Her car suffered a greater damage although she drove into us. She collided with us twice while we were stationary. I put the handbrake on from there. As it was…
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Home insurance
Hi I have just got my insurance renewal through and have been told that they will exclude any water related claims due to the claims history for this. In the past 4 years I have made claims for a burst pipe( minor damage), problems where the sewer came up into one room in the house and damaged furniture and the carpet in…
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Life insurance for mother HELP
Hi, i really need some help. My mother lives abroad and morbid as it sounds she wants to be brought back over to the uk when she dies. There is no kind of insurance policy she can purchase in Turkey for herself. I am her only child and so financial responsibility would fall on me. Is there any type of policy i can take out…
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Will accidental damage insurance cover this
We recently had a little accident with a cleaning product at home on our £300 solid wood beech worktop. We have accidental cover on our home insurance but do you think it will cover this type of damage? The product was Oven Pride where you put the racks in a plastic bag empty in the cleaning solution in and leave…
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Professional Indemnity & Liability Insurance
I am a self employed trainer in the financial services industry and need to organise insurance (min value £1M) - can anybody let me know of a company that can offer this for a reasonable cost. Thank you in advance.
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Buildings and Contents - listed building
Who do you listed building owners use for home insurance? I'm struggling to find decent quotes. With a company called Rentguard at the moment, but it's pretty pricey.
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Leaky roof - insurance claim?
Hi, Moved into our house 11 years ago - it's approximately 100 years old. We noticed the roof was looking a little "tatty" so had a new one fitted about 5 years ago. I'm in the process of having a new loft hatch fitted (we've never used the loft because the existing hatch was too small), and the person fitting it has…
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Car Insurance cancellation charges??
I automatically renewed by car ins policy with Hasting Direct in September, and I changed car in October I informed Hastings Direct, my premiums went upto £90 a month for a car I paid £700 pounds for. So today I was thinking Im nearly 45yrs old, I have one years no claims, I think Im being ripped of here. So I went on…
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Cheap European Breakdown
I'm going to work in Holland for 5 months, and want to take breakdown which covers europe. Can somebody suggest me which is the cheapest available.
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Not at fault car premium increase?
Hi, Need some advice from the members. Our parked car has been hit in the street. We luckily got the rego number of the offender and proceeding to file a police report. The insurers confirm the other car is insured and we will not lose our NCB if they can succesfully reclaim it. The damage is minor say £400-500. Has anyone…
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ufodiag-renault key programmig
find renault key programming :j Renault pin code reading key programming Renault Megane & Scenic (1999-2003) 8 digits PIN code reading via OBDII Reading immobilizer PIN code and Key programming on Renault Megane and Megane Scenic modules with UCBIC (BSI) module from 1999 to 2003 year via OBD II. Renault Megane - 1999 to…
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Taken policy today and now need to claim ALREADY!!!
Hi, I have JUST taken out a home contents insurance policy with Kwikfit as I was unhappy with my old contents cover- it was costing the same without accidental damage cover and freezer cover as this new policy is costing me with it! Anyways, I literally took out the policy 2 hours ago...I go into the kitchen, am washing…
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Building Inusrance - subsidence caused by rivers
I own a property which has a very small stream running directly behind it. Beyond that, about 200 metres, is a river. Im renewing my buildings insurance which is very reasonable, but noticed under the 'Exlusions' of the Policy Summary: "...any loss or damage from subsidence caused bedding down of new structures, demolition…
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Insurance company's charge me for the accident
my husband who is on my insurence used the car and whilst it was parked a lady backed into it. she stayed a gave details admitted libility her insurance payed up in full i had to pay £250 excess which i got back then when my policy was due because the claim was still going on M&S put my policy price up but said they would…
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Give you a laugh - car insurance quote!!
i PROMISE THIS IS NOT A WIND UP - JUST COULDN'T STOP LAUGHING. Car Insurance renewal came in post £277 - me being mse thought shop around and see what offers there are out. One cashback site - the dearest was £1349.43, which I just laughed at, tried another as I couldn't beat the £277 - thought for a laugh see how much the…
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Accident Claim - No Win No Fee
I am progressing a claim further to a serious accident earlier this year, and I am about to receive a no win no fee contract to sign. I have done as much research as possible and it will have all of the insurances etc, but my main question is has anyone else had cause use a no win no fee service? and if so when the…
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Had a small incident today
Was driving down queens road in hendon. Theirs a park their with a drive way that has two pillers to stop cars driving through but come down for the lawnmowers. I signalled right to go into that area so that i could perform a three point turn, as I was turning the car behind tried to overtake me on my right and clipped the…
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Inheritance Tax Insurance - is it any good?
My mother has had a suggestion from a "financial adviser" at Barclays that she can provide for payment of the inheritance tax which will be due on her estate when she dies by taking out inheritance tax insurance. I'm not sure that its a good idea, it costs about £100 a month - so she could end up paying thousands. Has…
