i just have to tell someone..

thepinkladez_2

hi all, since pulling my head out the sand and calling cccs i have been kind of avoiding setting up my dmp for the last few days. yes i know i have been very silly but i have been feeling rather sick about actually starting the plan.i knw it sounds really stupid! but i just wanted to say i have just clicked the little red button on the cccs website and am now awaiting my dmp pack to arrive. am now feeling relief! god please tell me im not the only person going through these emotions!

rayday2

Definately not unique - sorry!

Its a huge step and well done for doing it!

fermi

Everyone normally feels relief when they've taken that step they knew they had to do and which was for the best, but really dreaded.

For me it was taking other steps rather than a DMP, but the principle is the same.

You're on the road to getting things sorted out now.

thepinkladez_2

thanks. when i pulled my head out the sand i didn't bet on jumping on the emotions rollercoaster!guess i have many more rides ahead too!

RainbowChild_2

That step is the hardest, well done you!

southernscouser

You're lucky that your head was only in the sand.

Mine was stuck up my @rse and I couldn't get rid of the smell for ages.

thepinkladez_2

southernscouser wrote: »

You're lucky that your head was only in the sand.

Mine was stuck up my @rse and I couldn't get rid of the smell for ages.

:rotfl: :T love it!that put a smile on my face!

poorbabe

:D Mine too :D

van22663

Well done you. Contacting CCCS was the best thing I did, they are really helpful. Best of luck.

bestmumof3

Can I just ask - how did many people run up all their debt?

Ours was basic mismanagement etc etc

rose28454

bestmumof3 wrote: »

Can I just ask - how did many people run up all their debt?

Ours was basic mismanagement etc etc

I have £62000 worth of debt and although I contacted CCCS last year for advice I still have to set up a DMP. I have creditors breathing down my neck. Egg have even taken me to court and got a charging order on our house. I am trying to get a new fixed rate on my mortgage to bring down my payments but Egg refuse to temporarily postpone their charge. Any way HFC have now taken me to court aswell so I going to contact CCCS today to take next step. OH is an alcoholic and my life is such a rollercoaster I always seem to have his problems to deal wih so cant deal with debts. Anyway I am rambling and not answering question.
I think the main reason for our debt was mismanegement of credit cards, alcoholic oh and the fact that in 2003 I had 4 eye operations and nearly went blind. I think I just gave up control of finances for a few months nad never got on top of it again.