Can anyone suggest a way round this?

whitesatin

For the past eight or nine years, I have been driving a permanently allocated private car through my husband's employer (Peugeot). I drove these brand new, every year cars for all of this time without mishap. He paid a monthly cost to them to include tax, insurance, service, whatever, at a reduced but not that cheap rate.

This year I had my first claim, one of those situations where I misjudged slightly and ended up having to have my car repaired as well as a third party that I clipped. The only claim I have had in around twenty years of driving

Anyway, now he has retired from the company and we are buying the car for me (he doesn't drive) but the quotes for my fully comp insurance are so much higher than I was expecting because I don't have a no claims bonus.

I suppose I will have to just pay up and look big and I have phoned around, been to brokers etc. They vary a great deal but even the cheapest is much more that I thought. I will be the only driver of this car.

We are now on a very reduced budget having retired and I need to keep costs down so would appreciate any suggestions. Thanks.

Quentin

You could add on a relative with a good record and clean licence as a named driver and see if that reduces the premium.

mikey72

Have you tried insurers like the co-op, they will usually give an introductory discount similar to any ncd you would have earned, as even one claim in twenty years wouldn't take you back down to zero.

vaio

All I can suggest is to get a letter detailing your driving record from Peugeot and hawk it round the insurance companies/brokers until you find one who will accept it as equivalent to NCB. They won’t actually say that, I think they term it an “introductory discount”

lordhaldon

When I left employment after 22 years of driving Co cars, I got a letter from the Co's insurance provider detailing my claims history. Once I had chosen my own insurance provider, they accepted this letter as proof of my no claims. Hope this helps.