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Studio Flat Home Buildings Insurance
Hi All! Hope someone may be in the know... Ive just purchased a studio flat and am finding it very difficult to find an insurer who covers a studio apartment, any ideas out there please? Many thanks.
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How can we tell if Vendors claim re: subsidence has been resolved?
Dear Forum I have found some similar topics but nothing which quite answers my questions, so here goes. I have also posted a similar thread on the House Buying forum but think I ranted a bit. My wife and I have had our offer on a bungalow accepted. The Vendor noticed some cracking under a rear window after his mother moved…
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Contents insurance for house sharers - help needed
Hi everyone I need help finding contents insurance for house sharers... The contents are currently insured with Endsleigh under one flatmate's name, so only his stuff is covered. We're looking to find new insurers, but it's not that easy to find insurers to cover house sharers as most companies seem to presume that three…
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Question about not renewing insurance but signing up online again for a discount.
Hi, Not sure if this has come up before... I have a home insurance policy with Direct Line who have sent me a £206 renewal quote. However, if I go through Quidco and resubmit my details as a new customer I save £26 for identical cover purchased online and a further £75 via Quidco. I am of course tempted to do this but…
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Forgive the basic travel insurance question
When comparing travel insurance policies are the listed benefits per person or in total? I've yet to see a policy which makes this clear. So if a policy has a cancellation benefit amount listed as £3000, is that per person covered under the policy or is that the total payment for the whole group?
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Income Protection
Hi, I'm looking to take out a income protection policy. Anyone know of any trustworthy companies? I've been looking at british insurance? Really unsure who to sign up with! Thanks
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Mortgage protection
We have bought a buy to let and have let it out on a 6 month contract I have been told we need mortgage protection for my self employed partner Can someone advise as the more I read the more I get confused! As a self employed person which cover do I need Unemployment and incapacity Unemployment only Incapacity only If we…
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someone hit my car
Tonight, a lady crashed into the back of my car. Quite alot of damage. I took her details and her mine. She has admitted it was her fault. I have contacted my insurance and tried to ring hers (AA) but they weren't over helpful. What happens next? How long does it normally take for the insurance company to pay out (ie get…
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someone hit my car
sorry - didn't mean to duplicate
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Can anyone help please?
Hi Everyone, can anyone of you lovely people remember an Insurance company that went by the name of Pioneer Mutual.We know one of there offices was based in Newcastle-upon tyne, but whilst dealing with them it was with one of there representitives in Germany around 1980ish. Does anyone know what happened to this company,…
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not passed test yet
Hi all . My OH is looking for insurance for her first car and hasnt passed the test yet,but has bought a car today a corsa,can any one recommend a good company. Is it difficult to get insurance under these circumstances?
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car insurance £50 cash back
Just renewed my car insurance with the Post Office at a good rate but what swung it for me was the £50 cash back offer (to be sent 28 days after you sign up) If you buy house insurance as well you can get £100 back. Just thought you might be interested.
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Bike Insurance No Claims Discount/Bonus to Car
Does anyone know of any insurance companies that accept a no claims discount generated on a 2 wheel vehicle (Scooter/Motorbike) and allow it to be transferred to a car?
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Question on car insurance
We are getting a new car soon and for 3 months will have 4 cars rather than the 3 we insure at present. We will take one off the road for this period and wonder if there is some type of insurance we could get for it to cover it while it sits in the garage. The 4th car will be sold after that , so we do not want to start a…
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Life Assurance ... do i need it?
Hi all, I'm a 30 year old single male with no children. I own a flat worth c.£120k. The Life Assurance on it is £20 a month. Is this expensive? However ... do I really need it given my circumstances? Cheers in advance. Dmo
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Am I going to lose my no claims bonus?
I've got 10+ years of no claims, but on saturday I foolishly shunted shunted somebody from behind at a roundabout. I'm not going to claim (damage was less than excess to mine), but he is. So basically my insurance is due for renewal in about 2 weeks time, and i was wondering if I'm going to lose my no claims and will my…
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Bedroom conversion and house insurance advice please
Hi, we have a three bed semi and had a loft conversion six years ago which added two extra rooms upstairs. We converted one bedroom on the middle floor to be a study and now use four rooms to sleep in. The difference between insuring a four bed house and a five bed house is approx £55 extra - so which do I own up to?
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What car insurance - newly passed - 31 yr
I recently passed driving test. So far I was driving with an international license and was insured by Norwich Union [past 3 months] but looking for cheaper one after passing UK test. I'm only looking for comprehensive for a group 5 car. So far, lowest I got Admiral £624/10 months after adding an older driver in policy [who…
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Can we keep to insurers we are with & save ?
Hubby has had the car insured with More Than for a few years BECAUSE they say he'll always keep his no claims (which is maximum ) no matter how many accident(s) he MAY have AS LONG AS HE STAYS WITH THEM ! :T SO.. how does he go about getting it cheaper BUT staying with them as he cannot get his head around all of this…
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iPod insurance
Hi, I'm looking to buy an iPod and have found far better prices on the 'net than the high-street, (surprise, surprise) but quite like the idea of insurance as touted by the shops. Anyone know companies that offer insurance without buying the product from them? Thanks.