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Help. I have just burnt my new carpet.
Have just spilt hot ashes on my new sitting room carpet.Can I expect the insurance to just patch the carpet or will they replace the whole carpet.It is only months old although we have new for old cover.I expect them to fob me of but should I insist on a replacement.The burns are not THAT big but it has spoilt the carpet…
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Cherished vehicle Insurance
Looking at getting a vintage car/motorbike for country fairs/rally exhibition I know I need public liability insurance, but what other options are there out there for me? The car/motorbike will not be used on the road (not MOT or taxed) It would be transported via trailer etc to show and then unloaded. When I move the…
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Any experience of NHI home insuarance?
Does anyone have any experience of NHI home insuarance? I've never heard of them, but they came out top on a search at https://www.insuresupermarket.com for my buildings and contents insurance and were so cheap it looks to good to be true. Cheers Brighty
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Health Insurance. ie:BUPA
I am 35 years old and my wife is 29 and we are expecting our first child in July. I want to take out a health policy for the family. I havn`t done any research yet, so I was wondering if anybody could tell me "" the way to go about it" Should I contact BUPA or are there other companies I could contact. What sort of costs…
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Confused by policys.
Hi, I'm looking at saving some money on our various insurance policies. I have the following: Mortgage repayment Plan, Mortgage Protection Plan with Critical illness and a Income Protection plan. Now, my understanding is that the Mortgage Payment Plan covers the mortgage payments for up to a year. The Income Protection…
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Car Insurance - No claims question
My husband has car insurance which protects his no claims. Last year he had a bump into another car which was sorted out via the insurance. Nothing was paid and it was sorted out. My question is, I want to renew the insurance but what do I put in the accident section? He has no claims, so do I still put the accident down?…
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How can they do this?
Having read Martin's article on Healthcare cashback schemes I decided to go and get one. After a 3 month qualifying period where I could not make a claim I was keen to start claiming. 3 months later and less than half way to my limit on alternative therapies (not a single claim for anything else) they wrote to me saying…
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Can I Insure against my employers excess decision.
My boss has put out a memo to all staff to say that if we have an accident in the company vans, and it is our fault, then we have to pay the insurance excess of £250.00 (£500 for those under 25 yrs). Does any one know of an insurer who would cover me for this eventuality.? I dont have a private car insurance of my own.
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Advice Please - Protecting No Claims on Motor Insurance
I am currently looking to renew my motor insurance. I notice that on my renewal policy with Direct Line, that a claim shows up in the last three years. On querying this with DL, since the claim went against the other driver 100%, asking why this is showing as a claim against my no claims - they say that all claims go…
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Best place for annual travel insurance??
Can anyone point me to the best place for annual travel insurance? My wife and I are both in our fifties and I was going to go with Saga until their answerphone message informed me that they do not do annual travel insurance. Thanks cslogg
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Cheapest car insurance for TPFT 21year old
Just thought id let people know that Norwich Union are currently running a 20% discount for online purchases, not sure why, and this saved me about £100 off my car insurance. Details: I’m a young driver (21) Its third part fire and theft coverage 1388cc Ford Fiesta Ghia cheapest quote I got was £356 Norwich Union phoned me…
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YIKE ! Need help getting car ins. 4 bad driver
Hi Hope you can help before I go demented ! My boyfriend needs to get insurance for his old car , 1995 not worth a dime. However gets from a -b. Unfortunately he has had 2 driving penaltys in the past 3 year, uhm, AND wrote his last car off in June last year . Hence he has now been on my insurance - but that no longer an…
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Endowment Policy help?
Hi, When I was born my father set up a Endowment policy with Brittania now Alba Life but also this was the time when my parents separated. I have very little contact with my father and would like someone to help me understand what a endowment policy is? Can I pay into this account myself? Is it a good policy to invest most…
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Personal Injury Claim
Hi, My friend was in a car accident this week. It was her fault. This morning she got through the post a letter from a Solicitors saying their client (the person she crashed into) was suing for Whiplash and Lower Back Pain. They said she should acknowledge the letter and forward it to her Insurance COmpany. She has many…
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Can you have more than 1 life assurance?
Not wanting to do it, just an idea. Was refused a loan with tesco that is going through an appeal. If they still say no, I will be moving everything away from them including credit card, savings account, life assurance, clubcard, grocery/fuel shops!! Anyway, back on topic, what would happen if there were 1 or more policies…
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healthcare plan
i've read martin's article about healthcare plans and am seriously intersted. The MSE article was written in June last year - is anyone aware of any better deals on the market? I'm looking for basic single adult cover at no more than £10/month. many thanks
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buildings insurance for flats
Hi I have an ex council flat in a block of 4 which has its own front door and I had a lot of trouble getting buildings insurance as many companies don't insure flats. Unfortunately I have now moved out and it is empty while it is for sale but I need to renew my buildings insurance and cant find anyone who will insure an…
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Anybody heard of Hamilton Insurance?
I took Martin's advice and looked for building and contents insurance quotes, filled some details in on line. 10 minutes later I got a call from some sort of broker quoting me £200 p.a. less than I am currently paying with Norwich Union. It is with a co. called Hamiltion Insurance, something to do with HSBC. I asked what…
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Car Insurance
my current car insurance expires on the 6th of feb. Now I am to receive three years no claims...however I am not wishing to renew my insurance just yet as am due to go on holiday. I want to leave it until March if not a touch longer. I just wondered how long are you allowed to go with out insurance before losing your no…
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Short term UK insurance on foreign car
Dear all, Let me try to explain my problem. I have a foreign (italian) car, just decided not to renovate the italian insurance and to switch the cal to the UK system. I have done the MOT, and then used confused.com to get an insurance quote, but the cheap quotes that I received require that the registration is used to…
