We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Question about not renewing insurance but signing up online again for a discount.

Hi,

Not sure if this has come up before...

I have a home insurance policy with Direct Line who have sent me a £206 renewal quote. However, if I go through Quidco and resubmit my details as a new customer I save £26 for identical cover purchased online and a further £75 via Quidco.

I am of course tempted to do this but wondering if Direct Line would have any objections to this and / or any grounds to reject any claim made in the future.

Thanks in advance for your thoughts.

Comments

  • Astaroth
    Astaroth Posts: 5,444 Forumite
    No, but you will be considered a new customer again and be treated as such if you were to have a claim (eg more chance of being investigated by their counter fraud, less likely to get gesture of goodwill/ benefit of doubt etc)
    All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
    No Advertising or Links in Signatures by Site Rules - MSE Forum Team 2
  • Thanks, good point...
  • However i have tended to call them up after doing this and asking them to add a note stating my previous policy number
  • Paul_Varjak
    Paul_Varjak Posts: 4,627 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    cactus wrote:
    Hi,

    Not sure if this has come up before...

    I have a home insurance policy with Direct Line who have sent me a £206 renewal quote. However, if I go through Quidco and resubmit my details as a new customer I save £26 for identical cover purchased online and a further £75 via Quidco.

    I am of course tempted to do this but wondering if Direct Line would have any objections to this and / or any grounds to reject any claim made in the future.

    Thanks in advance for your thoughts.

    This is what I do with Norwich Union - with no problems!
  • Online and Quidco it is then!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.