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Partially Satistifed - Do we or Don't we
Hi everyone After a lot of letters going back and forth between MBNA and ourselves we have come to an agreement of a settlement of £5,750.00 on a £9,789.50 cc debt, which we are :j for joy with, but, and there is always a but! We have sent several letters trying to get them to give us Fully Statisfied, but they will only…
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update on payday loans
Thanks to all who have followed my situation, and gave me advice. I've been too busy to get back onsite....I went upto bank on Monday, loads of ID and managed to withdraw ALL MY WAGES, payday loans had tried to get their money but blocked.Phone hasn't stopped ringing from payday loan companies and emails(tobe expected I…
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advice needed please!
Hi there Dont know if this is the correct place to post. I wanted to know if it is possible to do a same day money transfer to a person that doesnt have a bank card. Im sure there must be a way to do it, but cant think how. Hes over the other side of the country. Any advice would really be appreicated. Jojo
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A&L Unfair Bank Charges Help Needed!
Hello, I have a £100 worth of charges on my account :mad: I manage my money very well checking my balance every other day, I have a spreadsheet with all my outgoings on and how much is left to spend in my account. The problem that happens is when a card payment is made on my card it doesnt always show up on my account…
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How long b4 a debt is written off?
I have just had a letter from a credit agency saying I owe £250 due to an old freemans debt. I wasnt aware that I owed anything and Im positive it was over 6 years ago. How long are they allowed to chase payment for? I thought it was 5 or 6 years and they had to drop it?? Any help would be great, spent ages trying to…
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Interest MBNA Credit Card!!!
Hi All, Im sure I am not the only one who pays an absolute fortune on credit card interests...........Amongst others that I wont go into I have a card with MBNA which I owe about 2k on. The interest is massive and each month all I can pay is only slightly more than the minimum payment which does not knock the balance down…
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income and expense sheet
hi guys i need a bit of advise on a form i have i have recieved to fill in. its for a credit card debt which is with a company called drydens lawyers. basically i have no problem filling it in and also signing it where it says i accept i owe the debt as i do. however there are a couple of sections i am not happy with…
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Sticky situation
I have found myself in a sticky situation and would appreciate some advice. My ex partner and I separated last November, to be far to her I continued to pay my share of the bills for a further two months. I was in hospital in January and received a call from her informing be that I must pay her for a loan that she has…
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Bristow and Sutor unfair charges! Please help!
Hi An unpaid parking ticket debt has been passed from the council to bristow and sutor debt collection. They have hand delivered 2 letters to my house asking for the money and threatening to take my car away! And for this that have charged around £400 as the debt now totals around £500 How can they charge this for…
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Help with claiming misold protection
Hi there Just wondering if anyone could help me A bit of history first I have been on a DMP with Payplan for nearly 12 months now...all is ok...most have accepted the plan and some have sent the debts to debt collection agenices. I keep hearing about people claiming monies back from credit cards and just wondered how to go…
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Wed 22nd sept Daily chat
Thought i would start today :) have to go to some place with mum today. something to do with medical questionairres about migraines? Got up this morning and the house was back to square one, like a bomb site :( . Not happy, so i've again been cleaning since 7 :( , never mind tidy again now, well downstairs anyway. I…
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how to cancel home learning college course
hi i got course from home learning college i paid 140 pound so far i send them letter to cancel it which is study from home, they told too late you can not cancel it, it been few month not paid them yet so i got letter from Clarity to pay them i did not get money from them only they sent me few books , which i could return…
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Wed 22nd Sept - What small DFW things will you be doing today?!
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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And you thought 25% was a low F&F offer.... (News story)
http://www.bbc.co.uk/news/uk-wales-south-west-wales-11377469
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Settlement payments
Hi, Falling ill, leaving my job, thinking its all okay whilst working to be using this card and that, I now realize how pathetic I have been and regret it all immensely. I have been out of work for 2 years, last year I have managed to get the debt collectors off my back by agreeing a payment plan, which I pay regularly.…
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Baliff and unpaid Attachment of earnings
I came home yesterday to find a letter from a Baliff company regarding our unpaid Council tax, First though was sheer panic, second thought was, Hang on we are paying by attachment of earnings from Hubbie's wages. So after a whole night of no sleep,first thing this morning I went to the Councill offices to find out that…
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balance transfer or loans
i have £13000 worth of debt on 3 credit card all about 4, 4.5 & 4.6k. At the moment total min payments are £280 and interest is around £200. I have basically only just faced up to this and need to pay it off and will not be using any of the cards or other cards again. On the virgin card min payment is £69 and interest £64.…
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CPR 31.14 & CCA requests ignored - CCJ defence to file
Hi to you all, I will be filing my defence this week on a CCJ issued a few weeks ago, AOS already done online. :mad: I will be doing an "embarressed defence" initially but what I would like to know is seeing as my CPR 31.14 has been ignored issued 2 weeks ago (7 day deadline given) - should I be chasing this up with the…
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Should I get a loan to pay off existing credit card debt?
Hi everyone! I'm hoping you can help me, as I'm sitting in a bit of a position. My husband and I have amassed around £12,000 worth of credit card debt between us (yes, it's extremely bad I know!!) and I desperately want to pay it off as soon as possible in the smartest possible way. Currently the situation is as follows:…
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Credit Report seems fine!!
I was a little unsure where to post this so forgive me if this is the wrong place! Myself and my wife were having a problem getting a loan even though we had had the same loan agreed previous but not returned the agreement in time. To make sure there were no major problems and nothing untoward (?) was happening, we both…
