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Fully comp car ins cheaper than TP. Which is the best option?
I am a completely new to insuring cars as I have just passed. I have done lots of quotes and found an interesting anomaly. Looking on ecarinsurance.co.uk (under the monthly payg 8 months = 1 year no claims bonus accelerator policy) I have found out for a car I am interested in fully comp is cheaper than TPFT which is…
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Gas Central Heating Cover
Hello All, Could anyone please recommend a good central heating cover for me, I am with Homeserve at the moment and not very happy with their service. Thanks
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No claims discount for named drivers
Hello all. Trying to get my little brother cheap car insurance, the cheapest quote I could find was using Martin's tips was about 1400. He is a first time driver, but that is way too much and I used all of Martin's advice. The only other way round this is to make him a named driver on someone else's policy. However this…
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Life Assurance: How much to be insured for?
:hello: I confess to being somewhat :confused: as to how much Life Assurance we should have. We are a maried couple: husband aged 51 and me aged 44. We have 2 children, one aged 21 who has moved out and supports himself and a 15 year old. We are fortunate to have no mortgage and have a reasonable income approx 45k and mine…
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Car insurance - excluding commuting to and from work
I have recently changed jobs, and at my old job I got free parking. In my new job, I no longer have that, so decide not to go to work in my car now. Are there any insurers out there that offer a cheaper quote for someone who only uses their car for social use i.e. excluding commuting to and from work?
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To what extent insurance companies share data among themselves?
For questions like - do you have points/convictions in your license, have you made any claim in past 5 years, what/how long you hold license etc., I can't understand why they can't take the license number (for car insurance) and previous insurance policy# so that they can verify and directly get to know these answers? This…
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Anyone actually get their Barlcays Quidco?
I want to sign up for Barclays home insurance but am umming and ahhing about whether to go via Quidco. I have managed to get the price own to £144 over the phone, but I could get it for £168 if I go through Qudico, with the potential of getting £120 back. Do I risk it or go for the price of £144? Has anybody actually got…
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Home Insurance Claim Dispute - Advice Please
I have a lounge carpet that was damaged folowing a lightning strike which the ins co. have agreed to replace but they will not agree to replace the dining room carpet which is the same type/colour etc. The reason for this is that there is a 3" wooden threshold between the lounge and diner and therefore the 2 rooms are…
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Anyone used Quote a car???
just had my renewel quote from Bell through on 2 cars and its quite steep £640 for vaux tigra and £605 for citroen picasso!! ran a check and quote a car has come up the cheapest with £480 for tigra and £495 for picasso inc legal cover. has anyone used them b4? what are they like? and are there any cashback or discounts i…
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Can I claim for the same insured event on 2 current travel insurance policies?
I have a bone fide claim for a 13 hour flight delay and have letters confirming the delay from the airline. My teenage children had a joint annual policy that expires in a couple of months. I took out a new annual policy for the whole family, as this will cover the children when theirs expires. As both policies were in…
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Double Glazing Fitters broke my Fridge
Hi everyone, new to the forum and looking for a bit of advice regarding the following: We had replacement windows and doors fitted by a long standing local firm. During the work, the fitters (two of them) leant the glass for the windows against our fridge which fell over, dented and marked the side, broke the freezer…
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3 Piece Suite Fiasco.
Am insured with Lloyds TSB and just had a central heating pipe burst which among other things severely damaged a sofa. The suite was hand made some years ago to our own specifications. Lloyds say they will only replace the sofa and even suggested I go and have a look in MFI. Surely this policy was mis-sold, How can they…
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Direct Line house Claim - Storm Damage
Does anyone know how Direct Line handle their house insurance claims. Never claimed before. During last weeks windy weather, I noticed lots of cement pieces on the drive which I just put down to bits blowing off the cement edging that runs along the gable end. This I know was a bit crumbly and something I've been meaning…
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Jewellery Insurance for Travelling
Hi I have a difficult problem which I'm hoping for advice on. I am a British passport holder who has been living in Australia for a year and I am now intending to travel home with my fiance with a 3 month holiday in Asia on the way. Whilst out in Australia we bought an engagement ring (Valued at about 4000 pounds) which we…
