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Credit Card for non-UK residents
Hi Im resident in Gibraltar and Capital One have informed me that they will close all Gibraltar based credit card accounts from November. Any ideas for credit card facilities for non-UK residents, not much locally and need CC for car hire when visiting UK
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Sainsburys offered me a no fee on balance transfers - Now charged a 2% fee
Hi there I applied for a no fee balance transfer card at the beginning of the month with Sainrburys bank. The amount of months was likely to be variable based upon circumstances. In the end, the screen put to me a 0% on balance transfers for 21 months with a 0% balance transfer fee. I accepted, and proceeded with the…
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0% credit card promotional date mix up - anything I can do?
Hi all, long story short, I made an error with the end dates of my 0% promotional period, putting it in my calendar as completely the wrong date. I happened to check my accounts this weekend and spotted the 0% period already ended so I'm secretly being charged silly money on that debt (despite it not showing on any…
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Is this illegal?
I attend a musical weekend event every year and have done for twenty years. The event has been cancelled because of covid but is starting again this year. The event is mid October. The company that runs the event has gone into administration but has been bought by another company. We had paid the final sum to the original…
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Un-Authourised Payments Taken from Bank Account
Hi Guys, I had a Zable credit card. I ran in to financial problems and sought help. I was advised (Advice Shop, Bathgate) to report my debit card as lost, this giving me a new card with a new number, therefor no payments could be taken. I also contacted Zable to inform them of my situation. 3 months later, money has been…
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First holiday in a long time - is Halifax clarity still a good choice?
Hi. Is the Halifax clarity credit card still a good choice for spending abroad? I already have it and just wondering if I've missed anything about it changing.. Thanks!
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Barclay's Premier Banking
Sorry if this has been covered already; looking at the website it appears if someone is willing to pay the fee anyone can get this account?
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Marbles Credit Card
Can someone please say what is up with Marbles?I have been trying to contact them for days hanging on the phone and waiting for online chat but they never answer?
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Transfer Balance
Hey, Looking for some advice on my credit card which I am looking at due to interest rise. I currently have a 0% card with MBNA which runs out in December. I also have a Tesco card with nothing on it that I was looking to move my balance too I have been sent an offer from Tesco for 0% balance till December 2023, but this…
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Looking to buy a car with a credit card
I am looking to buy a car with a credit card because some cards have 0% interest for 25 months which I think is better than a cheap personal loan of 3-3.4% interest rate! Is that information that I have correct and what credit card do I need to apply for? Checked my Experian credit rating and is 994 points (almost maximum)
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Non-contactless or can set very low limit
If people can recommend a suitable credit card, then please do. This is what I want ... a) First, I pay off in full every month by direct debit b) I don't borrow as such, and I have no balance to transfer c) I don't let my telephone know anything about cards or banks BUT website from a Windows computer is fine d) I don't…
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JL card transfer to New Day / bad day
Transfer to New Day is easy?? Er…no. Bad Day. 1. The emails went to junk so I went searching for the invite 2. I applied , and was given a credit limit way higher than I needed or consider safe given ambient fraud. They assure me they can’t change it till my card comes! so I have compulsory credit! 2b. i won’t be here when…
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Apple.com debit on my acc
Hi, Anyone know much about this stuff - I spotted a debit on my Nationwide acc - only for £4.99 and I think it's to the iTunes store from the details it shows. I don't subscribe or pay for anything from Apple as far as I am aware - But I DID add my Nationwide card to the Apple Wallet on my iPhone the other day - I didn't…
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Unrecognised transactions on Curve card - Curve refusing to refund
A few days ago, my phone pinged to say that two transactions (£4.50 each) had been charged to my Curve card at the exact same time by the bus company Stagecoach. This is strange because I hadn't used a bus for at least a week prior to the charges, I only ever pay contactless (I haven't given them permission to save my card…
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Best move for decent credit history?
Hi all, I recently lost my 0% interest on a Tesco credit card due to a late payment. This was completely my error & I paid it a week late, in full. Now besides my separate issue that I was not sent the text reminder alerts that I was set up to recieve. I am now wondering what the next best step to take would be. Of course…
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What card for under 16?
What are options for an under 16 child to use debit/credit card for low priced purchased like bus ticket, food in supermarket etc.? Are there any prepaid cards which can be used in lieu of debit/credit cards in shops?
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Anyone know why this has happened? Just intrigued to know.
Have a Virgin Credit Card which had a 0% balance transfer and purchases promotional period ending in January. Got a letter through from Barclaycard offering me a 0% balance transfer rate till March 2024 which I was pleasantly surprised with as never had any decent offers on my Barclaycard. So, I transferred my Virgin…
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What to do with old credit cards and how to manage them to get new 0% purchase deals
Hello I'm a bit new to borrowing. I only understand the basics, so please help. I took out a Sainsburys 0% purchase credit card a few years ago. All fine. I paid it off with no problems. Then I took out a Halifax 0% purchase credit card, and the same. All fine. Then I took out a Barclays 0% purchase credit card, and I…
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Credit card protection for online transactions
I made a purchase online with a split transaction of £200 by card and £1000 by bank transfer. The thinking here was that by paying over £100 by card would protect the whole transaction. The retailer failed to supply the goods and agreed to refund me in full. Despite many sources citing this approach to protecting your…
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Credit card @ 18
Hi, First of all I am fully aware of the risks of having a credit card at a young age, however I have always been interested in managing money and feel responsible enough to build my credit score now for a head start. I turned 18 recently, and had always planned on getting a credit builder card. I've been trying to apply…
