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Car insurance expired - won't let me renew
My car was insured with morethan. It expired on 8th november. I don't drive my car very often (normally on my bicycle), and I didn't get round to renewing. Called them today to renew, got through to someone in India, and she said 'this policy has been cancelled, why did you not renew before?' I told her I just didn't get…
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car insurance advice please
my 19year old son had a crash ,he went into the back of someone so obviously no query over it being his fault. the insurers arranged for the designated ford garage to collect his car for assessment .I called today to see if they had looked at it yet and the lady who read the notes said it looked like a total loss. she…
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Insurance claim help (RTA)
Hi I was knocked off my bicycle recently by a car. The Police were called and the driver admitted responsibility. I have sought some medical attention and was advised that I had some soft tissue injuries but I'm unsure how these may develop. My bicycle is wrecked. I have had several telephone calls from the man’s company…
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Expired no claims discount
Hi About 2 1/2 yrs ago I sold my car because we had both retired and only needed 1 car. Since then I have been a named driver on my wife's car insurance. Now I want to purchase another car and have been trawling the comparison websites for a quote only to discover that, because of the time lapse during which I have not had…
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Please help, really scared
I live in a privately owned leasehold flat. A second bedroom was added into the roofspace by a previous owner. I phoned the council to check if the previous owner had applied for building regulations and they had no record. I am worried that my insurance claim may be invalid. I looked on my lease etc documents, and the…
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landlord or not landlord that is the question
Hi i've gone for new quotes for my household insurance and spoke to an advisor - now there's the error of my ways. I own my own home, which I share with my two - now adult sons but I spend part of the year in a holiday home owned by my partner. I was told that I need land lord insurance for my home because my sons live in…
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Hastings Ins Poor service
My daughter insured through Hastings. During the policy she changed cars, so moved ins over to new car. She later found out that for a week she wasn't insured due to a clerical error! Hastings appologised and sent her a cheque for £10 for her troubles. Think it may have cost her more than that had the police pulled her…
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Insurance
Hey, I was wondering, if I was to become the main driver on my mums insurance policy halfway through the term would I accumulate the NCD? My mum and I share the driving, so legally it would be all correct. I was just wondering whether it would be beneficial to me, by having the no claims, or not. Cheers in advance.
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Income Protection
Hi Guys Do you include Working Tax Credit as income whilst applying for income protection ? Thank you in advance.
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Avoid these insurers like the plague....
The name... BISL, also known as Budget Insurance Services Limited, who arrange and administer car and home insurance policies under a variety of names. In my own case it was a house insurance policy for Bradford and Bingley. Do a trawl through the internet on them and you will see a catalogue of disgruntled customers who…
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Question on insurance for a new business venture
Hi there! I am looking into starting a business whereby I teach people the ins and outs of landscape photography. However, I have some concerns over what insurance I would need. What I want to do is to hire a car and drive my workshop participants to the various locations in order to teach them. I realise that I need…
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Claiming on Travel insurance
My sister and her family returned from St Lucia last week having paid for a 2 week full board holiday. The hurricane hit on 30th October and devatated the island and the second week of their holiday. They survived but the rest of the holiday was surviving the aftermath (no food, water, electricity etc) until their…
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car insurance any good deals around
Hiya guys in previous years I've changed my car insurance to whoever is offering an incentive and `cheap policy e.g. Post Office gave £50 of Post office vouchers and Tesco gave £50 of gift cards etc But this year I haven't heard of any such offers. Has anyone here heard anything??? Or of curse cheap cover???
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Building insurance for rented property?
Hi, I've got a property which I am renting out. I pay the building insurance and the tenant pays the contents insurance for their items. I am now trying to renew my insurance quote, but I've done a quick look at some of the main sites and it would seem that rental insurance is more difficult to get. Can anyone on here…
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Cheapest Car to insure?
Hello, I know this quite a vague question, but any help would be appreciated! I'm looking to buy a car, literally to drive about 6miles per day to get to a local train station. I would cycle, but the trip will be at 6.30am, up a hill and very dark, through a not so nice area - then a 30min train drive on a train which can…
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Snowmobile Insurance
I am an ex-resident of the UK now living in Gibraltar, and I've booked a trip with my family to Lapland over Xmas. However I've now been told that I need to arrange my own insurance for a trip on a Snowmobile as their insurance does not cover non-UK residents. I've tried in Gibraltar without success, but is there anywhere…
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Warning - Admiral Motor Insurance? Are they Crooks
My Admiral motor policy expired 6 weeeks ago. Paid in full at inception for the year. I allowed it to lapse and I went with another quote, yet Admiral auto-renewed and now send me a bill for the auto-renewal. It is nearly £70.00 for insurance I did not request. Thus I am insured 'twice over' for this period. They will not…
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Personal Possession Insurance CIS
Hello all, I'm after some advice as to where i stand with some personal possession insurance i'm having to claim against. I recently lost a watch which i had down on a specified insurance claim on a new for old policy. But low and behold when i treid to claim against it CIS are saying that i have valued the watch at £1400…
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can the rac change my monthly d/d to annually and demand i pay annually?
i had previously been paying monthly. then they changed it to annually and sent out the paperwork - i assumed i was still paying monthly - it wasnt clear on the paperwork that i wouldnt be, until they tried to take out all the money at once. i didnt have enough in the account but they wouldnt change it back to monthly so i…
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Home Insurance - Thatch help sought
Good Morning Fun Lovers, I'm having problems getting a decent quote for renewing my home insurance on my thatched home. I haven't had any claims nor have I been irresponsible in any way. However, I'm experiencing difficulties obtaining insurance at a reasonable cost. I would appreciate any advice from other members who…
