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Balance transfer advice

Hi All, first post on the forum!!

I have recently got a 0% card to pay off my Argos card but also want to pay my wife’s off as well but they won’t let me do it , is there an obvious way around this that I am
missing ? 

Comments

  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi and welcome to the forum.

    I'm guessing that your wife's Argos card is separate from yours, that is, she doesn't have a card connected to your own Argos account.

    Is the 'they' who won't let you the new credit card issuer? 

    Could your wife also apply for her own 0% balance transfer credit card?  She may have to clear the balance herself if they won't let you do it.
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • Thanks yes that’s all correct. Maybe that will be the only way 
  • A money transfer card would allow you to put cash into your bank and pay off both. Did you tell them the second card was in your wife's name? If so they will know now, in the future you shouldn't tell them unless directly asked, provided you are willing to take on the debt of course. As above, a BT card in her name will be needed now, or another card that will take Argos transfers
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