Tuesday 19/02/08 What small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will
Check online banking
Do Clicks
Use up an unopened xmas pud for afters
Order some needed books for my OU course through quidco
Make quorn chilli for tea and make enough to freeze a big batch too for another day:D

Hope everyone has a good day. Still sunny here but icy cold today:cool:
Hi to any new posters:D

angelavdavis

-Have got a cashback cheque that I need to deposit into the mortgage offset account.
-Done my piggy clicks
-Do my expenses
-Did some AQA to earn a few pennies
-Go through the vouchers we got for our wedding to see what is left to stop us spending unnecessarily when we have vouchers we can use
-Treat myself to a magazine subscription using my Tesco clubcard vouchers.
-Join RAC using Tesco clubcard vouchers.
-No spend day today

Jo_R_2

I am at home today with the girls, DD1 (4) and DD2 (1.5.) My DFW thing for today is making HM cookies. Doing a big batch for snacks and also because OH likes them too in a kinda "hope no one saw me steal the kids cakes for my pack up" type way

Deliberately didn't buy any cakes or biscuits yesterday when I did the shopping so it'd spur me on more to do baking. I love it but haven't found the time recently. Got into it again last week when made chocolate brownies which went down a storm so feel all encouraged :j

jennyred

good morning everyone - its a cold one!!!

today I will
-do piggy clicks
-check online banking
-make large shepards pie and freeze portions for work lunches
-wrap up extra warm and leave heating off until later
-check ebay sales
-spend most of the day studying
-will not leave house therefore saving petrol!!!

good luck everyone and remember - smile and the whole world smiles with you!!!

luxor4t

Today:
- checked Quidco: OH changed gas/ elec = £20 yay!
- will do clicks
- cleaned a bit more of the kitchen
- more sewing: complete baby quilt, consider next gift project
- go through freezer again
- shop with list (OH did weekly shop ...enough said!)

MidLifeCrisis_3

Hi freezing here. Heating on meltdown at the mo I'm afraid!!

Today I will

Walk instead of drive
Take DS to story time at library (better get my backside in gear tho)
Book my hair appt at the next trainee session (£5 c&bd)
Have DS friend round to tea (his mum will do the same soon, peace beckons!)
Use up a freezer meal for me as OH on a course with free lunch

Have a fab day!

MLC

P.S. Used our unopened Xmas pud up yesterday!!

savingforarainyday

Haven't posted for a couple of days eveytime i have tried its failed (grr)

Yesterday I transferred debt from MBNA to our LLoydstsb card 0% quids in even with transfer fee.

Today I will

Check my online Banking
Get a nice card for MIL birthday from the cheap card shop in town
Put washing in on economy 7
I have checked to see if we can save on gas and electric, but doesn't really look like it, so I may look at single supply and see if that makes any difference.
Sort the Ebay shelf that i didn't get to yesterday.

I am not planning on spending anything apart from car parking when i take ds for english lesson later.:D

Wishing you all a nsd

free4440273

Morning all:hello: Today, I shall spend zilch:D

andan

Morning all, hoping to have a productive day today.

My dfw things are/have been
-I managed to get all my huge pile of washing done yesterday and have now moved onto washing the very filthy sofa covers. Not exactly dfw wanabe but makes me feel productive and makes my house clean.
-Do any surveys i may have received.
-I intend to count up some loose change so i can take it to the bank when i go into town
-I intend to make store cupboard meals today
-check online banking
-Hopefully place a matched bet later
-Pay my mum the money i owe her
-Look at switching gas and electricity suppliers
-Go into town but hopefully buy nothing
-Have been looking for more mystery shops but none as yet

On top of that i will be busy studying, doing housework and getting up to date with everything.

What course are you studying Sophiesmum?

aligerdie

hi! :hello:

Well its cold and misty here, was -3.5 degrees on the car when i took dd to school :eek:

Today i will have a nsd.

I'm going to:

*List some more things on ebay
*pack up things to post for ebay which finish tonight
*turn heating down a touch and put a big jumper on
*give dd2 dinner made up from sunday roast and frozen. yum.
*work on the text chat to make a few pennies. only a few though mind....
*tidy the house - the lady from the letting agents is coming tomorrow to do our quarterly inspection, the house is a tip!

And that is me today, have a nice day, and wrap up warm xx

mbaz

1. 2 mystery shops to do
2. daily clicks
3. online banking
4. going to sort some things to sell on ebay

Have a good day everyone!