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Moved: Holiday cancelled by vendor but no refund
This discussion has been moved.
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Chi chi return not refunded
I returned a dress over 30 days ago to chi chi london and still havnt recieved a refund. I have sent 4 emails and received 2 emails asking for more time. I looked on trust pilot and many others are having the same problem. What can i do? I paid with my credit card can they help?
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Mbna payment holiday
I have recently applied for a 3 month payment holiday from mbna and received a letter to say that was accepted. However I’ve just had an email to say my payment is overdue and I’ll be charged. I have tried to call them but I get all the way through security to be told they can’t take my call today and it hangs up. Not sure…
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New Day credit cards - Aqua/Marbles/Topman/Topshop/Amazon etc - Transferring limits
NewDay as a card provider has increased their offering of cards in recent years - and some of them are relatively decent APR's (in the grand scheme of things - yes I know it's not 8.9%) - has anyone got more than one NewDay card and successfully reduced their limit on the high APR card and increased their limit on the…
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New Rules latest.
Finally caught with Persistent Debt Rules. unintentionally paid 250 debit card payment to aqua card that I had already paid 330 Feb past. Seems on 2nd card I'll be paying down 15-1600 approx over 4 years. Whilst I read via FCA and aqua that such a plan shouldn't effect credit rating, I can only hope this is correct. What I…
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Reclaim refund
I need to pay a holiday balance so for insurance purposes i want to pay by credit card, the holiday will more than likely be cancelled due to covid 19, i have a zero balance on my credit card and will not use it for anything else, when the holiday company refunds the money will i be able to get the refund back in cash or…
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Holiday refunds
I have 2 holidays cancelled which I paid on credit card. On the first one the Company called me on 17th March to cancel and confirmed a refund. They said it would take 7 days. 5 weeks later I have no refund. The second one is for an air ticket and the airline is not answering emails or the phone. Their site suggests i need…
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payment allocation
Who has made the mistake? In Feb. I did a 0% 24m, 3% fee BT to a credit card. In March I did another BT to same card but at a low interest rate - 3.9%pa for 36 months, no fee. A while later I transferred the balance on the original card that was at 3.9% to another card offering a 0% deal after checking the first banks Ts &…
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debit card refunds
hi have had flights cancelled but no longer have bank account and debit card used when booked have been informed that refund has to be paid to same card used for purchase is there a way to overcome this and have refund on different card many thanks steve
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Pre paid card
I've been using a Post Office Budget Card to pay gas & electric bills. You hand over cash at the PO and it gets loaded onto card. Then take the bill & card to PO when it's time to pay. The product is being withdrawn so I need a replacement pre paid card. Any recommendations? All I need it to do is add money monthly from my…
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Barclaycard Customer Services - "we've just stepped out" - so how do I reset my online access?
I had a problem with Morrisons who were unable to deliver an online food order but still charged my Barclaycard. In the process of logging on to my Barclaycard account to check whether they had reversed the payment it locked me out so I can no longer access my Barclaycard account online. It would not let me reset this…
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Was I mis sold a credit card do you think I can claim anything?
I was just looking over my finances and was going back to when I got a credit card from my bank. Long story short, I went in to upgrade my bank account that gave me extras that I would use while I was there the advisor started going on about their credit cards. I never ever thought about getting one but he said well if you…
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Is getting an Amex card going to be a pain?
I'm looking to close my credit card and current account with HSBC as I've not been impressed with their customer service over the years and am now looking to get a credit card (with no monthly fee) that I won't be using too often, just for the odd purchase (for increased protection) and would pay it off straight away. Any…
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Frozen account and card
I am a customer of Lloyd's Bank. My salary goes direct to bank and is my only source to access money and pay bill's. In mid March 2020 my bank card was not operational. I phoned Lloyd's to be informed that they had frozen my account and could give no explanation. Numerous phone calls elicidated the same response. It is now…
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Balance transfer from one card to another from the same provider?
Hi I have a virgin credit card currently that the original 0% interest I got runs out on in September, I’ve seen virgin are still offering a very similar card, is it normally possible to take out a second card with the same provider and transfer the balance over? Thanks
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Default
Need help, I have got few defaults in my account , if I pay my default off will I able to get a job in the bank ? I did apply for a job in the back but got refused cos of my default. They said I got 6 month to reapply again, I know that I can pay my default off, but i was thinking will I get refused again even if I paid…
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Compensation issues
Payments returned from holidays go back into credit card. Can this amount be transferred into bank account? If so how can I do this as over £6000 involved.
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Approved Credit Card Agreement Expired
EDIT I took the offer of compensation.
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Interest charge on interest free MBNA CARD
Hello, i have an MBNA credit card with 0% interest on both balance transfers & purchases until April 2022. However i have been charged 90p interest on my latest statement which also shows an estimated interest of £2.44 on next months statement. I notice that there is a difference between "promotional" purchases &…
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Can I get a credit card refund to my debit account?
Hi, I bought a holiday on my credit card for August and due to Corona we’re not sure if it will go ahead. If I get a refund of this back to my credit card will I have to pay transaction fees to get it back to my debit account which I use most often? The holiday was over £3000 for my partner and I so the charges would be…
