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elephant.co.uk adding claims to my policy on their own - any help?
I have bought car insurance from elephant.co.uk couple of weeks ago for £627 (0 years NCD). A week later they sent me a letter (and an email) stating that they will add a claim (and increase my premium) to my policy even though I have told them I have had no claims in the past. Here is the actual letter: _______ A system…
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Can you save by splitting buildings and contents insurance?
I'm about to move house and need to get buildings insurance for the first time. Is there anything to be said for using seperate suppliers for the contents insurance or is it usually cheaper to have both with the same company?
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Combined Insurance cover for appliances.
Hi, We have just received our renewal notices for our kitchen appliances, fridge,hood,hob and oven all from Whirlpool. All are just a year old and this is the first time weve been asked to take out cover on them. When adding up the individual premiums it comes to just over £137. Does anyone know of any company who would…
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Coincidence? Burst boiler...
Ok, a few months ago our next door neighbours boiler burst, and caused untold damage, resulting in replacement carpets and such. Interstingly ours has just done the same. Thing is, both our houses are fairly new builds - ie 7 yrs old. Surely the heating systems should not fail so badly in such a short time. We have had…
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Car insurance GRRRR
I was previously insured with the AA. About 1 month before my insurance expired I bought a new (and bigger car). The AA revised my renewal preium up by £200 and I looked around to see what else there would be. I found a much cheaper insurer. I didn't bother to cancel my AA insurance but only cancelled the direct debit. I…
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Mortage Protection Insurance X2
Is it ok to have two mortgage protection insurances by 2 different insurance companies? Also has anyone had dealings with Pinnacle insurance? Are they any good on a claim situation? Any advise would be appreciated. Thanks, Scott
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An Act Of God ???
Hi All, Before I go on, let me point out I have no desire to upset or annoy anyone of any religious faith, I'm simply trying to open debate on a point of law, which I may challenge... In my insurance policies I find a paragraph that relates to events occurring that may cause damage to my property, covered by my insurance,…
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Question relating to Term Assurance wit CI Cover
Hello, I am in the process of moving house, the move will increase my mortgage so I am taking out a new term assurance policy with CI cover to cover my wife and I for the extra amount of the mortgage. In the terms and conditions it states that the policy is reviewable every 5 years and I don't like the sound of that as…
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Sheila's Wheels and Debt Collection Agencies
Hi, Wondered if anyone else has had problems with Sheila's Wheels inappropriately sending them to debt collection agencies? I cancelled my insurance in November as I no longer had my car. They wrote to me on 21st December, the day before I went on holiday for a 2 weeks over the Xmas period. The letter siad there were some…
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Who Will Insure My House?
Can anyone help me? During the storms the other week we thought we should check our insurance policy to make sure we were covered for storm damage. We discovered our policy had been discontinued in 2005!!! When we tried to renew it they refused because of the subsidence in approx 1989. It's probably the strongest house in…
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Van Insurance for 20 year old (male!)
Trying to find tpft van insurance for my son, he has one years no claims bonus. The van is only worth around £400 but has a 1.9 engine.Tried Evans, very expensive. I would like to either be the main or named driver - I am 54 - dont think there is any difference who is main driver as he is classified as a young driver…
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protection insurance eligability
I have just been "Tupe'd" across to an outsourcing company who intends to move some roles offshore. At this time I do not know if my role is at risk and I have not been informed by my employer that my role may be at risk. I have looked at some application forms for unemployment protection and they do ask if I am "aware" of…
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Garden Structure
I had a supporting structure (wooden pillars and planks on the top) blown over by the storm on 18th of Jan. My home insurance document says that fences, hedges and gates are not covered. It also says that the garden furniture is not covered. However there is no mention about damage to such garden structures (supporting…
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car insurance after points & accident
hi everyone In the last 18 months i have had the worst luck when it comes to vehicles. In Oct of 2005 i accidently(i 95% sure i went over the line during the amber phase) jumped a red light got flashed & therefore recieved 3 points. And in October 2006 i got hit as i was crossing right into a side road. A car in the fast…
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Payment Protection Insurance - refund!
Hi I am a newbie on this board so apologies if I do something wrong! My husband and I took out one of those terrible secured loans in May 2005 (the company involved made a huge mess at the time). We managed to repay the loan last year with a huge penalty charge added for early redemption. We were contacted in December 2006…
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Home emergency/Homecare cover
I have had british gas homecare 400 cover for the last 4 years and I have been very happy with their service. However, the cost of this service has now went up to £27 a month. Quite expensive. While researching other products. The best product I could find was for swinton at £59 a year! Phoned up to find out more…
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£60 Cashback
:beer: :beer: I recently got an online quote from Swiftcover.com which I was more than happy with, that was until I found a site called http://www.greasypalm.co.uk, I got a quote from LLoyds TSB which was £5.00 cheaper but also give a £60.00 cashback. The process is a bit complicated for for £60 It's worth a shot.…
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Home Insurance Discussion
This discussion relates to the New Home Insurance Article To discuss or ask a question about the article: click reply (to read the old discussion see here)
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Does anyone insure their mobile through a broker?
I'm looking for a new mobile phone but the insurance seems quite high per month. It's for my business and my business insurance covers it for theft but not for breakages or airtime. I've had a look online but wonder if these companies are any good and if it's a good idea to insure it seperately? Does anyone know a good…
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Government Car Tax Proposal
Guys, Sarah Kennedy was on about this proposed car tax scheme on the radio, apparently there is less than one month left to register your objection to the 'Pay as you go' road tax. The petition is on the 10 Downing St website but they didn't tell anybody about it. Therefore at the time of Sarah's comments only 250,000…
