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Daily Chat thread: Tuesday 19th Feb, 2008
Morning all, Well, I wasn't sure it was possible but I feel worse today than yesterday-the cold I have seems to have settled into my sinuses and I feel dire. Today is not going to be nice for me for many reasons so in lieu of me going into it for personal reasons, I ask for the support from all of my wonderful DFW friends.
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Pap/Moozies What have/will you spend Tuesday 19th February??
Good Morning:D Having a lazy day today, will take the children to visit my 94 yr old Nan later this afternoon, might pop into Asda for a few bits on the way back as have some polo shirts to change size of & need a few bits, it will have to be only a few bits as only have £8 of my food budget left until Thursday:eek: Keep…
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The Spendaholics Anonymous Thread!
Hello everyone, I've been around this forum for a few weeks now, I've just started a Debt Management Plan with CCCS, and it seems to be going OK so far. Apart from the one thing that got me here in the first place - I SPEND MONEY! I can't help it, it's like some ridiculous compulsion. Here I am, not three weeks into the…
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Tuesday 19/02/08 What small dfw thing have you done today???
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
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IVA to BR
I have been contacted by Bankruptcy UK informing me I have been mis-soled my IVA as I have no assets to hold onto. Should I carry on with IVA or go with BR need advice.:money:
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where to play free bingo
Have seen people say they've been playing bingo and winning, where do they play? i presume it's free would like chance to try and win somethiong for nothing.
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who the hell are hamilton locke?
i received a letter today from them saying that in a survey i indicated that i would be interested in seeking advise from a debt management company. they are offering me a DMP this is sooo not true, i have done some surveys but never have i indicated that i need a DMP- i don't! i have one loan that i pay each month with no…
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i just have to tell someone..
hi all, since pulling my head out the sand and calling cccs i have been kind of avoiding setting up my dmp for the last few days. yes i know i have been very silly but i have been feeling rather sick about actually starting the plan.i knw it sounds really stupid! but i just wanted to say i have just clicked the little red…
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Introducing Me
:o I am a long time MSE'r but have recently changed my name as I thought I may be recognised. This forum has done wonders for me in the last year or so and I just wanted to express my gratitude. I have been doing a lot since my LBM and even before. There are some wonderful tales of inspiration and some sorrowful ones I can…
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help
right i,ve been a fool and am know !!!!!!ed have 1600 coming in plus 700 for a rented property morgatge on above 798 llyods ovedfraft 3800 morgan stanley 2600 mbna 220 mbna 3174 virgin 907 baclaycard 1266 lloyds platinum m/c 3493 tesco2349 storecard174 amex 1634 mothercare m/c 1626 wages get swalloed up in o/d not enough…
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leaders in land
i would like to here if anybody has had any dealings with a company called leaders in land based in london as i am considering doing some business with them and just want to make sure they are a reputable company
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Link Financial Ltd/Abbey
Have received a letter from Link Financial claiming that I owe £1000 on a credit card from Abbey. Problem is (hopefully theirs) that, to the best of my memory, I've never taken out a credit card with Abbey! Ignored the letter thinking it was a joke but have now started to receive some regular and pretty obnoxious…
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I'm almost debt-free ... and feeling guilty
Hi there, This is a bit of a ramble to say something fairly simple but still, I like to talk! I used to be a bit of a regular to this site, about 18 months ago, under a different username. I was doing really well - taking on board the hints and tips, had cleared my credit cards and just had a personal loan to pay back -…
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Just dont know what to do with myself
Right, now ive shared that annoying tune with everyone, Im in a pickle, not a very big one on one hand but huge on the other. I approached my employer with a course that i wanted to do which would improve my job (and possibly more importantly my salery by over 8k a year) back in June of last year. It was all signed off in…
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please help me with an IVA problem
removed my info as its much clearly explained by the lovely person below me. any help would be great
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Default notice
Hi, i have just recieved my first default notice from lloyds tsb and was wondering what to do? should i just ignore it for now?
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Someone Please Give Me Peace Of Mind :-(
i got a letter the other day saying i owed £2500 from a car i had on finance in 1999,i aparently last paid something in 2003,the total value was £6800 and i paid off £4000 and then met (my now wife) and moved to swindon where she was from,and kind of got side tracked and stopped paying for one reason or another(not…
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CCA, what next?
So I sent a letter to Mackenzie Hall on 8 Feb requesting a copy of my CCA, statement and deed of assignment. They received it on 11 Feb. They have sent me a letter dated 12 Feb stating that they have requested a copy of my agreement and statement of account from The Associates. My account is on "hold" and no further action…
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Anyone had dealings with RBS?
Hi. Am about to start a dmp (my payment will be quite low until my secured loan is paid off). My main creditor is Royal Bank Scotland - mainly a loan, balance approx £18,000. Have been reading posts about N.Rock going for charging orders and forcing sales of property, are all banks like this? Is this what happens?
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Being chased for a debt from 2002 - what do I do???
Hi Just received a letter from a Debt Collection agency - Wescot Credit Services asking for paymnet of just over £440. I had no idea wha it related to, so gave them a call to be told it was for a store card I opened in 2001 and had a balance on it since 2002. I thought id paid it off sosked for further info. All was told…
