Wed 22nd Sept - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning:T
I love wednesdays - I don't work;) But, this is the last lazy one as back to Uni next Wed...so really I should be doing some work today, I shall try:rotfl:
Other than that I doubt there will be much else going on - can't be bothered to go any where...and it saves money to stay in!
Hope all well - hello to you regulars and welcome to new posters:T

Here's my list:

• check banking
• daily scratch
• packed lunch for dd2
• meal from plan tonight - might be toad in the hole
• NSD
• check out Grabbit board
• Uni work
• water heating only on for an hour or so
• washing on quickwash then on the line
• hoover through house
• Update diary on here

That's all I can think of;)
Have a fab day....on our way to the weekend:T

catmiaow

Hello all,

Q[STRIKE]uick shower
Tidy after cats
Take rubbish out
Do comps before leaving for work
Email friend back
Check bank
More comps during lunch time
Go to work
Lunch and dinner from stores
Use free texts and mins
Go to dance class - didnt go saved cash and petrol:)[/STRIKE]
More comps

Hope everyone has a good day!

josiebabie

Morning all,
Had a few days off from posting as each day seems to be the same recently!
So today:-

- Check banking
- Sell 1 x purge
- 1/2 day at work and nipping into town for a few bits ONLY!
- Spend the rest of afternoon with DD and DM doing fun stuff in the sun
- Do some HC when I get home and hang outside if I get chance
- See what is left of compost heap I set fire to!
- Ignore office gossip, as I can't be bothered with it!!!

Jx

redsam

morning all, havent posted for a while dont seem the point of being miserable on here and bringing everyone else down. Didnt sleep last night, so very tired and grumpy.

-shower
-housework
-check TES again -done
-started job applications
-contact supply agency
-allotment; chickens, greenhouse, pick veg
-strip the bed
-collect braclet from jewellers - not free but need to collect
-put some petrol in car
-dinner from fridge chicken already defrosted, still got plenty of courgettes to eat up before other veg

Josie - did you mean to set fire to compost?

Wannabe01

Good morning everyone, slight change of plan today for me today as DS is off school with a tummy bug

My list for today is:

• Catch up with emails
• Send email regarding situation with course fees
• Check online bank account
• Complete 1000 word report for college
• Sort lecture notes from Monday
• Sort lecture notes from yesterday
• Make sure that all lecture notes have been written up
• Check mystery shopping site
• Make a list of work to be completed this week
• Meals as the meal planner
• LSD (only spend as budget)
• Complete 1500 word report for client 1
• Do some of the ironing
• Look after DS who is in his bed
• Try not to moan at OH for working late again tonight
• Complete 1000 word report for client 2
• Complete 1000 word report for client 3
• Complete 300 word article for client 4
• Look into new jobs on GAF.
• Phone DM regarding babysitting tonight
• Go to part time job (start 5.30pm)

I think that is all that I need to do today, so here goes…………..

OliveOyl_2

Josie I also want to know why? :rotfl::rotfl:
Mine could do with the heat though, since the neighbours trees have grown up they rot down SO slowly

Morning All :wave:
Sorry people are feeling pants at the mo. This time of year does bring some people down (my mum for example will not be very cheery until Spring now ) And on a DFW journey there are times when it is just a plain old unremitting slog And this is where this thread helps, and I never mind reading the same things each day, it even jogs my memory sometimes - "oh yes I must just...."

So today I have/will:

• put my Amazon listings back on vacation - didn't sell anything in my 2 weeks at home anyway
• check banking - money arrived woo woo :jit's been a bit stressful these last couple of days as I've waited :rotfl:
• driving to DS2's with DD today - will drive economically and avoid congestion zone
• Will take them to Sainsbugs, with coupons and extra points and get them food for the next few weeks. :cool:
• Check in on-line tonight and hopefully get a window seat
• Popeye is taking me away for the weekend straight from arriving at the airport Friday morning :eek: so I must be ready for that, no chance of a shower and an organised re-pack
• make some crumbles for DD while I'm away and give her a pep talk re her money........gulp

Have a great day everybody :A

OrangeFairy

DD2's 5th birthday today!!!! :j:j:j:j:j:j:j:j:j

She told practically everyone on the way in to school!!!

Not an NSD today
Buy cake and some finger food for anyone popping round later
DD2 at school until 1pm - not full time until next week- so walk to pick her up
hoover and tidy house
check banking
Sew hole in one of my favourite tops
Spend time playing with DD2 :):):):)

That is it for me!

I have to get back on the DFW band wagon!

I have no idea what i have spent on food or how many NSD's we have had! ooppps! So i have just put a question mark!!

Will be back firmly on track in october! I have a wedding to raise money for!!!!!

romylou_2

Good morning everyone

Sorry, I didn't get a chance to post anything yesterday.

Today I have:

Checked online Banking
Done DW
Empty WM with load

Still to do:

remove sofa covers and wash
Strip spare bedding and wash (so Im hoping and praying the sun stays out today)
Clean Yard
Empty rubbish

Try to relax!!!

picasso2

Morning folk , nice day here.

I have a big day today , I have my return to work meeting at work (sick note runs out tommorow) . Am meeting with Union this afternoon re my disability/sex discrimination case. Lots of thoughts and feelings going around in my head - I don't want to go back but if I have to am hoping to get a few days compassionate so I don't start until monday (we work a 7 day week shift rota). When I do go back Occy health said part time initially so that will help.

So today I will aim to achieve a fair bit to keep busy, my list :

• Check banks
• Transfer CC balance to 0% card
• Walk to town and post one item
• Take pressie to District Nurse
• Contact Mcmillan
• Do list for supermarket shop this evening and organise money off coupons
• Start organising my cake paperwork
• Do the tax stuff
• HC on line to dry
• Check a few boards on here - need to get DD a software package for xmas
• Send CV to nice man who said I would be welcome in his company , no vacancies but he will keep my CV handy
• Look for other jobs

If I get time I would like to :

• Do some comps
• Do some surveys
• List some bits on Ebay
• Tidy up !

Have a great day folks.

loveGSDs

Hi again!

my list for today......

go for big walk with dogs
try not spend too much on lunch with friends
clean bathroom
tidy house
go for run tonight
add food onto calorie counter
NSD(apart from lunch )

hope you all have a good wednesday!!

xx

determined_new_ms

hello everyone :wave: we got back home from our holiday at 6am (its been a long time since I've stayed up for more than 24hrs! ) this morning (no holiday blues as yet ) had such a brilliant time :j - I always find it so weird to think a few hours ago I was laying around a pool in baking temps!

So I have just waded through all the last weeks threads

Cat :jto booking the wedding
Fay excellent re paying off the loan :j
Picasso hope the meeting goes well today
Olyv hope your dd is not too wiped out after finishing dissertation

and hello to everyone else x

So today going to try to take it easy as have only had 3 hrs sleep, maybe lots of napping/reading book/watching telly today

• [STRIKE]checked online banking [/STRIKE]- got paid on Monday :j
• [STRIKE]worked out actual budget for next month[/STRIKE] - overspent a little last month but still on track
• [STRIKE]worked out cc1, what money from which acc[/STRIKE]
• [STRIKE]got bread out of freezer which I froze b4 I left[/STRIKE]
• [STRIKE]got sauce out of freezer for tea today [/STRIKE]
• do meal plan/shopping list for rest of month
• [STRIKE]pop to supermarket to get a couple of bits[/STRIKE] - can't face full shop today
• [STRIKE]do VSP[/STRIKE]
• call dd & catch up/arrange to meet up tomorrow or fri
• received 2x perfume samples whilst away ,[STRIKE] put into dd's xmas toiletries hamper [/STRIKE];)
• check we have titles on lovefilm as nothing arrived whilst away
• [STRIKE]make loan payment[/STRIKE] - going to make overpayment later on in the month to maximise interest to me from bank acc
• [STRIKE]read martin's email[/STRIKE]
• [STRIKE]update sig[/STRIKE]
• [STRIKE]shift some funds around between accounts[/STRIKE]

ok gonna go back to bed now feeling a bit woozy! Hope you all are fabulous xxx