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Cat D Car Insurance - help!
I've recently crashed into the back of someone and so contacted my insurance company. The insurance company they said they wouldn't pay for the damage to my car and the other person's as my car was a category D and I hadn't declared it when I'd taken out the insurance. The thing is, when I entered all my details onto…
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Car accident please help
Hi In Feb 2010 my older brother took my car without my knowledge. He then got involved in an accident. He went on the opposite side of the road to avoid some road works. This caused the approaching vehicle to swerve out of his way and crash into a tree. The first i knew about it, is when a letter came through the post from…
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Legal protection insurance - motor and home - Rip off?
This month I take out two motor policies (me and wife) and our home insurance. This comes to around £800. It makes sense to do this, and we shop around. On each of these policies we take out additional 'motor legal' or household legal cover which costs around £75 So two questions. Is there a cheaper way of insuring against…
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Combined Insurance?
Hi there, I seen to have a lot of insurance coverage for various things, like most folk i expect, but there a few coming up for renewal. I'm starting to have a look and see if i can 'consolidate' insurances, such as life, home, landlord, car, motorbike and holiday. Does anyone know a good place to start? or if it's even…
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Car Insurance Premium - Can it be recovered after an accident
I'm looking for some advice if anyone can help please. My wife recently had an accident in her car and it has been written off. There were around 10 months outstanding on her insurance policy. I assumed she would be able to get a refund on the outstanding cover but the insurance company says not. Is that correct? It begs…
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Will my home insurance be invalid?
I have my mortgage and home insurance with the same building society. I rent out my property and informed my insurance company of this and have the correct landlord's insurance. However, I do not have premission to let from the mortgage lender (long story; I signed it all off in branch over a year ago, nut the paperwork…
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Home Insurance - new to us home help
I wonder is anyone can help me. We have sold our home and bought another. Part of the T&C's of the mortgage offer is our solicitor must have a copy of our buildings insurance schedule before date of entry which I though would be fine and no problem. My plan was to call our current insurer 'swinton' and just notify them of…
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Fictitious accident
I haven't been involved in anything like this before and would appreciate some guidance. Wife parks car in public car park at 08:00. Comes back at 15:00 and sees note inside sealed plastic bag stuck to windscreen. Dear owner of (plate no.) You have obviously collided with my car, causing a sizeable scrap (sic) and dent in…
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Help needed.
I was thinking the house insurance was due when I today received a letter from Dial Direct informing me that they had tried to take out insurance payment of £199.57 but the bank have told them that authorisation is declined. Apparently, as I have an on-line policy, I agreed to them doing this. Needless to say I did not…
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Insure the box
Has anyone used Insure the box for their car insurance? I've never heard of it but it's by far my cheapest quote and I'm curious of other peoples experiences. Thanks!
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budget insurance cancellation fee
I have a quick question regarding automatic renewals. My insurance was due for renewal on November 1st, but the credit card details budget held for me expired in October. They are now trying to charge me £35 for cancellation of a policy that I have not paid for in the first place. Can they do this???:(
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My insurance company's builder (Rok) now in administration...
We had a dishwasher leak in the summer which resulted in us needing a drying out company and a new kitchen floor so we claimed on our insurance. We had the floor retiled whilst we were on holiday by a builder suggested by the insurance company. We haven't been happy with the work, there was poor communication, some tiles…
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Contents Insurance questions
Hi all, quick question in an unfortunate time, i was burgled on Monday and am now compiling a list of items taken, whilst going through it im noticing that i have no proof for a lot of the items, for example, my wife has about 40 pairs of costume jewellery earrings, at say £10 a pop there is no way i can prove that. I have…
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Insurane company payment problems
I am new to this forum but well versed in complaining and getting what I rightly deserve as a consumer. However I have encountered something that I have not experienced before and would like some advice, perhaps if someone has experienced the same. My elderly father was recently trying to pay for car insurance by phone, as…
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Pet Insurance - what's the latest?
I've read around old posts on pet insurance but not able to draw any conclusions. The Link on the main site hasn't been updated since 2006. My previous cat (now RIP) was with petplan and we did claim a fair bit for his kidney failure in the last 6 months of his life. The excess seemed a lot though, and I'm not sure that it…
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Car insurance question
I'm wondering if anyone can recommend a good option for getting the best price for car insurance. My last car insurance policy in the UK expired a little over 2 years ago with 4 years NCD. When I separated from my wife she took the car with her to France, and it was insured in my name with a French insurer. I have just…
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Life Insurance - Have I made a terrible Mistake
I'm hoping someone can help. I have just taken out life insurance, and have a right to cancel the policy and don't know if I should. We have just moved house, with a much bigger mortgage. If I die my partner could not afford the mortgage so I wanted life insurance. The same if I got ill - so we added critical illness. Our…
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Budget home insurance not letting me buy cheap quotes thorough comparison websites
Hi guys need some help with my home insurance (buildings only) renewal due this weekend, currently with Budget for which I paid £110 last year, they sent me a renewal for £245 to which I rang them up and told how ridiculous that was, nice lady on the phone gave me a quote of £154 to mull over. been on the comparison…
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need help on NCB before they cancel my account! (car)
:mad: hi i need as much help as possible before i phone my insurance in the morning.. Basically i was with direct line as a named driver on my aunty's policy and they clearly stated to me aswell as my aunt (and on their web site) that I will get ncb aswell as my aunt, however, after being with them for nearly 2 yrs (ncb…
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Cash settlement figure very low
Escape of water from header tank brought down the bathroom ceiling last weekend. If I don;t use the insurance approved builders, the cash settlement figure offered is £590.00 Looking at the schedule of works it is clear that no building firm here in the south east would get out of bed for this figure bearing in mind…
