help

right i,ve been a fool and am know !!!!!!ed
have 1600 coming in plus 700 for a rented property
morgatge on above 798
llyods ovedfraft 3800
morgan stanley 2600
mbna 220
mbna 3174
virgin 907
baclaycard 1266
lloyds platinum m/c 3493
tesco2349
storecard174
amex 1634
mothercare m/c 1626
wages get swalloed up in o/d not enough then to pay bills properly don,t pay any lodge to parents as they now how in !!!! i am
don,t have to pay for fuel cause got a company car
but i do have a miss,s and 2 dependant kids plus 3 that arent mine
we dont live toghether cause shes better off money wise
but i still have to run a peole carrier ie tax insurance mot but no fuel because work provides me with a fuel card so i use that on the weekend to fill up
and i,m still self employed at the mo and the mortgage company dont know i rent the house out either

please help

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Can you give people a few more details on the debts?

    APR's and time left at that rate etc?

    See link: Help for First Time Posters

    for the sort of info needed so that people can give the best help.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Merlot
    Merlot Posts: 1,890 Forumite
    Exactly as fermi said above, surely the debts listed are the balances and not the monthly payments.

    You will get loads of advice once you have posted a more accurate SOA, have a look at the link in fermi post, it will help.

    Merlot.x.
    "Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren
  • yes they are the balances will put more details up tomorrow
    thanks for the replys
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