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Balance transfer from BA AMEX
I have recently got a Virgin credit card with 0% balance transfer and fees, with the intention of transferring the balance from my BA AMEX card, which I used recently to buy a car. Virgin tell me I can’t because this card is USA based. Is this correct? Is this the same for all balance transfer credit cards - can’t it be…
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New John Lewis credit card with NewDay
Maybe those who have been turned down for this card should be glad! I received and used the card without any problem but today received a text to say I have a balance to settle by 30 September. I checked online and found I had settled my bill on 14 September so needed to speak to someone to clarify. First attempt using the…
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Prepaid mastercard/visa?
My Optimum prepaid card started charging a monthly fee:http://www.myoptimumcard.co.uk/costs/ I've checked out the MSE recommendation for prepaid card and that's Tesco, but they want proof of identity, e.g. drivers license. That means I have to give my real DOB and other details which I've never had to supply to Optimum.…
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John Lewis CC
What's behind the John Lewis Credit Card provider change. I've never had a problem with it and more to the point who are NEWDAY? I've never heard of them and whilst I'm pretty sure John Lewis know what they're doing I'd appreciate a little more knowledge, sadly unavailable from John Lewis's helpdesk.
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Balance transfer advice
Hi All, first post on the forum!! I have recently got a 0% card to pay off my Argos card but also want to pay my wife’s off as well but they won’t let me do it , is there an obvious way around this that I am missing ?
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Virgin credit card
Hi All. I’m new here but looking for some advice after exhausting all other options. I was in quite a bad state at the start of this year with debts however I’ve managed to clear 75% of them after hunkering down and paying off circa £11000. Im now left with two credit cards, one totals £3500 with Virgin and another of £800…
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Better credit card to use overseas
Going for a holiday in Dubai. Have the halifax clarity credit card and Barclays reward card. Both do not cause any charges for using abroad. But which gets you better rate?
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Using friends/family CC's to do a 0% switcheroo
I have a large debt spread across 3 cards and 2 of them are on high interest because the deals have run out. I don't have the room to switch amongst them so if I got a 3rd party to pay one off could I then use a balance transfer deal to switch back again and get me on a much better rate? If I can do this is there a minimum…
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Reapply as a new customer for the Sainsbury's credit card?
Hi, I currently have a Sainsbury's credit card but the 0% interest free on purchases has now ended. I could do with having this again and as I shop at Sainsbury's anyway, wondered if I could cancel and then sign up for another card and take advantage of the Nectar bonus offer they have when you first have the card. I'm…
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Tesco credit card and household bills
I've now got a tesco credit card. I wish to pay all my household bills on this, but can't find either the account number or sort code. Am I missing something stupid. Or do I pay the bills another way?
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Clarity card - initial interest-free period ?
Hi all, Received new Clarity card couple days ago. Anyone know if the period between having card and first payment is based on the date card is activated, or date of first spend ? I have held off activating it so far, but i understand if i leave it too long before activating, Halifax might assume its gone missing in post…
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Accidentally used credit card in cashpoint
Well wife did.... lol Its a card that I spend on every month - £1000 or so but then pay off in full every month so I never pay any interest. Appreciate that I'll pay a fee for using as cash but doesn't cash accrue interest from day one anyway? How best to minimize interest here? It was £50. Can I just pay £50 off the card…
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First credit card
Hi I’ve never owned a credit card, only debit but I think I need one now. Barclays have removed my arranged overdraft as part of a wide scale account review. My debit card won’t work now if funds are in the negative. I spoke to Barclays about reinstating the overdraft and they suggested that a credit card, not specifically…
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Nationwide CC & Credit Reference Agencies: ClearScore says a new credit agreement added to report
Hello, I have a Nationwide Credit Card. This morning I received notification from ClearScore that 'A credit agreement is being added to your report'. I logged in and saw that my current Nationwide CC is being removed from my account and a new Nationwide CC is being added to my account (new account number). I logged into…
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DD refund coming would CC really been better
Debit refund (uk large holiday booking company) is I'm told appoved. Bank was helpful in sterring us in what to do. Although the statement direct debit payment is covered might be correct the process could have been a longer slog. Would we have done any better by using a credit card as reading up sec 75 it's not guaranteed…
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Do banks offer compensation in the first instance to avoid larger payouts from another process?
I won't go into too many details, but I've been embroiled in an incorrect data reporting issue with a bank and they've acknowledged complete responsibility and given me compensation. Since this involves giving away money, I suspect there's an ulterior motive i.e. paying me a small amount minimises the chance of them paying…
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TSB credit card not showing on app or website
anyone else having problems seeing their credit card with TSB ? it doesn't show on either app or website although when looking at manage cards it is included their but nowhere else update it doeesn't mention anything about any problems on the website but when i attempt to contact them via the app chat option it does…
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Old Partnership card - Not logging in
Anyone else having this problem? Late last night I tried logging into the Partnership card website and couldn’t. Don’t remember the reason. Later I opened the app and it was spinning its wheels so I closed it down This morning the app got as far as letting me enter my password but then didn’t recognise my password so I…
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John Lewis Partnership Card
After 25 years of loyalty JPLC denied me the opportunity of joining their new card as I refused to give details of my husband's income. When I called to ask why they said they needed to know household income. I have a working son living with us but they didn't ask for his income details. Women have been working for years…
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Barclaycard
Hi I have just recieved a letter from barclaycard saying i.m due a refund phoned up ..did not recieve original letter no problem can look on site ..if anyone has recieved this did you have to upload a passport or driving license for Id any info would be appreciated as they say i.m owed a bit ..
