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Is this right and fair?
About 25 yrs ago we took out a "with profits" policy with the Pearl which was designed to pay of the mortgage. Due to other circumstances and changes in our mortgage it has been paid off a few yrs ago but the policy pays out in a couple of weeks. There is probably a small shortfall in the amount being paid versus the…
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Advice urgently needed!!
This is a weird unusal one that I need advice on and would be grateful if someone can give some constructive advice please! Yesterday I was retriving a trolley at Tesco's supermarket from the trolley stack in the carpark. The trolley unfortunately had a mind of its own and went another way down the ramp. Before I got hold…
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Anybody used Hiscox home insurance??
Does anybody have any experience of using Hiscox? I just saw an advert and they seem to pride themselves on having less restrictions/exclusions and much more generous cover than over insurance companies. Ive just done a quote online and its beaten my existing direct line policy price hands down! The policy seems to be very…
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reviewing all my insurances
God confused! Currently have descreasing life assurance with sicknes + unemployment this is a joint policy with the wife, though the 'payout' is weighted towards me as I'm the higher earner. This costs £380 per year (mortgage amount approx 60k with 18yrs to run). Also wanting to change our buildings and contents insurance,…
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Involving police to get new wheelie bin
Over the course of the last summer, my 'brown' wheelie bin disappeared. My council will only supply another if I give them a crime #. I don't want to bother the coppers for what is obviously a waste of their time, plus what will be the implications for my household insurance - do I have to declare a recorded theft if I…
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Income Protection for young couple ideas?
My daughter and hubby want to get Income Protection cover, tried the insurance section of this board but nothing there for that. They are employed and just 21 but want to cover themselves for all eventualities. Anybody got any advice on good policies?
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Quidco Question Please Help!!
Hi all, My dad has asked me to get car insurance quotes for him from the internet and my eyes lit up at some of the offers on Quidco!! My question is, how can I get quotes through Quidco then go back (if he decides to) and purchase the insurance? (When you go back to some sites it says retrieve saved quotes?) How can I get…
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18yo CAR INSURANCE suggestions????
Hey, I've just turned 18 and I have an X-reg, 3dr, 1.1l citroen saxo forte, with group 4 insurance. Ive been looking around various websites for the cheapest 3rd party car insurance , including confused.com, which doesnt give me much under £2000 However on quinn-direct.com i have been quoted £1440. But when i enter the…
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Travel insurance query - go travel.
I've been looking on the web for quotes for a group covering a trip to the USA. Go Travel seems to be very cheap, at least £50 cheaper than other sites and that's including the extra payment for waiving the excess. Anyone heard of them/used them? The benefits seem comparable give or take but I've got this nagging 'too good…
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Problems with direct debit
I am with norwich union. I pay in 4 equal monthly payments. But for some reason they have taken out odd amounts. instead of £61.62 as stated in the direct debit letter they sent me. They have taken £86 x 2, £61 x 1 and £111. I am really annoyed. Where do I stand on them breaking the agreement. No 8 days notice (or any…
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Life assurance for 40+ male smoker
I've been looking at life assurance for myself and my OH and can't believe the difference. I can get £77,000 of cover for £10 a month (15yr term assurance, 40yr old female), but my OH is a smoker and from the same provider he can only have £13,000 for £10/month (15yr term, 46yr old male). Are there any better offers? This…
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House insurance - roof leak from next door causing my home damage
Hi there, Can anyone give me some advice please. I have an outbuilding that is joined to next doors outbuilding. My flat roof felted covering is in perfect condition. Unfortunately next doors covering is old and worn. It is such that water has leaked through from the poorly maintained flat roof from next door and into my…
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Help and advice please
Hi all, some advice needed, my 18 year old son was involved in a 3 car accident today, an Oap breaked, the driver behind her hit her and my son hit him. Thank goodness that noone was injured.My son has !!! off worse, his car looks to be a write off. Directline who are his company have said that he is at fault:rolleyes: Can…
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cheapest home insurance recs?
Hi I'd like some recommendations for the cheapest home insurance provider. Thanks!
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My claim vs hsbc
just thought i would pop this on for other people regarding my dispute with a bank and ppi insurance. maybe useful to someone or other :-) Dear Sir/Madame, COMPLAINT In October 2003 I took out a loan with your company. The loan was for £22,000 plus charge for credit @ 8.9 % amounting to £8456.80. This totalled £30,465.80.…
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Just saved £419.00! Thanks Martin!
Hi, I am buying my first house and was sold their insurance (Buildings and Contents). We haven't moved in yet so it didn't kick in. I have just visited one of the sites listed in the insurance section (a screenscraper) and managed to save myself a whopping £419.00 by shopping around. It's incredible how ripped off you can…
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MOT and Car Insurance
Does anyone know the actual legal position regarding fully comp, protected bonus car insurance, following a bump, (driver's fault) in the situation where the MOT has expired within a couple of days due to simple oversight. I have heard conflicting views as to whether the Insurers will pay either the other parties costs, or…
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temporary car insurance
My son works abroad and is coming home for a month in april, he has still got his car here although it has a sorn declared on it at the moment. Does anyone know of an insurance company that will insure him for just one month, I cant put him on mine as I have a business insurance
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Paramedic Life Assurance?
Hi everyone, I have quite a specific question for you all: I'm looking for level term life assurance with critical illness and total permanent disability for my own occupation (Paramedic). Unfortunatley, noone seems to cover this occupation they just have a Functional Test / Daily activities test including walkiing a short…
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Life Assurance Question
Hi Everyone Think I know the answer, but want to run it past you all as well. My Father-in-law very sadly passed away last Friday (26th) from a Cardiac Arrest, we all thought he was fit and healthy. We have found out he took out a policy with Scottish Widows on the 22nd of the same month. No payments have been taken as he…
