Car insurance - excluding commuting to and from work

Burnley_Lad

I have recently changed jobs, and at my old job I got free parking.

In my new job, I no longer have that, so decide not to go to work in my car now.

Are there any insurers out there that offer a cheaper quote for someone who only uses their car for social use i.e. excluding commuting to and from work?

movilogo

Lots of insurers provide lesser quote if commuting excluded from use. Usually Social & domestic/pleasure attract less premium.

marcellep

Burnley_Lad wrote:

I have recently changed jobs, and at my old job I got free parking.

In my new job, I no longer have that, so decide not to go to work in my car now.

Are there any insurers out there that offer a cheaper quote for someone who only uses their car for social use i.e. excluding commuting to and from work?

Do quotes on supermarket.com and confused.com you will see the difference, many if not all will give you a discount for only using the car for S and D use only.

Astaroth

I have to say that many insurers dont discount SDP cover significantly over a policy including commuting - there are some that actually charge more (car in a works car park with lots of people around is possibly safer than on a driveway of an unoccupied house)

impy78

Yes, it could work either way...but generally speaking, as your mileage will also drop, unless you live in car thief city, your premium should go down.