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Forced to have Mortgage term Assurance?
Hello all, I'm a little bit puzzled by this one and hope you can help. A couple of years ago I bought a house through an estate agent. This was our first house and we allowed the advisor to do all the paperwork. Along with some other descrepancies (e.g. not advising the house had flooding and then cancelling the house/home…
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Holiday insurance not paying out
My boyfriend and I booked a holiday a few months ago now. We hadn't been away in years and could barely afford it but felt we needed to get away. A short time after booking the holiday I learnt that my father had only a couple of weeks to live. My dad has had kidney failure for over 15 years now and in more recent times…
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New car insurance question re no claims bonus
Any advice on the below situation will be very gratefully received - At the end of September, I bought a new car. Consequently, I changed my insurance and got a really good deal with Sheila's Wheels. I sent them all the paperwork but I have had a request of proof of no claims bonus. Having sent them all the paperwork I…
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Motor Insurance Claim
Hiya Can anyone help with my query? Had an accident 2 wks ago. Rearend shunt, car is a right off, other driver accepted liability. Tasked my insurer to deal with the claim. Now I can't agree a settlement figure and the insurance company want to take the remainder of unpaid premium off the the settlement figure when we do…
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Contents Insurance - lodger status
Can anyone help with where I can purchase contents insurance as a lodger in my Gran's house? She is in her 90's and we have moved into the upstairs of her house - we share the kitchen and bathroom and pay rent. I have no idea where to start as most companies only see to 'like' home owners or tenants. Thanks
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House insurance renewal coming up: Saga?
We've lived here 16 years. House insurance due for renewal next month. Have always used Abbey for house insurance (inertia) but their price goes up every year despite our never having made a claim. Have had unsolicited phone calls from aggressive insurance salesmen recently, from companies I have never heard of. No idea…
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House renovation
Hello I've just bought my 1st house which although habitable I'm planning on renovating whilst still being fortunate enough to be able to live with parents. The problem here is that I can't find an insurer who will provide cover for contents due to a subsidance claim in 1988 and also the fact I'm not living there whilst…
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cleaning insurance
HI am hoping to start a small domestic cleaning business in the near future and I want insurance...what sort will i need?;)
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Car accident with 3rd Party insurance how to claim against driver denying liability
Accident with two cars and the driver (who I believe is at fault) is not admitting liability. As my insurance is third party fire and theft car insurance (meaning my insurance company isn't interested in helping me chase/prove it was their fault) to go about reclaiming the damage he has caused to my car apart from…
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Insurance and Quidco
I haven't used Quidco with previous policies but reading the posts on this forum I thought I would join ,however , I have a quote through Quidco of £330 and the £60 cashback (making £270) yet it is a "slow" payout taking 4 months yet I also have a quote through the same insurance firm going direct of £285 .Which do I go…
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Where do we look if we've made claims?
Our insurance is up for renewal in two weeks for building and contents. Because we've had 3 claims in the past four years (one building claim was £11,000) all the usual search engines cannot give us quotes. Where can we look? Are we better staying with the devil we know? (At least we know they pay out in good time if…
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Insurance for dentistry abroad
Hi all, I dont want to discuss the pros and cons of going abroad for dental work. I had a good look around before I booked up and am happy with all that kind of thing. What I am interested in is the best value insurance for my trip. I got a couple of quotes from through Linda Briggs website but wanted to see if anyone on…
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insurance premium refund dispute
Hi, I had an accident last year that was due to go to court next week to dispute liability. The other party has now admitted liability so I get my 5 years NCB back and £550 excess. However I had to renew my insurance earlier this year and only had 2 years NCB due to the ongoing dispute. I switched my insurance from…
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credit checks for house insurance
I'm trying to get some house insurance cover, but most of the companies I have tried want to do a credit check, which I don't want. Does anyone know of any company that doesn't do a credit check? And, why do they need to do a credit check anyway? Doesn't seem very fair to me.
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professional indemnity vs. public liability
i'm looking to start a small business in the new year and am currently doing my background research. i'm confused about which of the above i will need/its better to have. i'm aware of the broad definitions: PI: protects you if a client loses money through a mistake you have made. It will cover the cost of damages, or…
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tv stopped working, is it insured?
hi, tv has stopped working, LG 1080p 37'. 2.5 years old simply stopped working, hissing noise then switches its self off got santander bedroom plus buildings and contents, have paid it for the amount of time we have had the tv and our home for that matter is it covered? its supposed to cover various risks, standard perils…
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Can we claim on self assurance 4 years after my Girlfriend had cancer!
Right just a quick bit of advice needed here! Basically, my girl has had her own house for 7 years now! She took out a standard mortgage and an addition self assurance mortgage protection policy. About 4 years ago she was diagnosed as having a Cancerous malignant tumor on the scalp of her head! She had to under go a…
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Be aware-Penalty points and car insurance
A lot of people. mostly old are being issued FPN and in almost all cases they attempt to issue Penalty points as well It may be a conspiracy involving DVLA. They have recently added all kind of things 'Tyre, seat belts' brakes steering, etc for which police can issue you with FPN and penalty points. All these are checked…
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Home Insurance & "movement"
I'm in the process of buying a semi-detached, victorian villa but have come up against a major stumbling block when trying to find insurance due to a percieved "movement" issue. In the Survey it states under the Structural Movement section "At the time of our inspection there was no evidence of significant structural…
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mis-sold life insurance, how to claim?
When we got our first mortgage (& current one) we were told we had to take mortgage protection & life insurance with them or we would not get a mortgage. We were clearly mis sold both policies. We have sent a ppi claim for being mis sold the mortgage protector. But does anyone know if & how to claim for being mis sold the…
